What Car Insurance Group Is My BMW X1?
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodology
You are the happy owner of a BMW X1?
Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.
Find the car insurance that suits you best in just a few seconds!
What car insurance group is my BMW X1 SUV 2015 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| sDrive 18d SE 5d | 25 | £20 - £145 | £662,55 |
| sDrive 18d SE 5d Step Auto | 25 | £30 - £145 | £662,55 |
| xDrive 18d SE 5d | 24 | £125 - £145 | £631,00 |
| xDrive 18d SE 5d Step Auto | 24 | £125 - £145 | £631,00 |
| sDrive18d SE 5d | 23 | £145 | £624,75 |
| sDrive18d SE Sport Automatic 5d | 23 | £145 | £624,75 |
| xDrive18d SE 5d | 23 | £145 | £624,75 |
| xDrive18d SE Sport Automatic 5d | 23 | £145 | £624,75 |
| sDrive18i SE 5d | 23 | £145 | £624,75 |
| sDrive18i SE auto 5d | 23 | £145 | £624,75 |
| sDrive18i SE (07/19-) 5d | 22 | £145 | £618,56 |
| sDrive18i SE Dual-clutch auto 5d | 22 | £145 | £618,56 |
| xDrive25d SE auto 5d | 31 | £145 | £731,16 |
| xDrive20d SE Sport Automatic 5d | 28 | £145 | £682,62 |
| xDrive20d SE 5d | 30 | £145 | £723,92 |
| xDrive20d SE auto 5d | 30 | £145 | £723,92 |
| xDrive20i SE auto 5d | 29 | £145 | £689,45 |
| sDrive20i SE Sport Dual-clutch auto 5d | 30 | £145 | £723,92 |
| sDrive20i SE Sport Dual-clutch auto (07/19-) 5d | 28 | £145 | £682,62 |
| xDrive20i SE Sport Automatic 5d | 29 | £145 | £689,45 |
| sDrive 18d xLine 5d | 26 | £20 - £145 | £669,17 |
| sDrive 18d xLine 5d Step Auto | 26 | £30 - £145 | £669,17 |
| xDrive 18d xLine 5d | 25 | £125 - £145 | £662,55 |
| xDrive 18d xLine 5d Step Auto | 25 | £125 - £145 | £662,55 |
| sDrive18d xLine 5d | 24 | £145 | £631,00 |
| sDrive18d xLine Sport Automatic 5d | 24 | £145 | £631,00 |
| xDrive18d xLine 5d | 24 | £145 | £631,00 |
| xDrive18d xLine Sport Automatic 5d | 24 | £145 | £631,00 |
| sDrive18i xLine 5d | 25 | £145 | £662,55 |
| sDrive18i xLine auto 5d | 25 | £145 | £662,55 |
| sDrive18i xLine (07/19-) 5d | 22 | £145 | £618,56 |
| sDrive18i xLine Dual-clutch auto 5d | 22 | £145 | £618,56 |
| xDrive 20d xLine 5d | 30 | £125 - £145 | £723,92 |
| xDrive 20d xLine 5d Step Auto | 30 | £125 - £145 | £723,92 |
| xDrive20d xLine Sport Automatic 5d | 29 | £145 | £689,45 |
| xDrive20i xLine 5d Step Auto | 31 | £145 - £160 | £731,16 |
| sDrive20i xLine Sport Dual-clutch auto 5d | 33 | £145 | £745,86 |
| sDrive20i xLine Sport Dual-clutch auto (07/19-) 5d | 29 | £145 | £689,45 |
| xDrive20i xLine Sport Automatic 5d | 29 | £145 | £689,45 |
| xDrive 25d xLine 5d Step Auto | 34 | £145 | £753,32 |
| sDrive 18d Sport 5d | 25 | £20 - £145 | £662,55 |
| sDrive 18d Sport 5d Step Auto | 25 | £30 - £145 | £662,55 |
| xDrive 18d Sport 5d | 25 | £125 - £145 | £662,55 |
| xDrive 18d Sport 5d Step Auto | 25 | £125 - £145 | £662,55 |
| sDrive18d Sport 5d | 23 | £145 | £624,75 |
| sDrive18d Sport Sport Automatic 5d | 23 | £145 | £624,75 |
| xDrive18d Sport 5d | 23 | £145 | £624,75 |
| xDrive18d Sport Sport Automatic 5d | 23 | £145 | £624,75 |
