Girls Drive Better Car Insurance Review

James Rodriguez James Rodriguez updated on July 31, 2020

This is the ultimate review to guide you through Girls Drive Better car insurance.

You might already know that Girls Drive Better offers several car insurance policy options.
Some are great, others not so much.

So if you want to get:

  • Better value for money for your car insurance
  • Indicative quotes
  • Tips to lower your insurance premium, then you might love the following article.

Let’s dive right in.

Is Girls Drive Better the best car insurance provider?

Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.

We’ve studied in detail Girls Drive Better car policy terms and conditions and given our own ratings based on different criteria.

4 Safe overall rating for Girls Drive Better

Our ratingOur opinion
Customer service & satisfaction

Good customer care support is provided
Comprehensive information about Telematics insurance is provided on the website
Quotes can be gotten and modified online
Bad reviews from some customers on review sites about costs and indiscrimate cancellation of insurance policies.

Cover provided

Telematics insurance is offered
The insurance policy is specifically tailored for female drivers
Legal expenses are offered as a standard on all levels of cover
Three levels of cover are offered
Misfuelling cover is offered

Value for money

Free vehicle tracking is offered for the telematics policy
£300 worth of Handbag cover is offered
Misfuelling cover is offered
No mention of NCB or NCD
Up to £100 charged as cancellation fees

Financial strength for pay out

Girls drive better is a trading style of Policywise Ltd, which acts as an independent insurance broker in its own right and is authorised and regulated by the Financial Conduct Authority. They also work with a panel of car insurance providers, including Ageas, Aviva, AXA, LV and Markerstudy, this gives the insurance company a high ability to pay out claims.


Mobile app is available
Use of technological advancements like Black box
The website is user friendly and can be easily navigated
No live chat option
Policy documents cannot be easily accessed

Safe rating for Girls Drive Better

Expert and customer reviews on Girls Drive Better

We compiled expert and customer reviews from independent institutions, to give you an overall idea of Girls Drive Better's reputation.

Review organisationConsumer satisfaction rates for Girls Drive Better
Consumer satisfaction rates on reviews for Girls Drive Better

To check if Girls Drive Better is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.

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Our review on Girls Drive Better car insurance policy

Girls Drive Better is an insurance company that specialises in providing insurance services for female drivers.

Insurance is also provided for men but women are the focal point as they are considered to be safer drivers than men.

Girls Drive Better is a trading style of Policywise Ltd, which acts as an independent insurance broker in its own right and it is also authorised and regulated by the Financial Conduct Authority. No reviews are available for this insurance company but it offers services such as Key care cover, Misfuelling cover, Windscreen cover, telematics insurance.
The policy document is only available for policyholders and some details are not stated.

Overall, the car insurance is recommended for female drivers who need telematics insurance.

What does Girls Drive Better car insurance policy cover?

Are TPO, TPFT and Comprehensive covers available at Girls Drive Better?

Car insurance policyAvailable at Girls Drive BetterCoverage in a nutshell
Third-Party Only
  • Passengers and third party covered
  • Policyholder is not covered for any injuries or damages
Third-Party Fire and Theft
  • Replacement of your car if stolen
  • Damages caused due to theft or fire
  • Cover third-party fire and theft
  • Covers injuries to you and damages to your car
Car insurance level of cover available at Girls Drive Better

Keep in mind that you can always add optional extras to your policy.

Main guarantees at Girls Drive Better explained in details

Let's find out what does Girls Drive Better covers in its car insurance policy.

Breakdown cover at Girls Drive Better

Girls Drive Better provides road side recovery and assistance in the event of a vehicle breakdown. Also, Home Start and EU cover are available. The website however is not accessible and as such, further information about the breakdown cover is not available.

Keycare cover at Girls Drive Better

The Keycare cover offered by Girls drive better as an optional extra and it costs £18 per year and the following are offered:

  • £1,500 of insurance cover in the event that the driver’s keys get lost or damaged
  • Up to £1,500 every year to cover for repairs or replacement in the case of damage
  • 3 days car hire service in the case that the missing or damaged keys makes the car undrivable
  • 24/7 Claims helpline
  • A reward of £10 for anyone who finds the keys
  • Overnight accommodation if needed.

Windscreen cover at Girls Drive Better

Girls drive better offers Windscreen cover for a sum of £40 per year and the following are offered:

  • Free repairs in the case that repair or replacement is needed
  • £300 limit to cover repairs or replacement in the insurance year in the case that an approved repairer is used
  • £100 limit to cover repairs or replacement in the insurance year in the case that a non-approved repairer is used.

