Quick sure Car Insurance Review
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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
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This is the ultimate review to guide you through Quick sure car insurance.
You might already know that Quick sure offers several car insurance policy options.
Some are great, others not so much.
So if you want to get:
- Better value for money for your car insurance
- Indicative quotes
- Tips to lower your insurance premium, then you might love the following article.
Let’s dive right in.
Is Quick sure the best car insurance provider?
Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.
We’ve studied in detail Quick sure car policy terms and conditions and given our own ratings based on different criteria.
3 Safe overall rating for Quick sure
| Our rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
Very bad customer care reviews recorded on review sites | |
| Cover provided |
Up to 90 days’ European cover is offered with the comprehensive cover | |
| Value for money |
Flexible payment options are offered | |
| Financial strength for pay out | Quick Sure Insurance Limited is subject to limited regulation by the Financial Conduct Authority and this gives the company a high capability to pay out claims. | |
| Technology |
Policies can be taken out and adjusted online |
Expert and customer reviews on Quick sure
We compiled expert and customer reviews from independent institutions, to give you an overall idea of Quick sure's reputation.
| Review organisation | Consumer satisfaction rates for Quick sure |
|---|---|
| TrustPilot | 2/5 based on 20 opinions |
To check if Quick sure is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.
Our review on Quick sure car insurance policy
Quick Sure is an insurance company majorly based online. Insurance services are provided for learning drivers, drivers who need short term insurance ranging from 4 and 20 weeks. Only two levels of covers are offered which are the Comprehensive and TPFT cover and optional extras like: Personal accident cover, Foreign use cover, Windscreen cover are offered as standards on the Comprehensive policy.
The downside is that most of the communication and details about the services provided are done online. The policy documents are also available to only policy holders. The reviews for this insurance company are on the low side.
However, it is recommended for drivers who need short term insurance and do not mind online communication with care agents.
What does Quick sure car insurance policy cover?
Are TPO, TPFT and Comprehensive covers available at Quick sure?
| Car insurance policy | Available at Quick sure | Coverage in a nutshell |
|---|---|---|
| Third-Party Only |
| |
| Third-Party Fire and Theft |
| |
| Comprehensive |
|
Keep in mind that you can always add optional extras to your policy.
Main guarantees at Quick sure explained in details
Let's find out what does Quick sure covers in its car insurance policy.
Breakdown cover at Quick sure
Available but details are not Stated. The policy document is not available so information about this cover is not available.
Keycare cover at Quick sure
Available but details are not Stated. The policy document is not available so information about this cover is not available.
Windscreen cover at Quick sure
The Windscreen cover is available on the Comprehensive policy, however, as the policy document is not available, further information about this cover cannot be provided.
Motor legal protection at Quick sure
Available but details are not stated.
Personal policy injury available at Quick sure
Personal accident cover is provided on the Comprehensive policy option The policy document is not available so further information about this cover is not available.
Coverage abroad at Quick sure
Abroad coverage is available under the cover policies provided and this coverage allows the holders to travel through Europe for 90 days. This is only available on the Comprehensive policy. The list of countries includes:
Republic of Ireland, Northern Ireland, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Gibraltar, Greece, Hungary, Iceland, Italy (including San Marino and the Vatican City), Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland (including Liechtenstein).
No-Claim Bonus (NCB) at Quick sure
The NCB will keep increasing every year provided the driver does not get involved in any incident that may require having to file a claim. No NCB rate is stated on the website or policy documents.
If the driver was involved in an accident that was his/her fault, the NCB will be affected
At Quick sure, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.
NCB protection claims (number per year): 2 claim in 3 years.
NCB protection claims (number per year): 1 claim in 1 year.
Good to know
A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium.
Quick sure car insurance terms and conditions
How much does Quick sure car insurance cost?
You'll find below indicative car insurance quotes at Quick sure:
| Drivers'age | Monthly premium |
|---|---|
| 18 years old | £104,62 |
| 40 years old | £43,14 |
| 60 years old | £31,81 |
Costs of Quick sure insurance car policies vary widely based on different factors such as:
- The driver’s age
- The date on which they received their driving licence
- The type of car
- Expected repair costs if the car is damaged
- The performance, safety and security of the car
- The driver’s address and how busy the streets in the neighbourhood are
- Who drives the car (any additional driver on the policy)
- The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.)
- Insurance taxes.
Good to know
The higher risk you represent, the more expensive your policy will be.
Is there any promo codes or discounts available at Quick sure?
Discounts, Cashback vouchers are not available. NCD is available.
If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.
Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!
Quick sure car insurance policy summarized
Guarantees
| At Quick sure | |
|---|---|
| NCB benefit | Yes |
| Uninsured driver NCB benefit | Not Stated |
| Loss or theft of keys | Excess- Not stated Limit- Not stated |
| Personal belongings | Excess- Not stated Limit- Not stated |
| Audio equipment | Excess- Not stated |
| Medical expenses | Excess- Not stated |
| Liability limit for property damage | Not Stated |
| Legal expense | Not Stated |
| Courtesy car benefit | Not Stated |
| Courtesy car cover | Not Stated |
| Coverage abroad | 90 days |
Excess
| At Quick sure | |
|---|---|
| Fire excess | Excess- Not stated Limit- Not stated |
| Theft excess | Excess- Not stated Limit- Not stated |
| Accidental damage excess | Excess- Not stated Limit- Not stated |
| Windscreen replacement excess | Excess- Not stated Limit- Not stated |
| Young driver excess | Not Stated |
Admin fees
| At Quick sure | |
|---|---|
| Interest charged by payment installments | Not Stated |
| Renewal fees | £0 |
| Cancellation fees | Details not stated |
| Modification fees | Details not stated |
Other car insurance policies available at Quick sure
Quick sure learner driver car insurance
Quick sure provides short term cover for learner drivers and this lasts for a duration of 4 to 20 weeks.
With this cover option, the NCB of the car owner would not be affected in the case that a claim has to be taken out.
Flexible payment options are offeredand the insurance policy can be gotten online.
How to contact Quick sure auto insurance?
Quick sure phone numbers
You will find all important phone numbers to contact Quick sure car insurance:
| Contact number | Opening hours | |
|---|---|---|
Customer Service | 0345 5487777 | Mon – Fri 9am to 5:30pm |
Claims | 0345 548 7195 | Available 24/7 |
Windscreen claims | 0182 7338 716 | Available 24/7 |
Quick sure other contact details
You'll find below Quick sure main contact details:
| Contact details of Quick sure | |
|---|---|
| Email address | |
| Customer account with Quick sure login | Link not available |
| Social media | Facebook, Twitter |
| Chatbot | No |
You can also contact them by mail by writing to Quick sure car insurance:
Quick sure car insurance
P.O. Box 1338,
First Floor,
Grand Ocean Plaza,
Ocean Village,
Gibraltar.
How to cancel your car insurance at Quick sure?
You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.
Since car insurance is a legal requirement, Quick sure as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Quick sure has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.
For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.
You would need to have various documents ready such as:
- your policy number (right hand corner of your documents);
- your bank details; and
- your payment method in case there are cancellation fees.
Watch out!
Quick sure could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.
