What Car Insurance Group Is My BMW X5?

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Alexandre Desoutter updated on July 9, 2021

You are the happy owner of a BMW X5?

Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.

Find the car insurance that suits you best in just a few seconds!

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What car insurance group is my BMW X5 4x4 2018 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
M50d Sport Automatic 5d
50£465£1 103,69
M50d Sport Automatic (Third-row seating) 5d
50£465£1 103,69
M50i Sport Automatic 5d
49£465£1 082,05
xDrive40i xLine Sport Automatic 5d
46£465£1 019,64
xDrive40i xLine Sport Automatic (Third-row seating) 5d
46£465£1 019,64
xDrive30d xLine Sport Automatic 5d
45£465£999,64
xDrive30d xLine Sport Automatic (Third-row seating) 5d
45£465£999,64
xDrive45e xLine Sport Automatic 5d
48£455£1 060,83
xDrive40i M Sport Sport Automatic 5d
46£465£1 019,64
xDrive40i M Sport Sport Automatic (Third-row seating) 5d
46£465£1 019,64
xDrive40i M Sport (Plus Package) Sport Automatic 5d
46£465£1 019,64
xDrive40i M Sport (Technology Package) Sport Automatic 5d
46£465£1 019,64
xDrive40i M Sport (Plus Package and Technology Package) Sport Automatic 5d
46£465£1 019,64
xDrive40i M Sport (Plus Package) Sport Automatic (Third-row seating) 5d
46£465£1 019,64
xDrive40i M Sport (Technology Package) Sport Automatic (Third-row seating) 5d
46£465£1 019,64
xDrive40i M Sport (Plus Package and Technology Package) Sport Automatic (Third-row seating) 5d
46£465£1 019,64
xDrive30d M Sport Sport Automatic 5d
45£465£999,64
xDrive30d M Sport Sport Automatic (Third-row seating) 5d
45£465£999,64
xDrive30d M Sport (Plus Package) Sport Automatic 5d
45£465£999,64
xDrive30d M Sport (Technology Package) Sport Automatic 5d
45£465£999,64
xDrive30d M Sport (Plus Package and Technology Package) Sport Automatic 5d
45£465£999,64
xDrive30d M Sport (Plus Package) Sport Automatic (Third-row seating) 5d
45£465£999,64
xDrive30d M Sport (Technology Package) Sport Automatic (Third-row seating) 5d
45£465£999,64
xDrive30d M Sport (Plus Package and Technology Package) Sport Automatic (Third-row seating) 5d
45£465£999,64
xDrive45e M Sport Sport Automatic 5d
49£455£1 082,05
xDrive X5 M Competition 5dr Step Auto 5d
-N/A-
xDrive X5 M Competition 5dr Step Auto [Ultimate] 5d
-N/A-
Insurance groups of 4x4 2018

What car insurance group is my BMW X5 4x4 2013 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
xDrive M50d 5d Auto
47£235 - £465£1 040,03
xDrive M50d (7 Seat) 5d Auto
47£235 - £465£1 040,03
sDrive25d (231bhp) SE 5d Auto
37£145 - £465£806,88
sDrive25d (231bhp) SE (7 Seat) 5d Auto
37£145 - £465£806,88
xDrive25d (231bhp) SE 5d Auto
37£160 - £465£806,88
xDrive25d (231bhp) SE (7 Seat) 5d Auto
37£160 - £465£806,88
sDrive25d SE 5d Auto
41£160£923,52
xDrive25d SE 5d Auto
42£200£941,99
sDrive25d SE (7 Seat) 5d Auto
41£160£923,52
xDrive25d SE (7 Seat) 5d Auto
42£200£941,99
xDrive30d SE 5d Auto
42£200 - £465£941,99
xDrive40d SE 5d Auto
43£200 - £465£960,83
xDrive30d SE (7 Seat) 5d Auto
42£200 - £465£941,99
xDrive40d SE (7 Seat) 5d Auto
43£200 - £465£960,83
xDrive50i SE 5d Auto
46£325 - £555£1 019,64
xDrive50i SE (7 Seat) 5d Auto
46£325 - £555£1 019,64
xDrive40e SE 5d Auto
41£0 - £455£923,52
xDrive X5 M 5d Auto
50£465 - £570£1 103,69
sDrive25d (231bhp) M Sport 5d Auto
37£160 - £465£806,88
sDrive25d (231bhp) M Sport (7 Seat) 5d Auto
37£160 - £465£806,88
xDrive25d (231bhp) M Sport 5d Auto
38£160 - £465£814,95
xDrive25d (231bhp) M Sport (7 Seat) 5d Auto
38£160 - £465£814,95
sDrive25d M Sport 5d Auto
42£200£941,99
xDrive25d M Sport 5d Auto
42£200£941,99
sDrive25d M Sport (7 Seat) 5d Auto
42£200£941,99
xDrive25d M Sport (7 Seat) 5d Auto
42£200£941,99
xDrive30d M Sport 5d Auto
42£200 - £465£941,99
xDrive40d M Sport 5d Auto
44£200 - £465£980,04
xDrive30d M Sport (7 Seat) 5d Auto
42£200 - £465£941,99
xDrive40d M Sport (7 Seat) 5d Auto
44£200 - £465£980,04
xDrive50i M Sport 5d Auto
47£465 - £555£1 040,03
xDrive50i M Sport (7 Seat) 5d Auto
47£465 - £555£1 040,03
xDrive40e M Sport 5d Auto
42£0 - £455£941,99
Insurance groups of 4x4 2013

