Insure pink Car Insurance Review

James Rodriguez James Rodriguez updated on July 7, 2022

This is the ultimate review to guide you through Insure pink car insurance.

You might already know that Insure pink offers several car insurance policy options.
Some are great, others not so much.

So if you want to get:

  • Better value for money for your car insurance
  • Indicative quotes
  • Tips to lower your insurance premium, then you might love the following article.

Let’s dive right in.

Is Insure pink the best car insurance provider?

Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.

We’ve studied in detail Insure pink car policy terms and conditions and given our own ratings based on different criteria.

3,2 Safe overall rating for Insure pink

Our ratingOur opinion
Customer service & satisfaction

Fast and easy process of generating quotes online
Live chat feature available (Mon to Fri: 8am to 9pm, Sat: 9am to 5:30pm, Sun: 10am to 5pm)
Low customer satisfaction rate on Trust Pilot

Cover provided

Up to 90 days European travel cover (standard across all levels of policy)
Keycare, Windscreen Cover, Courtesy Car and EU travel included as standard in the Comprehensive policy
Insure Pink’s services have been specifically designed to benefit women (insurance covering things such child car seats). Another good thing about it is that it can also be used by men.
Lack of wide range of coversand extras
Lost keys cover as extra

Value for money

Reasonably priced premiums
NCB discount available
High cancellation fee of £25 – £45
Renewal fees of £20
Sometimes that don’t alert you on any policy changes that may include increased fees

Financial strength for pay out

Insure Pink is part of Hastings Insurance Services, one of the fastest growing insurance groups in the UK. Their insurance covers are underwritten by a panel of some of the leading insurers in the UK allowing for its ability to pay out claims.

Technology

User friendly website
Effortless process when it comes to applying online and uploading documents
They don’t offer any black box insurance or any insurance package that involves the use of high-tech

Safe rating for Insure pink

Expert and customer reviews on Insure pink

We compiled expert and customer reviews from independent institutions, to give you an overall idea of Insure pink's reputation.

Review organisationConsumer satisfaction rates for Insure pink
Defaqto expert rating for Insure pink defaqto 5 stars
TrustPilot2,36/5 based on more than 80 opinions
Consumer satisfaction rates on reviews for Insure pink

To check if Insure pink is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.

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Our review on Insure pink car insurance policy

Insure Pink’s main target market is women. Insure Pink promotes and support breast cancer research through the Pink Ribbon foundation and £10 of each policy sold will go to the Pink Ribbon Foundation.

Insure Pink offers the exact same comprehensive level of cover as Hastings Direct as both companies are part of the same group Hastings Insurance Service Limited (also owning People’s choice).
They also include child car seats cover in their car insurance policies. Their comprehensive level of policy comes with a lot of benefits that are rare to find in comprehensive levels offered by other companies. Some of the benefits that come with it are, courtesy car, keycare cover, windscreen and windows cover, personal accident cover, medical expenses, etc.

A discouraging factor about this insurance company is their low customer satisfaction rate based on review sites such as Trust Pilot and Reviews.co.uk.

What does Insure pink car insurance policy cover?

Are TPO, TPFT and Comprehensive covers available at Insure pink?

Car insurance policyAvailable at Insure pinkCoverage in a nutshell
Third-Party Only
  • Passengers and third party covered
  • Policyholder is not covered for any injuries or damages
Third-Party Fire and Theft
  • Replacement of your car if stolen
  • Damages caused due to theft or fire
Comprehensive
  • Cover third-party fire and theft
  • Covers injuries to you and damages to your car
Car insurance level of cover available at Insure pink

Keep in mind that you can always add optional extras to your policy.

Main guarantees at Insure pink explained in details

Let's find out what does Insure pink covers in its car insurance policy.

Breakdown cover at Insure pink

Insure Pink has partnered with RAC ( An Automotive Services Company selected by Insure PInk to offer road side assistance to its clients). There are 4 levels of breakdown cover offered:

  • Roadside Cover: this covers breakdown services within the UK more than 1/4 mile from your home address. They don’t charge you any call-out fee.
  • Roadside and Recovery Cover: this inlcudes roadside breakdown services within the UK a 1/4 mile from your home address, and local recovery of the vehicle and 8 passengers including the driver to a single destination.
  • Roadside, Recovery and At Home Cover: this covers the benefits you get with Roadside and Recover Cover along with Breakdown assistance if your car breaks down at your home address or within 1/4 miles from your home address.
  • Roaside, Recovery, At Home and Onward Travel: this covers all of the benefits that come with the Roadside, Recovery and At Home Cover as well as alternative transport or overnight accomodation should they not be able to repair your vehicle at the roadside.
    Roadside, Recovery, At Home, Onward Travel and Europe: this cover consists of the benefits you get with the Roadside Recovery At Home and Onward Travel as well as breakdown assistance while traveling in Europe.

Keycare cover at Insure pink

Up to £500 for replacement of locks or keys in case of loss or theft of keys.

Windscreen cover at Insure pink

  • Windscreen cover is available as standard if you take the Comprehensive Level Policy.
  • Also available as an optional extra cover
  • Repairs or replacements of windscreen will not affect your NCD.

