What Car Insurance Group Is My BMW X3?
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Information verified by Adeline Harmant
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You are the happy owner of a BMW X3?
Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.
Find the car insurance that suits you best in just a few seconds!
What car insurance group is my BMW X3 SUV 2017 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| M Competition M Steptronic auto 5d | 46 | £465 | £1 019,64 |
| M Competition (Ultimate Package) M Steptronic auto 5d | - | £465 | - |
| xDrive20d SE auto 5d | 29 | £465 | £689,45 |
| xDrive20i SE auto 5d | 28 | £145 | £682,62 |
| xDrive30d SE Sport Automatic 5d | 40 | £465 | £905,41 |
| #N/A | |||
| M40d Sport Automatic 5d | 45 | £465 | £999,64 |
| M40i Sport Automatic 5d | 40 | £465 | £905,41 |
| M40i Sport Automatic (07/18-) 5d | 40 | £465 | £905,41 |
| xDrive20d xLine auto 5d | 29 | £465 | £689,45 |
| xDrive20i xLine auto 5d | 28 | £465 | £682,62 |
| xDrive30d xLine Sport Automatic 5d | 40 | £465 | £905,41 |
| #N/A | |||
| xDrive20d M Sport auto 5d | 30 | £465 | £723,92 |
| xDrive20d M Sport (Technology Package) auto 5d | 30 | £465 | £723,92 |
| xDrive20d M Sport (Plus Package and Technology Package) auto 5d | 30 | £465 | £723,92 |
| xDrive20d M Sport (Plus Package) auto 5d | 30 | £465 | £723,92 |
| xDrive20i M Sport auto 5d | 29 | £465 | £689,45 |
| xDrive20i M Sport (Plus Package) auto 5d | 29 | £465 | £689,45 |
| xDrive20i M Sport (Technology Package) auto 5d | 29 | £465 | £689,45 |
| xDrive20i M Sport (Plus Package and Technology Package) auto 5d | 29 | £465 | £689,45 |
| xDrive30d M Sport Sport Automatic 5d | 40 | £465 | £905,41 |
| xDrive30d M Sport (Plus Package) Sport Automatic 5d | 40 | £465 | £905,41 |
| xDrive30d M Sport (Technology Package) Sport Automatic 5d | 40 | £465 | £905,41 |
| xDrive30d M Sport (Plus Package and Technology Package) Sport Automatic 5d | 40 | £465 | £905,41 |
| #N/A | |||
| #N/A | |||
| #N/A | |||
| #N/A |
What car insurance group is my BMW X3 Estate 2011 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| xDrive20d xLine 5d | 30 | £145 - £160 | £723,92 |
| xDrive20d xLine 5d Step Auto | 30 | £145 | £723,92 |
| xDrive30d xLine 5d Step Auto | 40 | £200 - £465 | £905,41 |
| xDrive20d SE 5d | 28 | £160 | £682,62 |
| xDrive20d SE 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d SE (Business Media) 5d | 28 | £160 | £682,62 |
| xDrive20d SE (Business Media) 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d SE (Professional Media) 5d | 28 | £160 | £682,62 |
| xDrive20d SE (Professional Media) 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d BluePerformance SE 5d | 28 | £200 | £682,62 |
| xDrive20d BluePerformance SE 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d BluePerformance SE (Business Media) 5d | 28 | £200 | £682,62 |
| xDrive20d BluePerf SE (Business Media) 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d BluePerformance SE (Professional Media) 5d | 28 | £200 | £682,62 |
| xDrive20d BluePerf SE (Professional Media) 5d Step Auto | 28 | £160 | £682,62 |
| sDrive18d SE 5d | 23 | £145 | £624,75 |
| sDrive18d SE 5d Step Auto | 23 | £160 | £624,75 |
| sDrive18d SE (Business Media) 5d | 23 | £145 | £624,75 |
| sDrive18d SE (Business Media) 5d Step Auto | 23 | £160 | £624,75 |
| sDrive18d SE (Professional Media) 5d | 23 | £145 | £624,75 |
| sDrive18d SE (Professional Media) 5d Step Auto | 23 | £160 | £624,75 |
| sDrive18d SE (06/14-) 5d | 26 | £125 - £145 | £669,17 |
| xDrive20d SE (06/14-) 5d | 30 | £145 - £160 | £723,92 |
| sDrive18d SE (06/14-) 5d Step Auto | 26 | £145 | £669,17 |
| xDrive20d SE (06/14-) 5d Step Auto | 30 | £145 | £723,92 |
| xDrive30d SE 4d Step Auto | 32 | £200 | £738,47 |
