Adrian Flux Car Insurance Review

James Rodriguez James Rodriguez updated on July 31, 2020

This is the ultimate review to guide you through Adrian Flux car insurance.

You might already know that Adrian Flux offers several car insurance policy options.
Some are great, others not so much.

So if you want to get:

  • Better value for money for your car insurance
  • Indicative quotes
  • Tips to lower your insurance premium, then you might love the following article.

Let’s dive right in.

Is Adrian Flux the best car insurance provider?

Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.

We’ve studied in detail Adrian Flux car policy terms and conditions and given our own ratings based on different criteria.

4 Safe overall rating for Adrian Flux

Our ratingOur opinion
Customer service & satisfaction

4.5/5 based on 13,544 opinions on Trustpilot
24/7 claims helpline
The insurance company is customer service oriented
Policy documents are provided both for Adrian Flux and the other insurers like Aviva, Axa.

Cover provided

Courtesy car is provided as standard on the Comprehensive cover
Personal belongings cover is provided as a standard on the Comprehensive cover
Vans are covered by this insurer
Cover is provided for high risk driver

Value for money

Cashback vouchers are available for new customers
Prices for cover options are affordable
Cancellation and adjustment fee of £30
No guarantee is given on repair in the case of a breakdown and if an approved repairer is used

Financial strength for pay out

Adrian Flux has about 40 years experience in the insurance industry and this proves that their ability to pay out a claim is high.

Technology

Most of the needed information can be found on the landing page of the website
The online option is available and claims can be taken out and adjusted online
Telematics insurance is offered
No live bot to answer questions

Safe rating for Adrian Flux

Expert and customer reviews on Adrian Flux

We compiled expert and customer reviews from independent institutions, to give you an overall idea of Adrian Flux's reputation.

Review organisationConsumer satisfaction rates for Adrian Flux
TrustPilot4,5/5 based on 13,544 opinions
Consumer satisfaction rates on reviews for Adrian Flux

To check if Adrian Flux is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.

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Our review on Adrian Flux car insurance policy

Adrian Flux is an insurance broker with more than 40 years of experience in the industry. They provide different types of insurance ranging from classic car insurance, hot hatch insurance, high-performance car insurance, modified car insurance, 4×4 insurance, kit car insurance, grey import car insurance. They also offer insurance services for high risk drivers, young drivers, learning drivers. Three levels of covers are provided and Adrian Flux allows the transfer of No Claims Bonus.

Their services are recommended for drivers looking to insure special or modified vehicles.

What does Adrian Flux car insurance policy cover?

Are TPO, TPFT and Comprehensive covers available at Adrian Flux?

Car insurance policyAvailable at Adrian FluxCoverage in a nutshell
Third-Party Only
  • Passengers and third party covered
  • Policyholder is not covered for any injuries or damages
Third-Party Fire and Theft
  • Replacement of your car if stolen
  • Damages caused due to theft or fire
Comprehensive
  • Cover third-party fire and theft
  • Covers injuries to you and damages to your car
Car insurance level of cover available at Adrian Flux

Keep in mind that you can always add optional extras to your policy.

Main guarantees at Adrian Flux explained in details

Let's find out what does Adrian Flux covers in its car insurance policy.

Breakdown cover at Adrian Flux

Adrian Flux offers Breakdown services for £59.00 a year. This includes:

  • Roadside Assistance this includes roadside assistance at the scene of breakdown. If the ar cannot be fixed, alternate sources of transportation would be provided for the driver and his/her passengers
  • Vehicle Recovery this includes the transportation of vehicles from breakdown points to garages
  • Home Service this includes breakdown services provided when the car breaks down in the driver’s home or at least one mile away from it
  • European Breakdown Cover this covers breakdown in foreign countries and the cover is only valid for sixty days..

Keycare cover at Adrian Flux

Adrian Flux offers Keycare cover for just £17.00 a year, and it provides £1,500 worth of cover which covers the following:

  • locksmith charges
  • cost of replacement locks and keys
  • cost of car immobilizer replacement costs
  • a £10 reward for the finder of the key.

Windscreen cover at Adrian Flux

This cover option is undertaken by an insurer which in this case is Trinity Lane. The sum of £1000 is provided with which to cover costs incurred from either the replacement or repair of windscreens and/or windows.

Motor legal protection at Adrian Flux

Adrian Flux provides Motor Legal Protectionand in the case of an accident, provides cover to cater for the following:

  • cover for damage to your vehicle
  • cover for damage to any personal belongings within or on the vehicle
  • cover for uninsured losses.

Personal policy injury available at Adrian Flux

Trinity lane provides this service in the case that the driver or his/her spouse were involved in an accident that resulted in the following within three months:

  • Death £2,500
  • For loss of any limb £2,000
  • Permanent blindness in one or both eyes £2,000.

Coverage abroad at Adrian Flux

Abroad coverage is available under the cover policies provided and this coverage allows the holders to travel through Europe for 90 days. The list of countries includes:
Republic of Ireland, Northern Ireland, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Gibraltar, Greece, Hungary, Iceland, Italy (including San Marino and the Vatican City), Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland (including Liechtenstein).

Courtesy car at Adrian Flux

No car hire option is provided. However, Adrian Flux provides a courtesy car for 28 days to make life easier for drivers who have lost their car as a result of an accident.

No-Claim Bonus (NCB) at Adrian Flux

The NCB will keep increasing every year provided the driver does not file a claim. No percentage is provided.

The No-claims bonus will not be affected if the driver only claims for a broken windscreen or windows.

At Adrian Flux, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.

NCB protection claims (number per year): 2 claim in 5 years.

A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium. 

Adrian Flux car insurance terms and conditions

How much does Adrian Flux car insurance cost?