| sDrive18i Sport 5d | 24 | £145 | £631,00 |
| sDrive18i Sport auto 5d | 24 | £145 | £631,00 |
| sDrive18i Sport (07/19-) 5d | 22 | £145 | £618,56 |
| sDrive18i Sport Dual-clutch auto 5d | 22 | £145 | £618,56 |
| xDrive 20d Sport 5d | 29 | £125 - £145 | £689,45 |
| xDrive 20d Sport 5d Step Auto | 30 | £125 - £145 | £723,92 |
| xDrive25d Sport auto 5d | 34 | £145 | £753,32 |
| xDrive20d Sport Sport Automatic 5d | 29 | £145 | £689,45 |
| xDrive20i Sport 5d Step Auto | 29 | £145 - £160 | £689,45 |
| sDrive20i Sport Sport Dual-clutch auto 5d | 30 | £145 | £723,92 |
| sDrive20i Sport Sport Dual-clutch auto (07/19-) 5d | 28 | £145 | £682,62 |
| xDrive20i Sport Sport Automatic 5d | 29 | £145 | £689,45 |
| sDrive 18d M Sport 5d | 26 | £20 - £145 | £669,17 |
| sDrive 18d M Sport 5d Step Auto | 26 | £30 - £145 | £669,17 |
| xDrive 18d M Sport 5d | 25 | £125 - £145 | £662,55 |
| xDrive 18d M Sport 5d Step Auto | 25 | £125 - £145 | £662,55 |
| sDrive18d M Sport 5d | 24 | £145 | £631,00 |
| sDrive18d M Sport Sport Automatic 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport Sport Automatic 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport (Plus Pack) 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport (Tech Pack II) 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport (Plus Pack and Tech Pack II) 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport (Plus Pack) Sport Automatic 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport (Tech Pack II) Sport Automatic 5d | 24 | £145 | £631,00 |
| xDrive18d M Sport (Plus Pack and Tech Pack II) Sport Automatic 5d | 24 | £465 | £631,00 |
| sDrive18i M Sport 5d | 25 | £145 | £662,55 |
| sDrive18i M Sport auto 5d | 25 | £145 | £662,55 |
| sDrive18i M Sport (07/19-) 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport Dual-clutch auto 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport (Plus Pack) 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport (Tech Pack II) 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport (Plus Pack and Tech Pack II) 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport (Plus Pack) Dual-clutch auto 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport (Tech Pack II) Dual-clutch auto 5d | 22 | £145 | £618,56 |
| sDrive18i M Sport (Plus Pack and Tech Pack II) Dual-clutch auto 5d | 22 | £145 | £618,56 |
| xDrive 20d M Sport 5d | 30 | £125 - £145 | £723,92 |
| xDrive 20d M Sport 5d Step Auto | 30 | £125 - £145 | £723,92 |
| xDrive20d M Sport Sport Automatic 5d | 29 | £145 | £689,45 |
| xDrive20d M Sport (Plus Pack) Sport Automatic 5d | 29 | £465 | £689,45 |
| xDrive20d M Sport (Tech Pack II) Sport Automatic 5d | 29 | £145 | £689,45 |
| xDrive20d M Sport (Plus Pack and Tech Pack II) Sport Automatic 5d | 29 | £465 | £689,45 |
| xDrive20i M Sport 5d Step Auto | 31 | £145 - £160 | £731,16 |
| sDrive20i M Sport Sport Dual-clutch auto 5d | 33 | £145 | £745,86 |
| sDrive20i M Sport Sport Dual-clutch auto (07/19-) 5d | 29 | £145 | £689,45 |