| xDrive30d SE (Business Media) 5d Step Auto | 32 | £200 | £738,47 |
| xDrive30d SE(Professional Media) 5d Step Auto | 32 | £200 | £738,47 |
| xDrive35d SE 5d Step Auto | 40 | £200 | £905,41 |
| xDrive35d SE (Business Media) 5d Step Auto | 40 | £200 | £905,41 |
| xDrive35d SE (Professional Media) 5d Step Auto | 40 | £200 | £905,41 |
| xDrive30d SE 5d Step Auto | 39 | £200 - £465 | £823,10 |
| xDrive20d M Sport 4d | 28 | £160 | £682,62 |
| xDrive20d M Sport 4d Step Auto | 28 | £160 | £682,62 |
| xDrive20d M Sport (Business Media) 5d | 28 | £160 | £682,62 |
| xDrive20d M Sport (Professional Media) 5d | 28 | £160 | £682,62 |
| xDrive20d M Sport (Business Media) 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d M Sport (Professional Media) 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d BluePerformance M Sport 5d | 28 | £200 | £682,62 |
| xDrive20d BluePerformance M Sport 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d BluePerf M Sport (Business Media) 5d | 28 | £200 | £682,62 |
| xDrive20d BluePerf M Sport (Business Media) 5d Step Auto | 28 | £160 | £682,62 |
| xDrive20d BluePerformance M Sport (Professional Media) 5d | 28 | £200 | £682,62 |
| xDrive20d BluePerf M Sport (Professional Media) 5d Step Auto | 28 | £160 | £682,62 |
| sDrive18d M Sport 5d | 23 | £145 | £624,75 |
| sDrive18d M Sport 5d Step Auto | 23 | £160 | £624,75 |
| sDrive18d M Sport (Business Media) 5d | 23 | £145 | £624,75 |
| sDrive18d M Sport (Business Media) 5d Step Auto | 23 | £160 | £624,75 |
| sDrive18d M Sport (Professional Media) 5d | 23 | £145 | £624,75 |
| sDrive18d M Sport (Professional Media) 5d Step Auto | 23 | £160 | £624,75 |
| xDrive20d M Sport 5d | 31 | £160 | £731,16 |
| xDrive20d M Sport 5d Auto | 31 | £145 | £731,16 |
| xDrive30d M Sport 4d Step Auto | 33 | £200 | £745,86 |
| xDrive30d M Sport (Business Media) 5d Step Auto | 33 | £200 | £745,86 |
| xDrive30d M Sport [Professional Media) 5d Step Auto | 33 | £200 | £745,86 |
| xDrive35d M Sport 5d Step Auto | 40 | £200 | £905,41 |
| xDrive35d M Sport (Business Media) 5d Step Auto | 40 | £200 | £905,41 |
| xDrive35d M Sport (Prof Media) 5d Step Auto | 40 | £200 | £905,41 |
| xDrive30d M Sport 5d Step Auto | 40 | £200 - £465 | £905,41 |
| xDrive35d M Sport (06/14-) 5d Step Auto | 43 | £200 - £465 | £960,83 |
What car insurance group is my BMW X3 Estate 2004 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| 2.0d 5d | 32 | £300 | £738,47 |
| 2.0i 5d | 27 | £325 | £675,86 |
| xDrive18d M Sport 5d | 31 | £200 | £731,16 |
| 2.0d M Sport (177bhp) 5d | 32 | £235 | £738,47 |
| 2.0d M Sport 5d | 32 | £300 | £738,47 |
| 2.0d M Sport 5d (06) | 32 | £300 | £738,47 |
| 2.0d M Sport 5d Step Auto | 32 | £260 | £738,47 |
| 2.0d xDrive M Sport 5d | 33 | £235 | £745,86 |
| 2.0d xDrive M Sport 5d Step Auto | 33 | £260 | £745,86 |
| 2.0i M Sport 5d | 27 | £325 | £675,86 |
| 2.5si M Sport 5d | 34 | £325 - £555 | £753,32 |
| 2.5si M Sport 5d Step Auto | 38 | £555 | £814,95 |
| 2.5i M Sport 5d | 32 | £325 - £570 | £738,47 |
| 2.5i M Sport 5d Auto | 32 | £325 - £570 | £738,47 |
| 2.5i xDrive M Sport 5d | 34 | £325 | £753,32 |
| 2.5i xDrive M Sport 5d Step Auto | 34 | £555 | £753,32 |
| 3.0d M Sport 5d | 37 | £325 | £806,88 |
| 3.0d M Sport 5d Auto | 37 | £325 - £555 | £806,88 |
| 3.0d M Sport 5d (06) | 37 | £300 - £325 | £806,88 |
| 3.0d M Sport 5d Step Auto (06) | 37 | £325 - £555 | £806,88 |
| 3.0d xDrive M Sport 5d | 37 | £300 | £806,88 |
| 3.0d xDrive M Sport 5d Step Auto | 37 | £325 | £806,88 |
| 3.5d xDrive M Sport 5d Step Auto | 42 | £325 | £941,99 |
| 3.0sd M Sport 5d Step Auto | 42 | £325 - £555 | £941,99 |
| 3.0si M Sport 5d Step Auto | 37 | £555 | £806,88 |
| 3.0i M Sport 5d Auto | 36 | £325 - £570 | £798,89 |
| 3.0i xDrive M Sport 5d Step Auto | 37 | £555 | £806,88 |
