Insure4aday Car Insurance Review

James Rodriguez James Rodriguez updated on July 31, 2020

This is the ultimate review to guide you through Insure4aday car insurance.

You might already know that Insure4aday offers several car insurance policy options.
Some are great, others not so much.

So if you want to get:

  • Better value for money for your car insurance
  • Indicative quotes
  • Tips to lower your insurance premium, then you might love the following article.

Let’s dive right in.

Is Insure4aday the best car insurance provider?

Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.

We’ve studied in detail Insure4aday car policy terms and conditions and given our own ratings based on different criteria.

3 Safe overall rating for Insure4aday

Our ratingOur opinion
Customer service & satisfaction

Customer care service is available via phone call
Extensive answers to questions in the FAQs
The website is easy to navigate and information can be easily found on it
4.8/5 based on 14,375 reviews gotten on TrustPilot

Cover provided

One day Emergency Insurance Cover is provided
1 – 28 Days Instant Comprehensive Cover insurance policy is offered
Basic cover is provided for driving in Europe
As it is short-term cover, no breakdown or windscreen cover are provided as standard

Value for money

Reasonably priced insurance offers
Secure online credit and or debit card transactions
Payment can only be made upfront
There is no refund once payment has been made as it is a short term cover

Financial strength for pay out

Strong financial capability


Registration of and changes to policies can be made online
Customer friendly website with a simple and easy-to-use interface
Claims can be made online

Safe rating for Insure4aday

Expert and customer reviews on Insure4aday

We compiled expert and customer reviews from independent institutions, to give you an overall idea of Insure4aday's reputation.

Review organisationConsumer satisfaction rates for Insure4aday
TrustPilot4,8/5 based on 14,375 opinions
Consumer satisfaction rates on reviews for Insure4aday

To check if Insure4aday is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.

Finally, compare best car insurance in less than 20 secs without giving your email.
No spamming, promise.


Our review on Insure4aday car insurance policy

insurance4aday is an insurance company has specialised in motor insurance for up to 30 years and its focal point is on temporary or short term insurance policies that ranges from 1 to 28 days The policies are available for drivers between the age of 25 and 75. Some of the coverage options offered are van insurance, learner driver insurance, abroad coverage among others. The bad side of this insurance company is that payment is usually made upfront for a policy and due to the nature of the insurance policy (short term) a refund cannot be made. However, their services are recommended.

What does Insure4aday car insurance policy cover?

Are TPO, TPFT and Comprehensive covers available at Insure4aday?

Car insurance policyAvailable at Insure4adayCoverage in a nutshell
Third-Party Only
  • Passengers and third party covered
  • Policyholder is not covered for any injuries or damages
Third-Party Fire and Theft
  • Replacement of your car if stolen
  • Damages caused due to theft or fire
  • Cover third-party fire and theft
  • Covers injuries to you and damages to your car
Car insurance level of cover available at Insure4aday

Keep in mind that you can always add optional extras to your policy.

Main guarantees at Insure4aday explained in details

Let's find out what does Insure4aday covers in its car insurance policy.

Breakdown cover at Insure4aday

The breakdown service offered by one day covers breakdown and call-out charges and up to 1 hour of labour.

Keycare cover at Insure4aday

Keycare cover is provided in the case that the driver’s keys have been lost or misplaced. No other details are available.

Personal policy injury available at Insure4aday

If the driver and his/her partner are involved in an accident in the insured vehicle and within 13 months, this accident results to:

  • death
  • permanent loss of use of limb
  • permanent loss of eyesight.

Then, one day insurance will pay £1,500.

Coverage abroad at Insure4aday

One day also provides comprehensive cover for temporary road trips outside the UK.

No-Claim Bonus (NCB) at Insure4aday

At Insure4aday, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.

A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium. 

Insure4aday car insurance terms and conditions

How much does Insure4aday car insurance cost?