You'll find below indicative car insurance quotes at Adrian Flux:

Drivers'ageMonthly premium
18 years old£105,44
40 years old £43,48
60 years old£32,06
Quotes above are for a comprehensive car insurance - eco car, clean record driver, Liverpool

Costs of Adrian Flux insurance car policies vary widely based on different factors such as:

  • The driver’s age 
  • The date on which they received their driving licence
  • The type of car 
  • Expected repair costs if the car is damaged
  • The performance, safety and security of the car 
  • The driver’s address and how busy the streets in the neighbourhood are
  • Who drives the car (any additional driver on the policy) 
  • The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.) 
  • Insurance taxes.

The higher risk you represent, the more expensive your policy will be.

Is there any promo codes or discounts available at Adrian Flux?

A cashback voucher is available for customers who have taken out a car insurance policy. NCB is available for Adrian Flux customers. A discount of 15% is also available to classic car club members.

If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.

Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!

Adrian Flux car insurance policy summarized

Guarantees

At Adrian Flux
NCB benefitYes
Uninsured driver NCB benefitYes
Loss or theft of keys£1000
Personal belongings£100
Audio equipment

£400

Medical expenses

£250

Liability limit for property damage£20 000 000
Legal expense£5,000
Courtesy car benefit

Not stated

Courtesy car cover

Not stated

Coverage abroad

90 days

Guarantees at Adrian Flux

Excess

At Adrian Flux
Fire excess £500
Theft excess £500
Accidental damage excess £500
Windscreen replacement excess£1000
Young driver excess

£500

Excess at Adrian Flux

Admin fees

At Adrian Flux
Interest charged by payment installments

Variable

Renewal fees

£0

Cancellation fees

Cancellation fees during cooling off period : £0
Cancellation fees outside cooling off period : £30

Modification fees

Adjustment fee: £30

Admin fees at Adrian Flux

Other car insurance policies available at Adrian Flux

Adrian Flux black-box insurance

Adrian Flux offers telematic services. A Smartbox is installed in the driver’s car to monitor driving performance per time and also to know how to allocate rewards for safe driving. Also, there is an app called FluxScore where drivers themselves can monitor their driving based on the information gotten from the Black box. Some benefits of using this Smartbox are:

  • Breakdown cover from only £36 per year
  • Free legal expenses cover
  • Small, discrete black box unit which can be easily installed by the driver
  • No subscription fee required.

Adrian Flux classic car insurance

Adrian Flux offers insurance for classis cars. Also, insurance for high performance cars are provided. For classic cars however, several benefits and options are offered. Some of them are:

  • Kit car insurance
  • Wedding Hire cover
  • Track Day / Rally cover
  • Discounts for club members – If the driver belongs to a recognised classic car owners club or enthusiasts’ forum, he/she may be eligible to receive a discount of up to 15%
  • Modified Classic Insurance
  • Free Claim Driving
  • Laid Up cover: this cover may be suitable for vehicles that have no extra mileage. It includes cover for accidental damage to the vehicle, damage to the vehicle by fire, theft of the vehicle and damage by attempted theft.

Adrian Flux short term cover

Adrian Flux offers temporary car insurance and this insurance policy serves a lot of drivers and car types ranging from modified cars, kit cars to motorhomes. There are two cover options available with this plan and they are the Comprehensive and TPFT plans. SOme policy features associated with this insurance plan includes:

  • Third party liability cover
  • Fire and theft cover
  • Audio equipment cover worth £400
  • Courtesy car
  • Key cover
  • Breakdown cover
  • Flexible cover plans.

Adrian Flux learner driver car insurance

Learning drivers can be added unto an already existing insurance policy, however, this is at the risk of the policy holder in the case of an accident. The following are offered:

  • Monthly payment options
  • Comprehensive and detailed learner driver insurance
  • Stand alone insurance policies for a short period.

Adrian Flux van insurance

Adrian Flux offers different types of van insurance ranging from private van insurance, modified van insurance, company van insurance. All of them have different features based on their function. The private van insurance has the following features:

  • Up to £1,500 worth of cover for your sporting and leisure equipment
  • Free legal cover
  • Personal Accident cover
  • Optional UK & European breakdown cover
  • Instalmental payment plans
  • Foreign use cover
  • Courtesy vehicle in the event of an accident. This is only available with the comprehensive cover option.

How to contact Adrian Flux auto insurance?

Adrian Flux phone numbers 

You will find all important phone numbers to contact Adrian Flux car insurance:

Contact numberOpening hours

Customer Service

0344 381 6502

Monday to Friday – 9.00am – 5.30pm
Saturday – 9.00am – 4.00pm
Sunday – Closed

Existing customers – Van

0344 381 6504

Monday to Friday – 9.00am – 5.30pm
Saturday – 9.00am – 4.00pm
Sunday – Closed

Breakdown

0330 123 0758

24 hours a day, 7 days a week

Keycare

0344 381 6502

24 hours a day, 7 days a week

Contact numbers at Adrian Flux

Adrian Flux other contact details

You'll find below Adrian Flux main contact details:

Contact details of Adrian Flux
Email address

[email protected]

Customer account with Adrian Flux login

My account

Social mediaFacebook, Twitter, Instagram
ChatbotNo
Contact details at Adrian Flux

You can also contact them by mail by writing to Adrian Flux car insurance:

Adrian Flux Car Insurance
East Winch Hall
PE32 1HN
King’s Lynn
United Kingdom

How to cancel your car insurance at Adrian Flux?

You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.

Since car insurance is a legal requirement, Adrian Flux as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Adrian Flux has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.

For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.

You would need to have various documents ready such as:

  • your policy number (right hand corner of your documents);
  • your bank details; and
  • your payment method in case there are cancellation fees.

Adrian Flux could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.