| 2.0d Sport 5d | 32 | £300 | £738,47 |
| xDrive20d Limited Sport Edition 5d | 35 | £235 | £790,98 |
| xDrive20d Limited Sport Edition 5d Step Auto | 35 | £260 | £790,98 |
| 2.0i Sport 5d | 27 | £325 | £675,86 |
| 2.5i Sport 5d | 32 | £325 - £570 | £738,47 |
| 2.5i Sport 5d Auto | 32 | £325 - £570 | £738,47 |
| 3.0d Sport 5d | 36 | £325 | £798,89 |
| 3.0d Sport 5d Auto | 36 | £325 - £555 | £798,89 |
| 3.0i Sport 5d Auto | 36 | £325 - £570 | £798,89 |
| xDrive18d SE 5d | 30 | £200 | £723,92 |
| xDrive18d SE (Dynamic) 5d | 30 | £200 | £723,92 |
| 2.0d SE (177bhp) 5d | 32 | £235 | £738,47 |
| 2.0d xDrive SE Edition Premium 5d | 33 | £235 | £745,86 |
| 2.0d SE 5d | 32 | £300 | £738,47 |
| 2.0D xDrive20d SE Edition Premium 5d Step Auto | 32 | £260 | £738,47 |
| 2.0d xDrive SE Edition Exclusive 5d | 33 | £235 | £745,86 |
| 2.0d SE 5d (06) | 32 | £300 | £738,47 |
| 2.0D xDrive20d SE Edition Exclusive 5d Step Auto | 32 | £260 | £738,47 |
| 2.0d SE 5d Step Auto | 32 | £260 | £738,47 |
| 2.0d xDrive SE 5d | 32 | £235 | £738,47 |
| 2.0d xDrive SE 5d Step Auto | 32 | £260 | £738,47 |
| 2.0D xDrive20d SE (Dynamic) 5d | 32 | £235 | £738,47 |
| 2.0D xDrive20d SE (Dynamic) 5d Step Auto | 32 | £260 | £738,47 |
| 2.0i SE 5d | 27 | £325 | £675,86 |
| 2.5si SE 5d | 34 | £325 - £555 | £753,32 |
| 2.5si SE 5d Step Auto | 34 | £555 | £753,32 |
| 2.5i SE 5d | 32 | £325 - £570 | £738,47 |
| 2.5i SE 5d Auto | 32 | £325 - £570 | £738,47 |
| 2.5i xDrive SE 5d | 34 | £325 | £753,32 |
| 2.5i xDrive SE 5d Step Auto | 34 | £555 | £753,32 |
| 2.5 xDrive25i SE (Dynamic) 5d | 34 | £325 | £753,32 |
| 2.5 xDrive25i SE (Dynamic) 5d Step Auto | 34 | £555 | £753,32 |
| 3.0d SE 5d | 36 | £325 | £798,89 |
| 3.0d SE 5d Auto | 36 | £325 - £555 | £798,89 |
| 3.0d SE 5d (06) | 36 | £300 - £325 | £798,89 |
| 3.0d SE 5d Step Auto (06) | 36 | £325 - £555 | £798,89 |
| 3.0d xDrive SE 5d | 36 | £300 | £798,89 |
| 3.0d xDrive SE 5d Step Auto | 36 | £325 | £798,89 |
| 3.0D xDrive30d SE (Dynamic) 5d | 36 | £300 | £798,89 |
| 3.0D xDrive30d SE (Dynamic) 5d Step Auto | 36 | £325 | £798,89 |
| 3.5d xDrive SE 5d Step Auto | 42 | £325 | £941,99 |
| 3.0D xDrive35d SE (Dynamic) 5d Step Auto | 42 | £325 | £941,99 |
| 3.0sd SE 5d Step Auto | 42 | £325 - £555 | £941,99 |
| 3.0si SE 5d Step Auto | 37 | £555 | £806,88 |
| 3.0i SE 5d Auto | 36 | £325 - £570 | £798,89 |
| 3.0i xDrive SE 5d Step Auto | 36 | £555 | £798,89 |
| 3.0i xDrive30i SE (Dynamic) 5d Step Auto | 36 | £555 | £798,89 |
The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.
Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.
Whether you are looking for BMW X3 insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.
Find the car insurance that suits you best in just a few seconds!
What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.
You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.
What are the cheapest cars to insure?
Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:
- Smaller engines
- Low top speeds
- Limited 0-60 acceleration
- No modifications or high spec trim
- A low list price (it means the standard price for new car before dealer gives any discount).
All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.
However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.
You will find below a list of most famous car trims famous to be getting cheap quotations from providers:
| Car manufacturer | Car band |
|---|---|
| Skoda | Skoda Citigo, Skoda Fabia |
| Volkswagen | Volkswagen Polo, Volkswagen Up |
| Hyundai | Hyundai i10 |
| Ford | Ford Ka+, Ford Fiesta |
| Vauxhall | Vauxhall Corsa |
| Toyota | Toyota Yaris |
When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5.
Find the car insurance that suits you best in just a few seconds!
