Insure4aday Car Insurance Review
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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
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This is the ultimate review to guide you through Insure4aday car insurance.
You might already know that Insure4aday offers several car insurance policy options.
Some are great, others not so much.
So if you want to get:
- Better value for money for your car insurance
- Indicative quotes
- Tips to lower your insurance premium, then you might love the following article.
Let’s dive right in.
Is Insure4aday the best car insurance provider?
Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.
We’ve studied in detail Insure4aday car policy terms and conditions and given our own ratings based on different criteria.
3 Safe overall rating for Insure4aday
| Our rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
Customer care service is available via phone call | |
| Cover provided |
One day Emergency Insurance Cover is provided | |
| Value for money |
Reasonably priced insurance offers | |
| Financial strength for pay out | Strong financial capability | |
| Technology |
Registration of and changes to policies can be made online |
Expert and customer reviews on Insure4aday
We compiled expert and customer reviews from independent institutions, to give you an overall idea of Insure4aday's reputation.
| Review organisation | Consumer satisfaction rates for Insure4aday |
|---|---|
| TrustPilot | 4,8/5 based on 14,375 opinions |
To check if Insure4aday is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.
Our review on Insure4aday car insurance policy
insurance4aday is an insurance company has specialised in motor insurance for up to 30 years and its focal point is on temporary or short term insurance policies that ranges from 1 to 28 days The policies are available for drivers between the age of 25 and 75. Some of the coverage options offered are van insurance, learner driver insurance, abroad coverage among others. The bad side of this insurance company is that payment is usually made upfront for a policy and due to the nature of the insurance policy (short term) a refund cannot be made. However, their services are recommended.
What does Insure4aday car insurance policy cover?
Are TPO, TPFT and Comprehensive covers available at Insure4aday?
| Car insurance policy | Available at Insure4aday | Coverage in a nutshell |
|---|---|---|
| Third-Party Only |
| |
| Third-Party Fire and Theft |
| |
| Comprehensive |
|
Keep in mind that you can always add optional extras to your policy.
Main guarantees at Insure4aday explained in details
Let's find out what does Insure4aday covers in its car insurance policy.
Breakdown cover at Insure4aday
The breakdown service offered by one day covers breakdown and call-out charges and up to 1 hour of labour.
Keycare cover at Insure4aday
Keycare cover is provided in the case that the driver’s keys have been lost or misplaced. No other details are available.
Personal policy injury available at Insure4aday
If the driver and his/her partner are involved in an accident in the insured vehicle and within 13 months, this accident results to:
- death
- permanent loss of use of limb
- permanent loss of eyesight.
Then, one day insurance will pay £1,500.
Coverage abroad at Insure4aday
One day also provides comprehensive cover for temporary road trips outside the UK.
No-Claim Bonus (NCB) at Insure4aday
At Insure4aday, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.
Good to know
A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium.
Insure4aday car insurance terms and conditions
How much does Insure4aday car insurance cost?
You'll find below indicative car insurance quotes at Insure4aday:
| Drivers'age | Monthly premium |
|---|---|
| 18 years old | £101,23 |
| 40 years old | £41,75 |
| 60 years old | £30,78 |
Costs of Insure4aday insurance car policies vary widely based on different factors such as:
- The driver’s age
- The date on which they received their driving licence
- The type of car
- Expected repair costs if the car is damaged
- The performance, safety and security of the car
- The driver’s address and how busy the streets in the neighbourhood are
- Who drives the car (any additional driver on the policy)
- The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.)
- Insurance taxes.
Good to know
The higher risk you represent, the more expensive your policy will be.
Is there any promo codes or discounts available at Insure4aday?
Promo codes and cashback vouchers are available.
| Discount types | Comment |
|---|---|
| Discounts | A £5.25 cashback is offered for the online policy purchase |
If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.
Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!
Insure4aday car insurance policy summarized
Guarantees
| At Insure4aday | |
|---|---|
| NCB benefit | No |
| Uninsured driver NCB benefit | No |
| Loss or theft of keys | no |
| Personal belongings | No |
| Audio equipment | No |
| Medical expenses | No |
| Liability limit for property damage | £20 000 000 |
| Legal expense | No |
| Courtesy car benefit | Optional |
| Courtesy car cover | 1-28 days |
| Coverage abroad | Duration of policy cover |
Excess
| At Insure4aday | |
|---|---|
| Fire excess | £250 |
| Theft excess | £250 |
| Accidental damage excess | £250 |
| Windscreen replacement excess | Not operative |
| Young driver excess | £250 |
Admin fees
| At Insure4aday | |
|---|---|
| Interest charged by payment installments | Payment is upfront |
| Renewal fees | £0 |
| Cancellation fees | Payment is non-refundable |
| Modification fees | Adjustment cannot be made |
Other car insurance policies available at Insure4aday
Insure4aday multi-car insurance
One day insurance offers multicar cover and the following options are available:
- cover for 1-2 additional temporary drivers
- temporary cover for family members and friends
- cover for an additional temporary vehicle.
Insure4aday short term cover
The temporary car option is available to drivers:
- that are between the age of 21 and 75
- have had a full UK, EU, EEA or a Swiss driving licence for at least 12 months
- that have resided in the UK for up to 12 months.
A wide range of requirements are covered as the temporary car insurance spans between 1-28 days.
Insure4aday learner driver car insurance
This insurance cover is designed primarily for learning drivers between the age of 17 and 30. IT is available for 1 to 28 days, and it affords the drivers the opportunity to learn to drive properly without worrying about what would happen if an accident occurs. The temporary cover is like a safety blanket for learning drivers.
The comprehensive temporary learner driver insurance policy can be bought for any car for £25,000 and can last between 1-28 days.
Insure4aday van insurance
One day offers a temporary van cover which os perfect for people who just need a van for a short period in the case that theirs is not functioning at that point. If you are moving to a new home and need a van to help you more or if you are a contractor that needs a van urgently to travel, this cover is the perfect fit.
The following are provided:
- cover for damage to the insured vehicle in the case of an accident
- cover for damage due to vandalism
- £20 million to cover damage done to other people’s property or vehicles
- cover for legal advice
- cover for emergency medical treatment.
How to contact Insure4aday auto insurance?
Insure4aday phone numbers
You will find all important phone numbers to contact Insure4aday car insurance:
| Contact number | Opening hours | |
|---|---|---|
Customer service | 01707 624 780 | Monday-Friday: 9am – 5pm |
Insure4aday other contact details
You'll find below Insure4aday main contact details:
| Contact details of Insure4aday | |
|---|---|
| Email address | |
| Customer account with Insure4aday login | No |
| Social media | Facebook, Twitter |
| Chatbot | Available |
You can also contact them by mail by writing to Insure4aday car insurance:
One Day Car Insurance
Skyhouse,
28 Station Close,
Potters Bar,
Hertfordshire,
EN6 1TL
How to cancel your car insurance at Insure4aday?
You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.
Since car insurance is a legal requirement, Insure4aday as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Insure4aday has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.
For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.
You would need to have various documents ready such as:
- your policy number (right hand corner of your documents);
- your bank details; and
- your payment method in case there are cancellation fees.
Watch out!
Insure4aday could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.