| xDrive20i M Sport Sport Automatic 5d | 30 | £145 | £723,92 |
| sDrive20i M Sport (Plus Pack) Sport Dual-clutch auto 5d | 29 | £145 | £689,45 |
| sDrive20i M Sport (Tech Pack II) Sport Dual-clutch auto 5d | 29 | £145 | £689,45 |
| sDrive20i M Sport (Plus Pack and Tech Pack II) Sport Dual-clutch auto 5d | 29 | £145 | £689,45 |
| xDrive20i M Sport (Plus Pack) Sport Automatic 5d | 30 | £145 | £723,92 |
| xDrive20i M Sport (Tech Pack II) Sport Automatic 5d | 30 | £145 | £723,92 |
| xDrive20i M Sport (Plus Pack and Tech Pack II) Sport Automatic 5d | 30 | £465 | £723,92 |
| xDrive 25d M Sport 5d Step Auto | 34 | £145 | £753,32 |
What car insurance group is my BMW X1 Estate 2009 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| sDrive 20d EfficientDynamics 5d | 24 | £30 | £631,00 |
| sDrive 16d SE 5d | 18 | £125 | £571,78 |
| sDrive 18d SE (07/12-) 5d Step Auto | 22 | £145 | £618,56 |
| sDrive 18d SE (07/12-) 5d | 22 | £125 | £618,56 |
| xDrive 18d SE (07/12-) 5d Step Auto | 22 | £160 | £618,56 |
| xDrive 18d SE (07/12-) 5d | 22 | £160 | £618,56 |
| sDrive 18d SE 5d | 22 | £145 | £618,56 |
| xDrive 18d SE 5d | 22 | £160 | £618,56 |
| sDrive 20d SE (07/12-) 5d Step Auto | 24 | £145 | £631,00 |
| sDrive 20d SE (07/12-) 5d | 24 | £125 | £631,00 |
| xDrive 20d SE (07/12-) 5d Step Auto | 24 | £160 | £631,00 |
| xDrive 20d SE (07/12-) 5d | 24 | £160 | £631,00 |
| sDrive 20d SE 5d | 24 | £145 | £631,00 |
| sDrive 20d SE 5d Step Auto | 24 | £200 | £631,00 |
| xDrive 20d SE 5d | 24 | £200 | £631,00 |
| xDrive 20d SE 5d Step Auto | 24 | £200 | £631,00 |
| sDrive20i SE 5d | 27 | £200 | £675,86 |
| sDrive20i SE 5d Step Auto | 27 | £200 | £675,86 |
| xDrive20i SE 5d | 28 | £260 | £682,62 |
| xDrive20i SE 5d Step Auto | 28 | £235 | £682,62 |
| xDrive 23d SE 5d | 26 | £200 | £669,17 |
| xDrive 23d SE 5d Step Auto | 26 | £235 | £669,17 |
| sDrive 20d Efficient Dynamics 5d | 24 | £30 | £631,00 |
| sDrive 16d xLine 5d | 18 | £125 | £571,78 |
| sDrive 18d xLine 5d Step Auto | 22 | £145 | £618,56 |
| sDrive 18d xLine 5d | 22 | £125 | £618,56 |
| xDrive 18d xLine 5d Step Auto | 22 | £160 | £618,56 |
| xDrive 18d xLine 5d | 22 | £160 | £618,56 |
| sDrive 20d xLine 5d Step Auto | 25 | £145 | £662,55 |
| sDrive 20d xLine 5d | 25 | £125 | £662,55 |
| xDrive 20d xLine 5d Step Auto | 25 | £160 | £662,55 |
| xDrive 20d xLine 5d | 25 | £160 | £662,55 |
| sDrive20i xLine 5d | 27 | £200 | £675,86 |
| sDrive20i xLine 5d Step Auto | 27 | £200 | £675,86 |
| xDrive20i xLine 5d | 28 | £260 | £682,62 |
| xDrive20i xLine 5d Step Auto | 28 | £235 | £682,62 |
| xDrive 25d xLine 5d Step Auto | 26 | £160 | £669,17 |
| xDrive 25d xLine 5d | 26 | £200 | £669,17 |
| sDrive 16d Sport 5d | 18 | £125 | £571,78 |
| sDrive 18d Sport (07/12-) 5d Step Auto | 22 | £145 | £618,56 |
| sDrive 18d Sport (07/12-) 5d | 22 | £125 | £618,56 |
| xDrive 18d Sport (07/12-) 5d Step Auto | 22 | £160 | £618,56 |
| xDrive 18d Sport (07/12-) 5d | 22 | £160 | £618,56 |