Personal policy injury available at Insure pink

  • Up to £5,000 personal accident cover as standard if you take a comprehensive policy.
  • It covers death, permanent loss of a limb above the ankle or wrist as well as permanent loss of sight in one or both eyes.
  • This is not applicable to people over the age of 75.

Coverage abroad at Insure pink

Abroad cover is available for a period of Up to 90 days per insurance period. The countries covered are EU countries and Switzerland, Iceland, Norway, Andorra, Serbia and Liechtenstein.

No-Claim Bonus (NCB) at Insure pink

Your NCB will keep increasing every year provided you don’t get yourself involved in any incident that may require you to file for a claim or have a claim filed against you.

At an additional charge, you can choose to protect your NCB by taking out an NCB protection cover.

If you’re involved in an accident that was your fault, your NCB will be affected. If the accident wasn’t your fault, your NCB will not be affected provided that Insure Pink manages to recover the cost from the responsible party.

Claims on the following will not affect your NCB:

  • Windscreen cover repair or replacement. (Note: Does not involve sunroofs or glassroofs)
  • Emergency treatment fees on road side in case of injury during an accident.
  • Incidents caused by vandalism (provided the damage wasn’t caused by you, a family member or anyone insured by the policy)
  • Incidents caused by an uninsured driver.

At Insure pink, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.

Depends on insurance company that is underwriting the policy.

A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium. 

How much does Insure pink car insurance cost?

You'll find below indicative car insurance quotes at Insure pink:

Drivers'ageMonthly premium
18 years old£116,02
40 years old £47,84
60 years old£35,28
Quotes above are for a comprehensive car insurance - eco car, clean record driver, Liverpool

Costs of Insure pink insurance car policies vary widely based on different factors such as:

  • The driver’s age 
  • The date on which they received their driving licence
  • The type of car 
  • Expected repair costs if the car is damaged
  • The performance, safety and security of the car 
  • The driver’s address and how busy the streets in the neighbourhood are
  • Who drives the car (any additional driver on the policy) 
  • The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.) 
  • Insurance taxes.

The higher risk you represent, the more expensive your policy will be.

Is there any promo codes or discounts available at Insure pink?

The only discount currently available at Insure pink seems to be the NCD.

If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.

Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!

Insure pink car insurance policy summarized

Guarantees

At Insure pink
NCB benefitYes
Uninsured driver NCB benefitYes
Loss or theft of keys£500
Personal belongings£300
Audio equipment

£300

Medical expenses

£500

Liability limit for property damage£20,000,000
Legal expense£100,000
Courtesy car benefit

As standard with Comprehensive Policy

Courtesy car cover

Duration of repair of your car.

Coverage abroad

90 days

Guarantees at Insure pink

Excess

At Insure pink
Fire excess£300 for personal belongings, £300 for child car seat
Theft excess£300 for personal belongings, £300 for child car seat
Accidental damage excess£300 for personal belongings, £300 for child car seat
Windscreen replacement excessNot Stated
Young driver excess

The first £295 of any claim

Excess at Insure pink

Admin fees

At Insure pink
Interest charged by payment installments

Not Stated

Renewal fees

£20

Cancellation fees

Cancellation fee during Cooling off Period: £25
Cancellation fee beyond 14 days: £45

Modification fees

Mid-Term Adjustment fee: £25

Admin fees at Insure pink

Other car insurance policies available at Insure pink

Insure pink multi-car insurance

Insure Pink offers a multi car policy of up to 5 cars per policy. Each policy is different depending on the underwriter. NCD is earned separately by each vehicle policyholder.

Insure pink business car insurance

Acorn covers your vehicle for business use (using your vehicle for work purpose ie, driving to and from work) provided that it has been stated in your policy schedule.

Insure pink van insurance

You can get van insurance at Insure Pink. Details about the van insurance cover will be available to you once you contact them. Your van insurance will likely be offered by Hastings Direct which is Insure Pink’s parent company. You can easily call them here 0333 321 9773.

How to contact Insure pink auto insurance?

Insure pink phone numbers 

You will find all important phone numbers to contact Insure pink car insurance:

Contact numberOpening hours

Customer service

0333 321 9773

Monday to Friday: 8am to 7pm
Saturday: Closed
Sunday: Closed

Claims

0800 035 4260

Available 24/7

RAC Breakdown

0333 321 9818 (UK)
00 33 472 43 52 55 (Europe)

Available 24/7

Sales Enquiries

334 321 9637

Monday to Friday: 8am to 7pm
Saturday: Closed
Sunday: Closed

Renewals

0333 321 9637

Monday to Friday: 8am to 7pm
Saturday: Closed
Sunday: Closed

Contact numbers at Insure pink

Insure pink other contact details

You'll find below Insure pink main contact details:

Contact details of Insure pink
Email address

[email protected]

Customer account with Insure pink login

My account

Social mediaFacebook
ChatbotNo
Contact details at Insure pink

You can also contact them by mail by writing to Insure pink car insurance:

insurePink,
Conquest House,
Collington Avenue,
Bexhill-on-Sea,
East Sussex, TN39 3LW

How to cancel your car insurance at Insure pink?

You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.

Since car insurance is a legal requirement, Insure pink as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Insure pink has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.

For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.

You would need to have various documents ready such as:

  • your policy number (right hand corner of your documents);
  • your bank details; and
  • your payment method in case there are cancellation fees.

Insure pink could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.