This is the ultimate review to guide you through Endsleigh car insurance.
You might already know that Endsleigh offers several car insurance policy options.
Some are great, others not so much.
So if you want to get better value for money for your car insurance, indicative quotes and tips to lower your insurance premium, then you might love the following article.
Let’s dive right in.
Table of Contents
Is Endsleigh the best car insurance provider?
Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.
At Safe, we’ve studied in detail Endsleigh car policy terms and conditions and given our own ratings based on different criteria:
2,7 Safe overall rating for Endsleigh
|Safe rating||Our opinion|
|Customer service & satisfaction|
24/7 online self-service centre is available
£2000 cover for personal accidents
|Value for money|
Discounts are offered to students from certain universities
|Financial strength for pay out|
Strong financial capability
Most of the needed information can be found on the landing page of the website
Customer satisfaction rates based on consumers reviews
We compiled customer satisfaction rates from independent institutions, to give you an overall idea of Endsleigh’s reputation.
|Review organisation||Consumer satisfaction rates for Endsleigh|
|TrustPilot||4,2/5 based on 1470 opinions|
To check if Endsleigh is the right car insurance for you, you can use our free car insurance insurance comparison platform and get quotes from main insurance companies in a few seconds only without having to give any personal information.
Do we recommend Endsleigh car insurance policy?
Endsleigh is an insurance company that offers insurance policies for learning drivers, new drivers, young drivers and student drivers. It has a wide range of services ranging from the black box, short term car insurance to offer. Discounts are given to students and the insurance policies can be chosen in a way that it would suit the need of the driver. All in all, this insurance company has successfully been able to find a select group of drivers to cater to and also meet their needs.
What does Endsleigh car insurance policy include?
Endsleigh proposes different types of policies, let’s look at the features of each insurance policy.
Is Third-party only, third-party fire and theft and comprehensive cover available at Endsleigh?
Below you’ll find the different levels of cover available (or not) at Endsleigh for a standard single car insurance.
In general, car insurance falls into three main levels of cover :
|Car insurance policy||Available at Endsleigh||Coverage in a nutshell|
|Third-Party Fire and Theft|
Keep in mind that you can always take one of those policies and add selected upgrades on top of your basic contract.
What are the extras available at Endsleigh?
At Endsleigh, you can choose among different policy upgrades, either already included in your car insurance policy or added as upgrades.
You will find each offer detailed in the below section.
Breakdown cover at Endsleigh
Four types of breakdown covers are provided by Endsleigh and they are:
- roadside assistance
- roadside and recovery
- full UK breakdown
- full UK & European breakdown.
For the European cover, alternative sources of transportation and accommodation are provided.
Keycare cover at Endsleigh
Endsleigh provides the following with their keycare cover:
- £2,500 for replacing locks for car, home and office
- 3 days emergency car hire if car keys lost or stolen.
Windscreen cover at Endsleigh
Windscreen replacement and repairs is included as a standard for the comprehensive car policy offered.
Motor legal protection at Endsleigh
Motor Legal Protection provided by Endsleigh offers up to £100,000 of cover for legal costs if you’re involved in a motor accident that is not your fault. With this cover, protection is offered for the following:
- access to legal counsel
- uninsured loss recovery
- 24/7 legal helpline.
Hire vehicle cover at Endsleigh
The courtesy car is provided in the case that the driver’s car was stolen or is beyond repair. The following offers come alongside the cover:
- provision of a car for up to 21 days for comprehensive policy and 14 days on third party, fire and theft policies
- cover provided for up to two claims per policy.
Personal policy injury available at Endsleigh
The Personal policy cover that Endsleigh offers £2,000 in the case of an accident that renders the driver temporarily or permanently unable to work.
What are the different car insurance types available at Endsleigh?
Besides the three level of cover mentioned above, Endsleigh also offers different types of insurance to fit everyone’s needs.
|Multi-car or fleet insurance|
|Telematics or black-box policy|
|Classic car insurance|
|Temporary car insurance|
|Learner driver car insurance|
|Business car insurance|
|No Claim Bonus|
You want to know more about this car insurance types? check out our guides!
How much does Endsleigh car insurance cost?
You might be aware of the fact that there are certain situations where your car insurance policy premium may be drastically high. An example of this case is if you are a young driver.
You’ll find below indicative car insurance quotes at Endsleigh:
|18 years old||£102,88|
|40 years old||£42,42|
|60 years old||£31,28|
Costs of Endsleigh insurance car policies vary widely based on different factors such as:
- The driver’s age
- The date on which they received their driving licence
- The type of car
- Expected repair costs if the car is damaged
- The performance, safety and security of the car
- The driver’s address and how busy the streets in the neighbourhood are
- Who drives the car (any additional driver on the policy)
- The driver’s record of accidents and claims (number of injuries, No Claim Bonus etc.)
- Insurance taxes.
The higher risk you represent, the more expensive your policy will be.
What are Endsleigh discounts on car insurance?