Motor legal protection at Girls Drive Better

The Motor Legal Protection offered by Girls Drive better comes as a standard with the insurance policy and is available on all levels of cover offered. The following are offered:

  • £100,000 worth of Legal Protection
  • Compensation in the case that the driver is injured or killed
  • Cover for the cost of vehicle recovery
  • Uninsured loss recovery
  • Cover for damage done to the vehicle

Personal policy injury available at Girls Drive Better

Girls drive better offers Personal Accident or death cover for the sum of £25 per year and with this, the insured person is entitled to the following benefits:

  • £25,000 in the case of any accident leading to death, loss of hearing in both ears, permanent disablement, loss of limbs, eyes
  • £2,500 in the case of accidental death provided the driver is under 16 years of age
  • £7,500 for loss of hearing in one ear.

Coverage abroad at Girls Drive Better

Abroad coverage is available but no details are stated.

No-Claim Bonus (NCB) at Girls Drive Better

Details not stated

Details not stated

At Girls Drive Better, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.

Details not stated

A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium. 

Girls Drive Better car insurance terms and conditions

How much does Girls Drive Better car insurance cost?

You'll find below indicative car insurance quotes at Girls Drive Better:

Drivers'ageMonthly premium
18 years old£103,39
40 years old £42,64
60 years old£31,44
Quotes above are for a comprehensive car insurance - eco car, clean record driver, Liverpool

Costs of Girls Drive Better insurance car policies vary widely based on different factors such as:

  • The driver’s age 
  • The date on which they received their driving licence
  • The type of car 
  • Expected repair costs if the car is damaged
  • The performance, safety and security of the car 
  • The driver’s address and how busy the streets in the neighbourhood are
  • Who drives the car (any additional driver on the policy) 
  • The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.) 
  • Insurance taxes.

The higher risk you represent, the more expensive your policy will be.

Is there any promo codes or discounts available at Girls Drive Better?

For drivers that use the telematics device, rewards can be gotten for safe driving. No mention of NCD

Discount typesComment
DiscountsDiscounts are given to drivers based on their driving perfirmance overtime which is tracked with the Black box device. No specific amount is mentioned.
Discounts and cashbacks available at Girls Drive Better

If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.

Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!

Girls Drive Better car insurance policy summarized


At Girls Drive Better
NCB benefitNo
Uninsured driver NCB benefitNo
Loss or theft of keysnot stated
Personal belongingsnot stated
Audio equipment

not stated

Medical expenses

not stated

Liability limit for property damage£20,000,000
Legal expense£100,000
Courtesy car benefit


Courtesy car cover

Duration of repair

Coverage abroad

not stated

Guarantees at Girls Drive Better


At Girls Drive Better
Fire excessnot stated
Theft excessnot stated
Accidental damage excessnot stated
Windscreen replacement excess£300
Young driver excess

Not Stated

Excess at Girls Drive Better

Admin fees

At Girls Drive Better
Interest charged by payment installments

Not Stated

Renewal fees


Cancellation fees

Cancellation fees: £100

Modification fees

Adjustment fee: £75

Admin fees at Girls Drive Better

Other car insurance policies available at Girls Drive Better

Girls Drive Better black-box insurance

Girls drive better provides Blackbox insurance and the black box installed in the driver’s car works hand in hand with the mobile app that Girls Drive Better has.

The Black box records the driver’s performance in terms of speed, acceleration, miles travelled, time of travel. In the case that the driver gets involved in an accident, this box can detect it and help would be sent.

The drivers can always monitor their driving performance via the app also.

Free vehicle and stolen vehicle tracking are available with the telematics insurance. Also, with Girls Drive Better, there are no curfews or restrictions.

How to contact Girls Drive Better auto insurance?

Girls Drive Better phone numbers 

You will find all important phone numbers to contact Girls Drive Better car insurance:

Contact numberOpening hours

Customer Service

0333 366 0052

Mon-Fri 9am – 6pm
Sat 10am – 2pm


0161 429 4591

Available 24/7

Contact numbers at Girls Drive Better

Girls Drive Better other contact details

You'll find below Girls Drive Better main contact details:

Contact details of Girls Drive Better
Email address

[email protected]

Customer account with Girls Drive Better login


Social mediaFacebook,Twitte Instagram, LinkedIn
Contact details at Girls Drive Better

You can also contact them by mail by writing to Girls Drive Better car insurance:

Girls Drive Better
2 Saddlers Court
Oakham Office Park
LE15 7GH

How to cancel your car insurance at Girls Drive Better?

You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.

Since car insurance is a legal requirement, Girls Drive Better as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Girls Drive Better has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.

For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.

You would need to have various documents ready such as:

  • your policy number (right hand corner of your documents);
  • your bank details; and
  • your payment method in case there are cancellation fees.

Girls Drive Better could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.