Drive like a girl Car Insurance Review

James Rodriguez James Rodriguez updated on July 31, 2020

This is the ultimate review to guide you through Drive like a girl car insurance.

You might already know that Drive like a girl offers several car insurance policy options.
Some are great, others not so much.

So if you want to get:

  • Better value for money for your car insurance
  • Indicative quotes
  • Tips to lower your insurance premium, then you might love the following article.

Let’s dive right in.

Is Drive like a girl the best car insurance provider?

Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.

We’ve studied in detail Drive like a girl car policy terms and conditions and given our own ratings based on different criteria.

4 Safe overall rating for Drive like a girl

Our ratingOur opinion
Customer service & satisfaction

Fast and easy access to get a quote online
Effortless application and registration process
Customer service available for longer periods of time compared to other insurance companies (Mon-Fri: 8am to 8pm, Sat: 9am to 4pm)
Live chat feature available (Mon-Fri: 8am to 8pm, Sat: 9am to 4pm)

Cover provided

Drive Like a Girl’s services have been specifically designed to benefit women (insurance covering things such child car seats and handbags). Another good thing about it is that it can also be used by men
Covers for driving abroad in EU countries and non EU countries provided
Courtesy car included as standard
Does not impose mileage restrictions or curfews
Lack of wide range of optional extra covers

Value for money

Affordable premiums
High cancellation fee
Hidden fees that are not declared upfront when signing up for a policy

Financial strength for pay out

Drive like a girl is a product that belongs to The Box Ltd, an insurance company focused on providing black box insurance which has been in demand lately. This is shows that the company has a high ability to pay out claims.

Technology

Use of telematics (black box) technology
Black box has the ability to track the vehicle in cases of theft
User friendly website
Application process can be done online
Good online portal for existing customers

Safe rating for Drive like a girl

Expert and customer reviews on Drive like a girl

We compiled expert and customer reviews from independent institutions, to give you an overall idea of Drive like a girl's reputation.

Review organisationConsumer satisfaction rates for Drive like a girl
Defaqto expert rating for Drive like a girl defaqto 3 stars 1
TrustPilot0/5 based on zero opinions
Consumer satisfaction rates on reviews for Drive like a girl

To check if Drive like a girl is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.

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Our review on Drive like a girl car insurance policy

Drive Like a Girl Insurance offer good insurance policies at competitive prices. The company has gone a step further by providing other benefits such as a free child car seat, and handbag cover for their female drivers.

This company might be suitable for new drivers who are looking for insurance companies that don’t discriminate against them due to lack of driving experience but are looking for fair premiums that match their driving skills. It is also extremely suitable for female drivers due to the various benefits they offer as standard.

An additional benefit that comes with Drive Like a Girl is the potential to lower your premium by due to safe driving which is determined by the black box’s telematics systems.

There is potential to earn monthly rewards of upto 100 points due to safe driving that can be exchanged to Top Up Miles or retail vouchers.

What does Drive like a girl car insurance policy cover?

Are TPO, TPFT and Comprehensive covers available at Drive like a girl?

Car insurance policyAvailable at Drive like a girlCoverage in a nutshell
Third-Party Only
  • Passengers and third party covered
  • Policyholder is not covered for any injuries or damages
Third-Party Fire and Theft
  • Replacement of your car if stolen
  • Damages caused due to theft or fire
Comprehensive
  • Cover third-party fire and theft
  • Covers injuries to you and damages to your car
Car insurance level of cover available at Drive like a girl

Keep in mind that you can always add optional extras to your policy.

Main guarantees at Drive like a girl explained in details

Let's find out what does Drive like a girl covers in its car insurance policy.