| sDrive 20d Sport (07/12-) 5d Step Auto | 25 | £145 | £662,55 |
| sDrive 20d Sport (07/12-) 5d | 25 | £125 | £662,55 |
| xDrive 20d Sport 5d Step Auto | 25 | £160 | £662,55 |
| xDrive 20d Sport (07/12-) 5d | 25 | £160 | £662,55 |
| sDrive20i Sport 5d | 27 | £200 | £675,86 |
| sDrive20i Sport 5d Step Auto | 27 | £200 | £675,86 |
| xDrive20i Sport 5d | 28 | £260 | £682,62 |
| xDrive20i Sport 5d Step Auto | 28 | £235 | £682,62 |
| sDrive 20d EfficientDynamics Business 5d | 27 | £30 | £675,86 |
| sDrive 18d M Sport 5d | 22 | £145 | £618,56 |
| xDrive 18d M Sport 5d | 22 | £160 | £618,56 |
| sDrive 18d M Sport (07/12-) 5d Step Auto | 22 | £145 | £618,56 |
| sDrive 18d M Sport (07/12-) 5d | 22 | £125 | £618,56 |
| xDrive 18d M Sport (07/12-) 5d Step Auto | 22 | £160 | £618,56 |
| xDrive 18d M Sport (07/12-) 5d | 22 | £160 | £618,56 |
| sDrive 20d M Sport 5d | 25 | £145 | £662,55 |
| sDrive 20d M Sport 5d Step Auto | 25 | £200 | £662,55 |
| xDrive 20d M Sport 5d | 25 | £200 | £662,55 |
| xDrive 20d M Sport 5d Step Auto | 25 | £200 | £662,55 |
| sDrive 20d M Sport (07/12-) 5d Step Auto | 25 | £145 | £662,55 |
| sDrive 20d M Sport (07/12-) 5d | 25 | £125 | £662,55 |
| xDrive 20d M Sport (07/12-) 5d Step Auto | 25 | £160 | £662,55 |
| xDrive 20d M Sport (07/12-) 5d | 25 | £160 | £662,55 |
| sDrive20i M Sport 5d | 28 | £200 | £682,62 |
| sDrive20i M Sport 5d Step Auto | 28 | £200 | £682,62 |
| xDrive20i M Sport 5d | 28 | £260 | £682,62 |
| xDrive20i M Sport 5d Step Auto | 28 | £235 | £682,62 |
| xDrive 23d M Sport 5d | 26 | £200 | £669,17 |
| xDrive 23d M Sport 5d Step Auto | 26 | £235 | £669,17 |
| xDrive 25d M Sport (07/12-) 5d Step Auto | 27 | £160 | £675,86 |
| xDrive 25d M Sport (07/12-) 5d | 27 | £200 | £675,86 |
The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.
Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.
Whether you are looking for BMW X1 insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.
Find the car insurance that suits you best in just a few seconds!
What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.
You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.
What are the cheapest cars to insure?
Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:
- Smaller engines
- Low top speeds
- Limited 0-60 acceleration
- No modifications or high spec trim
- A low list price (it means the standard price for new car before dealer gives any discount).
All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.
However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.
You will find below a list of most famous car trims famous to be getting cheap quotations from providers:
| Car manufacturer | Car band |
|---|---|
| Skoda | Skoda Citigo, Skoda Fabia |
| Volkswagen | Volkswagen Polo, Volkswagen Up |
| Hyundai | Hyundai i10 |
| Ford | Ford Ka+, Ford Fiesta |
| Vauxhall | Vauxhall Corsa |
| Toyota | Toyota Yaris |
When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5.
Find the car insurance that suits you best in just a few seconds!
