AA European Breakdown Cover Review

James Rodriguez James Rodriguez  updated on October 5, 2020

You are planning to drive in mainland Europe and you are wondering if AA European Breakdown Cover policy is the right cover to go for, in case your vehicle breaks down whilst you are abroad?

You've come to the right place.

In the below guide, we will tell you everything you need to know about AA European Breakdown Cover plan: what does it cover, exclusions, reviews, prices, contact details and much more. Let's dive in!

Our opinion on AA European Breakdown Cover?

AA European Breakdown Cover is an award winning plan rated 5 stars by the expert Defaqto both for the UK as well as mainland Europe.

AA offers as standard unlimited roadside assistance, an onward travel expenses limit of £1,500 which is quite high as well as financial support with car and passengers recovery to destination or the UK.

The AA European Breakdown Cover plan is available for single-trip (individual and groups) as well as for annual multi-trip like most breakdown cover policies. You can get optional extra to help you with spare parts and labour costs.

The AA splits its European plan between 3 different zones directly impacting the price of the premium you will need to pay. That will avoid you to pay for the whole continent if you are just travelling to France for instance.

Premiums are affordable and aligned to other competitors.

AA offers definitely reliable and comprehensive breakdown cover plans if you are travelling across Europe and you can rely on them if your vehicle breaks down on the roadside in one of the countries covered.

What are the European Breakdown Cover types available at AA?

At AA, you can get:

Available at AA
AA single-trip European Breakdown CoveryesCovers for one trip up to 8 persons in the vehicle.
One-WayyesCovers one journey if you need to fly back or return to the UK with your car within 31 days for 8 people max.
AA single-trip European Breakdown Cover for groups yesCovers for one trip for 9 to 15 persons in the vehicle.
One-Way groupsyesCovers one journey if you need to fly back or return to the UK with your car within 31 days for 9 to 15 people max.
AA annual multi-trip European Breakdown CoveryesCovers unlimited trips abroad with no trip duration limit. You can claim up to 3 times per year.
European Breakdown Cover types available at AA

What is included in AA European Breakdown Cover?

With AA European Breakdown Cover, you will get as standard:

  • An award-winning breakdown cover plan rated 5 stars by Defaqto.
  • Unlimited number of call outs and claim limit and full roadside assistance.
  • An onward travel claim limit of £1,500 for alternative travel and £500 for accomodation expenses if you need to stay overnight whilst your car is being repaired.
  • Recovery support to reach your destination in Europe or brought back to the UK your vehicle, you and your passengers.
  • A courtesy car whilst you are travelling as well as when you are back home if your car is not fixed yet.
  • Parts and Labour optional extra up to £500 to get financial support with your towed vehicle for garage repair bills. You can claim 3 times with the annual cover plan.

AA only provides vehicle basis type of breakdown cover for Europe.

AA European Breakdown Cover Terms and Conditions

You'll find below the link to download the latest AA European Breakdown Cover policy booklet.

aa european breakdown cover

What countries are covered with AA European Breakdown Cover?

Countries covered by the AA European Breakdown Cover policy are split between three zones. Those zones help you not paying for a policy covering extended territory if you are juste planning to drive in one country for instance.

AA ZonesCountries covered
Zone 1Andorra, Belgium, Channel Islands, France, Germany, Isle of Man, Luxembourg, Monaco, Netherlands, Republic of Ireland.
Zone 2Andorra, Austria, Belgium, Channel Islands, France, Germany, Gibraltar, Isle of Man, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Portugal, Republic of, Ireland, San Marino, Spain (excluding Ceuto & Melilla), Switzerland, Vatican City.
Zone 3Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Turkey in Europe (plus Uskudar), Ukraine.
Zone 4All zones
AA European Breakdown Cover - countries covered

How much is AA European Breakdown Cover?

You can get AA European Breakdown Cover from £7 per day on a single-trip policy.

How can I contact AA European Breakdown Cover?

If you already have a European Breakdown Cover, you can call the 24/7 English-speaking emergency helpline at 0044 (0) 121 3366289.

Phone numbersOpening hours
To buy a new policy0800 072 3279Monday to Friday from 9am to 6pm
For emergency if your vehicle breaks down 0044 (0) 121 336628924/7
Emergency for french landlines0825 098 876 or 
0472 171 200
Emergency for UK mobiles or other EU countries00 3382 509 8876 or 
00 3347 217 1200
AA European Breakdown Cover phone numbers

How to claim on your AA Breakdown Cover Policy?

To claim on your AA European Breakdown Cover policy, you will first need to download and fill the PDF claim for.

aa european breakdown cover claim form

You can then:

  • send it by email to the address: [email protected]
  • or by post to: Overseas Claims, Fanum House, Basingstoke, Hampshire, RG21 4EA.

You will need to send it together with proof of evidence and receipts.

What if I’ve changed my car?

If you have changed your vehicle, you must let AA know before you travel or you must invalidate your entire policy. Call them at 0800 107 6220 and tell them your new car model, make and reg plate.

How to cancel my AA European Breakdown Cover?

To cancel your AA European Breakdown Cover you can do it:

  • by phone: 0344 209 0081
  • by post and return your policy documents to: AA European Breakdown Cover, Lambert House, Cheadle SK8 2DY.

If you cancel during cooling off period you will get a full refund providing you haven't claimed yet. If you cancel after your cooling off period, you may be entitled to get a prorata refund of your premium but terms and conditions will apply. Check cancellation rights and fees in the policy booklet above.