Breakdown cover at Drive like a girl

Breakdown Cover offered is available in 3 levels:
Level 1- Roadside Assistance: this covers upto one hour of roadside assistance. If you vehicle cannot be fixed on the roadside, it will be transported to the repair garage of your choice.
Level 2- Vehicle Recovery, Onward Transportaion, Vehicle out of Use: if you vehicle cannot be fixed on the roadside, it will be transported to a destination of your choice within the UK and you will be offered upto £100 car hire for 24 hours or an overnight B&B accommodation.

  • Optional Cover: Doorstep Assistance- one hour call-out for repair of your vehicle at your home. If repair is not possible, your vehicle will be transported to the nearest repair garage of your choice.
    Level 3- European Cover: Covers the following:
  • Cost of car hire for upto 7 days before departure from abroad to head back to the UK (maximum amount £750)
  • Roadside Assistance for upto £250
  • If your vehicle cannot be repaired within 24 hours, they will cover your transport to your original destination or enable you to hire a car so as to proceed with your trip
  • If your vehicle cannot be repaired while in Europe, they will cover the transport cost to bring it back to the UK
  • Immediate replacement or repair of broken parts due to theft or attempted theft upto £175.

Keycare cover at Drive like a girl

£1,500 for replacements of keys and locks in the event of loss or theft.

Windscreen cover at Drive like a girl

Windscreen and Windows Cover is included as a standard and is subject to excess based on your schedule. This covers repairs and replacement of windscreen, windows and sunroof as well as any scratching on the bodywork that was caused by the broken glass. Claims on broken windscreen and windows and sunroof will not affect your NCB.

If you choose to get your windscreen, windows, or sunroof repaired at a place which the insurer doesn’t approve of, the maximum your insurer will pay is £200 for replacement or £50 for repair less any excess.

Motor legal protection at Drive like a girl

Up to £100,000 of legal costs in case you are involved in an accident that is not your fault.

Personal policy injury available at Drive like a girl

Up to £7500 if you or your spouse is injured, dead or lost a limb above the wrist or ankle as well as total loss of sight in one or both eyes.

Coverage abroad at Drive like a girl

Drive Like a Girl offers minimum compulsory insurance that covers the following countries:

Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany,
Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway,
Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, The Channel Islands and The Isle
of Man.

The minimum compulsory insurance does not offer the same level as your policy with Drive Like a Girl. To get the same level of insurance as your policy, you’re going to have to get an Extended European Cover.

Since Brexit, the country is currently at a transitional period. So far, you don’t need a Green Card to travel to EU countries but it is important to always check with your insurer in cases there have been any changes.

No-Claim Bonus (NCB) at Drive like a girl

Your NCB will keep increasing every year provided you don’t get yourself involved in any incident that may require you to file for a claim or have a claim filed against you. You can also opt for an NCB protection cover at an additional charge.

If you’re involved in an accident that was your fault, your NCB will be affected. If the accident wasn’t your fault, your NCB will not be affected provided that Drive Like a Girl is able to recover all costs from the responsible party.

Claims on the following will not affect your NCB:

  • Windscreen cover repair or replacement. (Note: Does not involve sunroofs or glassroofs)
  • Incident caused by an uninsured driver
  • Emergency treatment fees on road side in case of injury during an accident.

At Drive like a girl, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.

A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium. 

Drive like a girl car insurance terms and conditions

How much does Drive like a girl car insurance cost?

You'll find below indicative car insurance quotes at Drive like a girl:

Drivers'ageMonthly premium
18 years old£113,55
40 years old £46,83
60 years old£34,53
Quotes above are for a comprehensive car insurance - eco car, clean record driver, Liverpool

Costs of Drive like a girl insurance car policies vary widely based on different factors such as:

  • The driver’s age 
  • The date on which they received their driving licence
  • The type of car 
  • Expected repair costs if the car is damaged
  • The performance, safety and security of the car 
  • The driver’s address and how busy the streets in the neighbourhood are
  • Who drives the car (any additional driver on the policy) 
  • The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.) 
  • Insurance taxes.

The higher risk you represent, the more expensive your policy will be.