What car insurance group is my BMW X5 Estate 2007 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
xDrive35d 10-Year Edition 5d Auto
47£325£1 040,03
3.0d M Sport (7 Seat) 5d Auto
43£325£960,83
xDrive30d M Sport (7 Seat) 5d Auto
44£325£980,04
3.0sd M Sport (7 Seat) 5d Auto
47£325£1 040,03
xDrive35d M Sport (7 Seat) 5d Auto
47£325£1 040,03
3.0d M Sport 5d Auto
43£325£960,83
30d xDrive M Sport 5d Auto
44£325£980,04
xDrive30d M Sport 5d Auto
43£300£960,83
xDrive30d M Sport (7 Seat) (04/10-) 5d Auto
43£300£960,83
xDrive40d M Sport 5d Auto
46£300£1 019,64
xDrive40d M Sport (7 Seat) 5d Auto
46£300£1 019,64
3.0sd M Sport 5d Auto
47£325£1 040,03
3.0si M Sport 5d Auto
40£555£905,41
3.0si M Sport (7 Seat) 5d Auto
40£555£905,41
xDrive30i M Sport (7 Seat) 5d Auto
45£555£999,64
3.0i xDrive M Sport 5d Auto
45£555£999,64
35d xDrive M Sport 5d Auto
47£325£1 040,03
xDrive50i M Sport 5d Auto
48£570£1 060,83
xDrive50i M Sport (7 Seat) 5d Auto
48£570£1 060,83
4.8i M Sport (7 Seat) 5d Auto
47£570£1 040,03
xDrive48i M Sport (7 Seat) 5d Auto
50£570£1 103,69
4.8i M Sport 5d Auto
47£570£1 040,03
3.0d SE (7 Seat) 5d Auto
40£325 - £555£905,41
xDrive30d SE (7 Seat) 5d Auto
42£325£941,99
xDrive30d SE (Dynamic) (7 Seat) 5d Auto
42£325£941,99
3.0sd SE (7 Seat) 5d Auto
45£325£999,64
xDrive35d SE (7 Seat) 5d Auto
46£325£1 019,64
xDrive35d SE (Dynamic) (7 Seat) 5d Auto
46£325£1 019,64
xDrive30d BluePerformance SE 5d Auto
42£300£941,99
xDrive30d BluePerformance SE (Dynamic) 5d Auto
42£300£941,99
xDrive30d BluePerformance SE (7 Seat) 5d Auto
42£300£941,99
xDrive30d BluePerform SE (Dyn) (7Seat) 5d Auto
42£300£941,99
3.0d SE 5d Auto
40£325 - £555£905,41
xDrive30d SE (Dynamic) 5d Auto
42£300£941,99
30d xDrive SE 5d Auto
42£325£941,99
xDrive30d SE (7 Seat) (04/10-) 5d Auto
42£300£941,99
3.0D xDrive30d SE (Dynamic) 5d Auto
42£325£941,99
xDrive30d SE (Dynamic) (7 Seat) (04/10-) 5d Auto
42£300£941,99
xDrive40d SE 5d Auto
45£300£999,64
xDrive40d SE (Dynamic) 5d Auto
45£300£999,64
3.0D xDrive35d SE(Dynamic) 5d Auto
46£325£1 019,64
xDrive40d SE (7 Seat) 5d Auto
45£300£999,64
xDrive40d SE (Dynamic) (7 Seat) 5d Auto
45£300£999,64
xDrive30d SE 5d Auto
42£300£941,99
3.0sd SE 5d Auto
45£325£999,64
3.0si SE 5d Auto
40£555 - £570£905,41
3.0si SE (7 Seat) 5d Auto
40£555 - £570£905,41
xDrive30i SE (7 Seat) 5d Auto
43£555£960,83
xDrive30i SE (Dynamic) (7 Seat) 5d Auto
43£555£960,83
3.0i xDrive SE 5d Auto
43£555£960,83
3.0 xDrive30i SE(Dynamic) 5d Auto
43£555£960,83
35d xDrive SE 5d Auto
46£325£1 019,64
xDrive50i SE 5d Auto
48£570£1 060,83
xDrive50i SE (Dynamic) 5d Auto
48£570£1 060,83
xDrive50i SE (7 Seat) 5d Auto
48£570£1 060,83
xDrive50i SE (Dynamic) (7 Seat) 5d Auto
48£570£1 060,83
4.8i SE (7 Seat) 5d Auto
47£570£1 040,03
xDrive48i SE (7 Seat) 5d Auto
48£570£1 060,83
xDrive48i SE (Dynamic) (7 Seat) 5d Auto
48£570£1 060,83
4.8i SE 5d Auto
47£570£1 040,03
4.8i xDrive SE 5d Auto
48£570£1 060,83
4.8 xDrive48i SE (Dynamic) 5d Auto
48£570£1 060,83
4.8i xDrive M Sport 5d Auto
50£570£1 103,69
xDrive M50d M Performance 5d Auto
50£300£1 103,69
xDrive M50d M Performance (7 Seat) 5d Auto
50£300£1 103,69
4.4 xDrive X5M 5d Auto
50£570£1 103,69
Insurance groups of Estate 2007