You must know that different discounts are often available when you subscribe to a car insurance policy. Whether you are new to the company, a new driver, or you have been driving safely for years, you can often get discount rates to reduce your insurance premium.
20% off MOT costs and 10% off servicing.
Discount and Cashback vouchers are also available.
|Discounts||– £25 Gift Card is given with every Car Insurance Order|
– The Bonus Accelerator option is available to young drivers and this helps them accumulate No Claims Bonus in a space of 10 months rather than 12.
If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.
It is possible to save on your car insurance, check out our 13 tops tips to cut your insurance premiums and start saving!
What are Endsleigh auto insurance policies detailed?
Endsleigh black-box insurance
Endsleigh makes use of a third party called ingenie who install a black box that monitors the driving performance. Three times a year, the driving data is computed and a discount of up to 21% is given (if the driver has been driving well)
Endsleigh short term cover
Temporary car insurance is offered to student drivers for 7, 14, 21 or 28 days. Anyone that suits the needs of the driver can be chosen.
The temporary car insurance is provided by a third party company called Marmalade and the cover is:
- designed for young drivers between the ages of 18 and 24 with a functional driver’s license
- with this cover, the NCB is not affected
- no setup fee is required.
Endsleigh learner driver car insurance
The young driver’s option also covers learning drivers. Some things to expect from this insurance cover are:
- immediate No claims bonus earnings
- european cover
- personal belongings cover worth £100
- windscreen and glass replacement cover.
Endsleigh coverage abroad
Abroad coverage is available under the comprehensive, third party, theft, fire and third party insurance policies and this coverage allows the holders to travel through Europe for 90 days. The list of countries includes:
Andorra, Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal
Republic of Cyprus, Republic of Ireland, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland.
Endsleigh business car insurance
A company car insurance policy is offered and with this, the following are expected:
- cover provided for leased cars that are used for business purposes
- a minimum of 12 month policy.
- personal accident cover
- £100,000 to cover legal representation for the driver and all other named drivers on the policy
- £2,500 keycare cover
- breakdown cover.
Endsleigh No-Claim Bonus (NCB)
A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium.
How does a claim affect my No-Claim Bonus?
If you buy the add on and have at least 4 years built up, then you would be entitled to the No Claims Discount.
At Endsleigh, your NCB will not be affected until a certain limit:
What are Endsleigh car insurance policy excess and limits?
This table sums-up Endsleigh car insurance policy excess and limits.
|Interest charged by payment installments|
|Uninsured driver NCB benefit||Yes|
|Loss or theft of keys limit||£2,500|
|Accidental damage excess||no|
|Personal belongings limit||£100|
|Audio equipment limit|
|Medical expenses limit|
|Liability limit for property damage||£20 000 000|
|Legal expense limit||£100 000|
|Windscreen replacement excess||No excess amount is required to make up for the unlimited services|
|Courtesy car benefit|
|Courtesy car limit|
|Driver under 21 excess|
|Coverage abroad limit|
How to contact Endsleigh auto insurance?
Endsleigh contact phone number
You will find all important phone numbers to contact Endsleigh car insurance:
|Contact number||Opening hours|
0800 085 8698
Mon–Fri: 9am to 5.30pm
0333 234 1552
Mon-Fri: 8am to 6pm
0333 234 1552
Mon-Fri: 8am to 6pm
0330 159 0245
24 hours a day
0333 234 1552
Mon-Fri: 8am to 6pm
0333 234 1558
Mon-Fri: 8am to 6pm
What are Endsleigh contact details?
This contacts will allow you to contact Endsleigh quickly and efficiently:
|Contact details of Endsleigh|
|Customer account with Endsleigh login|
|Social media||Facebook, Twitter, LinkedIn|
You can also contact them by mail by writing to Endsleigh car insurance:
Endsleigh Insurance Services Limited,
How to claim at Endsleigh?
You can make a claim by calling Endsleigh’s claims department or by filling in a online claims form.
|Claim by phone|
0333 234 1662 (Comprehensive)
How to cancel Endsleigh car insurance?
Since car insurance is a legal requirement, Endsleigh as well as other insurers will renew your contract automatically at the expiry date without any notification from your side.
For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately.
Before your contract comes to an end, Endsleigh must send you a renewal notice within 14 to 21 days before the anniversary date of your contract.
After sending you the renewal notice, they will automatically renew your insurance contract. You will therefore have 14 days (what we call the cooling off period), to cancel the new contract at reduced cancellation fees.
Other fees may apply if you make some alterations to your contract or if certain events occur during your contract’s operation.
The table below provides more details on modification and cancellation fees charged at Endsleigh:
Cancellation fees during cooling off period: £30
Adjustment fee: £30
|Cancel by phone|
0333 234 1558
You would need to have various documents ready such as your policy number (right hand corner of your documents), your bank details, and your payment method in case there are cancellation fees.
Endsleigh could also refuse to cover your car any longer if you don’t pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.