Is there any promo codes or discounts available at Drive like a girl?

There is no specific discount apart from the No-Claim Bonus available at Drive Like a Girl

Discount typesComment
DiscountsEmployee discount is available for specific job posts. Amounts are not stated.
Discounts and cashbacks available at Drive like a girl

If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.

Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!

Drive like a girl car insurance policy summarized

Guarantees

At Drive like a girl
NCB benefitYes
Uninsured driver NCB benefitYes
Loss or theft of keysNot available as standard
Personal belongings £250
Audio equipment

Excess- Not Stated
Limit- £250

Medical expenses

Excess- £0
Limit- £200

Liability limit for property damage£15,000,000
Legal expense£100,000
Courtesy car benefit

As standard

Courtesy car cover

Duration of repair of your car

Coverage abroad

Varies

Guarantees at Drive like a girl

Excess

At Drive like a girl
Fire excessExcess- Not stated
Limit- £250 for personal belongings
Theft excessExcess- Not stated
Limit- £250 for personal belongings
Accidental damage excessExcess- Not stated
Limit- £300 for child car seat damaged during impact
Windscreen replacement excessNot Stated
Young driver excess

Not Stated

Excess at Drive like a girl

Admin fees

At Drive like a girl
Interest charged by payment installments

Not Stated

Renewal fees

£0

Cancellation fees

Cancellation fee before installation of black box: £30
Cancellation fee after installation of black box: £80

Modification fees

Change of car that had a black box already installed in it fee: £90 through Service Center, £85 Self Service using Portal.

Admin fees at Drive like a girl

Other car insurance policies available at Drive like a girl

Drive like a girl black-box insurance

Drive Like a Girl’s is a specialist insurance company offering black box insurance as their main product. The insurance policy includes the installation of a black box that uses telematics to track and record things like speed, acceleration, braking and cornering to determine the driver’s driving skills. The higher you score, the higher your chances are to have your premium price lowered.

Drive like a girl business car insurance

Cover for business car may be available provided you inform them. In case of any change such as using your once personal car for business, you’re supposed to let them know as soon as possible.

Provided that your Certificate of Motor Insurance shows that you have the appropriate business use cover, Drive Like a Girl will cover any cost or expenses your employer or business partner is legally liable for.

Drive like a girl van insurance

no

How to contact Drive like a girl auto insurance?

Drive like a girl phone numbers 

You will find all important phone numbers to contact Drive like a girl car insurance:

Contact numberOpening hours

Customer service

0330 022 0200 (For policies starting with DLG)
0330 022 1000 (For policies starting with DGT)

Monday to Friday: 8am-8pm
Saturday: 9am-4pm
Bank Holidays: 10am-4pm

Claims

0330 022 0123

Available 24/7

Windscreen

0330 022 9449

Not Stated

Black Box Installation

0121 332 1220

Not Stated

Breakdown

01206 812784 (UK)
44 (0) 1206 812784 (Europe)

Not Stated

Renewals

0330 022 1000

Monday to Friday: 8am-8pm
Saturday: 9am-4pm
Bank Holidays: 10am-4pm

Contact numbers at Drive like a girl

Drive like a girl other contact details

You'll find below Drive like a girl main contact details:

Contact details of Drive like a girl
Email address

[email protected]

Customer account with Drive like a girl login

My account

Social mediaFacebook, Twitter and Pinterest
ChatbotNo
Contact details at Drive like a girl

You can also contact them by mail by writing to Drive like a girl car insurance:

drive like a girl
PO Box 1308
Newcastle
NE12 2BF

How to cancel your car insurance at Drive like a girl?

You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.

Since car insurance is a legal requirement, Drive like a girl as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Drive like a girl has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.

For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.

You would need to have various documents ready such as:

  • your policy number (right hand corner of your documents);
  • your bank details; and
  • your payment method in case there are cancellation fees.

Drive like a girl could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.