What car insurance group is my BMW X5 Estate 2000 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
3.0d 5d (01)
40£325£905,41
3.0d 5d Auto (01)
40£325£905,41
3.0i 5d (01)
44£265 - £325£980,04
3.0i 5d Auto (01)
44£265 - £325£980,04
4.4i V8 5d Auto (00)
45£265 - £325£999,64
4.8is 5d Auto
50£325 - £570£1 103,69
3.0d SE 5d (03)
44£325£980,04
3.0d SE 5d Auto (03)
-£325-
3.0d SE 5d (04)
44£325 - £555£980,04
3.0d SE 5d Auto (04)
44£325 - £555£980,04
3.0i SE 5d (03)
44£325£980,04
3.0i SE 5d (04)
44£325 - £570£980,04
3.0i SE 5d Auto (03)
44£325£980,04
3.0i SE 5d Auto (04)
44£325 - £570£980,04
4.4i V8 SE 5d Auto (03)
47£325£1 040,03
4.4i V8 SE 5d Auto (04)
47£325 - £570£1 040,03
3.0d Sport 5d (01)
40£325£905,41
3.0d Sport 5d Auto (01)
40£325£905,41
3.0i Sport 5d (01)
44£265 - £325£980,04
3.0i Sport 5d Auto (01)
44£265 - £325£980,04
4.4i V8 Sport 5d Auto (00)
47£265 - £325£1 040,03
3.0d SE Exclusive Edition 5d
44£325 - £555£980,04
3.0d SE Exclusive Edition 5d Auto
44£325 - £555£980,04
3.0i SE Exclusive Edition 5d
44£325 - £570£980,04
3.0i SE Exclusive Edition 5d Auto
44£325 - £570£980,04
4.4i V8 SE Exclusive Edition 5d Auto
47£325 - £570£1 040,03
3.0d Le Mans Blue Sport Edition 5d
-£325 - £555-
3.0d Le Mans Blue Sport Edition 5d Auto
-£325 - £555-
3.0d Sport Exclusive Edition 5d
44£325 - £555£980,04
3.0d Sport Exclusive Edition 5d Auto
44£325 - £555£980,04
3.0i Sport Exclusive Edition 5d
44£325 - £570£980,04
3.0i Sport Exclusive Edition 5d Auto
44£325 - £570£980,04
4.4i V8 Sport Exclusive Edition 5d Auto
47£325 - £570£1 040,03
3.0d SE Sport 5d (04)
44£325 - £555£980,04
3.0d SE Sport 5d Auto (04)
44£325 - £555£980,04
3.0i SE Sport 5d (04)
44£325 - £570£980,04
3.0i SE Sport 5d Auto (04)
44£325 - £570£980,04
4.4i V8 SE Sport 5d Auto (04)
47£325 - £570£1 040,03
4.6iS V8 5d Auto
49£325£1 082,05
4.8is Exclusive Edition 5d Auto
50£325 - £570£1 103,69
4.6iS Carbon Black Edition 5d Auto
49£325£1 082,05
Insurance groups of Estate 2000

The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.

Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.

Whether you are looking for BMW X5 insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.

Find the car insurance that suits you best in just a few seconds!

Learn more

What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.

You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.

What are the cheapest cars to insure?

Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:

  • Smaller engines
  • Low top speeds
  • Limited 0-60 acceleration
  • No modifications or high spec trim
  • A low list price (it means the standard price for new car before dealer gives any discount).

All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.

However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.

You will find below a list of most famous car trims famous to be getting cheap quotations from providers:

Car manufacturerCar band
Skoda
Skoda Citigo, Skoda Fabia
Volkswagen
Volkswagen Polo, Volkswagen Up
Hyundai
Hyundai i10
Ford
Ford Ka+, Ford Fiesta
Vauxhall
Vauxhall Corsa
Toyota
Toyota Yaris
Cheapest cars to insure

When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5. 

Find the car insurance that suits you best in just a few seconds!

Learn more

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Alexandre Desoutter
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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.

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