You'll find below indicative car insurance quotes at Insure4aday:

Drivers'ageMonthly premium
18 years old£101,23
40 years old £41,75
60 years old£30,78
Quotes above are for a comprehensive car insurance - eco car, clean record driver, Liverpool

Costs of Insure4aday insurance car policies vary widely based on different factors such as:

  • The driver’s age 
  • The date on which they received their driving licence
  • The type of car 
  • Expected repair costs if the car is damaged
  • The performance, safety and security of the car 
  • The driver’s address and how busy the streets in the neighbourhood are
  • Who drives the car (any additional driver on the policy) 
  • The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.) 
  • Insurance taxes.

The higher risk you represent, the more expensive your policy will be.

Is there any promo codes or discounts available at Insure4aday?

Promo codes and cashback vouchers are available.

Discount typesComment
DiscountsA £5.25 cashback is offered for the online policy purchase
Discounts and cashbacks available at Insure4aday

If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.

Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!

Insure4aday car insurance policy summarized


At Insure4aday
NCB benefitNo
Uninsured driver NCB benefitNo
Loss or theft of keysno
Personal belongingsNo
Audio equipment


Medical expenses


Liability limit for property damage£20 000 000
Legal expenseNo
Courtesy car benefit


Courtesy car cover

1-28 days

Coverage abroad

Duration of policy cover

Guarantees at Insure4aday


At Insure4aday
Fire excess£250
Theft excess£250
Accidental damage excess£250
Windscreen replacement excessNot operative
Young driver excess


Excess at Insure4aday

Admin fees

At Insure4aday
Interest charged by payment installments

Payment is upfront

Renewal fees


Cancellation fees

Payment is non-refundable

Modification fees

Adjustment cannot be made

Admin fees at Insure4aday

Other car insurance policies available at Insure4aday

Insure4aday multi-car insurance

One day insurance offers multicar cover and the following options are available:

  • cover for 1-2 additional temporary drivers
  • temporary cover for family members and friends
  • cover for an additional temporary vehicle.

Insure4aday short term cover

The temporary car option is available to drivers:

  • that are between the age of 21 and 75
  • have had a full UK, EU, EEA or a Swiss driving licence for at least 12 months
  • that have resided in the UK for up to 12 months.

A wide range of requirements are covered as the temporary car insurance spans between 1-28 days.

Insure4aday learner driver car insurance

This insurance cover is designed primarily for learning drivers between the age of 17 and 30. IT is available for 1 to 28 days, and it affords the drivers the opportunity to learn to drive properly without worrying about what would happen if an accident occurs. The temporary cover is like a safety blanket for learning drivers.
The comprehensive temporary learner driver insurance policy can be bought for any car for £25,000 and can last between 1-28 days.

Insure4aday van insurance

One day offers a temporary van cover which os perfect for people who just need a van for a short period in the case that theirs is not functioning at that point. If you are moving to a new home and need a van to help you more or if you are a contractor that needs a van urgently to travel, this cover is the perfect fit.

The following are provided:

  • cover for damage to the insured vehicle in the case of an accident
  • cover for damage due to vandalism
  • £20 million to cover damage done to other people’s property or vehicles
  • cover for legal advice
  • cover for emergency medical treatment.

How to contact Insure4aday auto insurance?

Insure4aday phone numbers 

You will find all important phone numbers to contact Insure4aday car insurance:

Contact numberOpening hours

Customer service

01707 624 780

Monday-Friday: 9am – 5pm
Saturday: 9am – 1pm

Contact numbers at Insure4aday

Insure4aday other contact details

You'll find below Insure4aday main contact details:

Contact details of Insure4aday
Email address

[email protected]

Customer account with Insure4aday login


Social mediaFacebook, Twitter
Contact details at Insure4aday

You can also contact them by mail by writing to Insure4aday car insurance:

One Day Car Insurance
28 Station Close,
Potters Bar,

How to cancel your car insurance at Insure4aday?

You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.

Since car insurance is a legal requirement, Insure4aday as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Insure4aday has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.

For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.

You would need to have various documents ready such as:

  • your policy number (right hand corner of your documents);
  • your bank details; and
  • your payment method in case there are cancellation fees.

Insure4aday could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.