HelloSafe » Car Insurance » Car Insurance Groups » Car Insurance Group 38

What Cars Are In Insurance Group 38?

Alexandre Desoutter updated on March 15, 2021

You find it very hard to save money on your car insurance premium? But is it really?

One of the key factors affecting your insurance bill is the car insurance group your vehicle belongs to.

If you're buying a car and you want to find the cheapest insurance policy, you may want to pick a band belonging to a low insurance group. Then you can see how much it will affect your insurance quotes.

Let us guide you through the ultimate car insurance group 38 review in 2024.

What are the car insurance groups?

Any motor car registered in the UK belongs to a specific car insurance category. Which group it belongs to depends on different criteria including the car’s value, performance, and the ease and cost of vehicle repairs.

This range of factors gives providers an indicative level of your car insurance risk.

Vehicle insurance groups are ranked by the Group Rating Panel (composed of members from the Association of British Insurers - ABI) and administered by Thatcham Research, an independent and neutral organisation paid by insurers as a group . The GRP provides the group rating scheme for private and light commercial vehicles.

Car groups range from Group 1, the cheapest cars to insure, to Group 50, the most expensive ones.

Good to know

The more rare, expensive or powerful your car is, the higher is the risk and the group - and so is your insurance premium!

Find the car insurance that suits you best in just a few seconds!

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E : exceeds requirements of security ;
A : acceptable ;
P : not enough data yet to attribute a final letter ;
D : car model doesn’t meet security standards ;
U : car model is far from security standards ;
G : for import cars.

Each car insurance group also gets a letter indicating how standard security features are covered.

>> MORE: consult our guide on car insurance groups.

Finally, compare best car insurance in less than 20 secs without giving your email.
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What does car insurance group 38 mean?

Cars in insurance group 38 are among the most expensive cars to insure. They are for experienced drivers with clean record rather than for higher risk driver profile such as young people holding a provisional licence for instance. They often have larger engines and high acceleration and speed performances on the road and are therefore more likely to be involved in accidents.

That said, there are plenty of other ways to cut your insurance bills such as paying a higher excess, building up a No Claim bonus, reducing your annual mileage or comparing car insurance policies by shopping around!

>> Get our 13 ways to lower your car insurance for 38.

Which cars are in insurance group 38?

This is the cars list in car insurance group 38:

Make	Model	Submodel
Abarth	695	Convertible 2017
Alfa Romeo	147	GTA 2003
Audi	A1	Hatchback 2010
Audi	A1	Sportback 2012
Audi	A3	Cabriolet 2014
Audi	A4	Allroad 2009
Audi	A4	Allroad 2016
Audi	A4	Saloon 2015
Audi	A5	Cabriolet 2009
Audi	A5	Cabriolet 2017
Audi	A5	Coupe 2016
Audi	A6	Allroad 2006
Audi	A6	Allroad 2012
Audi	A6	Avant 2005
Audi	A6	Avant 2011
Audi	A6	Avant 2018
Audi	A6	Saloon 2004
Audi	A6	Saloon 2011
Audi	A6	Saloon 2018
Audi	A7	Sportback 2010
Audi	Q2	SUV 2016
Audi	Q5	Estate 2008
Audi	Q5	SUV 2016
Audi	Q7	SUV 2006
Audi	TT	Coupe 1999
Audi	TT	Coupe 2006
Audi	TT	Coupe 2014
Audi	TT	Roadster 1999
Audi	TT	Roadster 2007
Audi	TT	Roadster 2015
BMW	1-Series	Convertible 2008
BMW	1-Series	Hatchback 2011
BMW	2-Series	Coupe 2014
BMW	3-Series	Coupe 2006
BMW	3-Series	Gran Turismo 2013
BMW	3-Series	Saloon 2005
BMW	3-Series	Saloon 2012
BMW	3-Series	Saloon 2019
BMW	3-Series	Touring 2005
BMW	3-Series	Touring 2012
BMW	3-Series	Touring 2019
BMW	4-Series	Gran Coupe 2014
BMW	5-Series	Saloon 1996
BMW	5-Series	Saloon 2003
BMW	5-Series	Saloon 2010
BMW	5-Series	Saloon 2017
BMW	5-Series	Touring 1997
BMW	5-Series	Touring 2003
BMW	5-Series	Touring 2010
BMW	Alpina	Coupe 2009
BMW	X3	Estate 2004
BMW	X5	4x4 2013
BMW	Z3	M Coupe 1998
BMW	Z3	Roadster 1996
BMW	Z4	Roadster 2009
BMW	Z4	Roadster 2019
Cadillac	BLS	Saloon 2006
Chevrolet	Camaro	Coupe 1998
Chrysler	300C	Saloon 2005
Chrysler	300C	Touring 2006
Ford	Focus	RS 2009
Infiniti	Q50	Saloon 2014
Jaguar	E-Pace	SUV 2017
Jaguar	S-Type	Saloon 1999
Jaguar	X-Type	Estate 2004
Jaguar	X-Type	Saloon 2001
Jaguar	XF	Saloon 2008
Jaguar	XF	Saloon 2015
Jaguar	XF	Sportbrake 2012
Jeep	Grand Cherokee	Estate 2011
Jeep	Wrangler	SUV 2018
Land Rover	Discovery	Station Wagon 2004
Land Rover	Discovery	SUV 2017
Land Rover	Discovery Sport	4x4 2015
Land Rover	Range Rover	Estate 2002
Land Rover	Range Rover	Station Wagon 1994
Land Rover	Range Rover Evoque	Coupe 2011
Land Rover	Range Rover Evoque	Estate 2011
Land Rover	Range Rover Evoque	SUV 2019
Land Rover	Range Rover Sport	Estate 2005
Land Rover	Range Rover Velar	SUV 2017
Lexus	ES	Saloon 2019
Lexus	IS	Saloon 2013
Lexus	NX	4x4 2014
Lexus	RX	Estate 2003
Mercedes-Benz	C-Class	Cabriolet 2016
Mercedes-Benz	C-Class	Coupe 2011
Mercedes-Benz	C-Class	Coupe 2015
Mercedes-Benz	C-Class	Estate 2008
Mercedes-Benz	C-Class	Estate 2014
Mercedes-Benz	C-Class	Saloon 2007
Mercedes-Benz	C-Class	Saloon 2014
Mercedes-Benz	CLC	Coupe 2008
Mercedes-Benz	CLK	Cabriolet 1998
Mercedes-Benz	CLK	Cabriolet 2003
Mercedes-Benz	CLK	Coupe 2002
Mercedes-Benz	E-Class	Cabriolet 2010
Mercedes-Benz	E-Class	Coupe 2009
Mercedes-Benz	E-Class	Coupe 2017
Mercedes-Benz	E-Class	Estate 2003
Mercedes-Benz	E-Class	Estate 2010
Mercedes-Benz	E-Class	Saloon 2002
Mercedes-Benz	E-Class	Saloon 2009
Mercedes-Benz	GLC-Class	4x4 2015
Mercedes-Benz	GLC-Class	Coupe 2016
Mercedes-Benz	M-Class	Estate 2012
Mercedes-Benz	M-Class	Hatchback 2005
Mercedes-Benz	M-Class	Station Wagon 1998
Mercedes-Benz	V-Class	Estate 2014
Mercedes-Benz	V-Class	Marco Polo 2017
Mercedes-Benz	Viano	Estate 2004
MG	ZT	Estate 2001
MG	ZT	Estate 2004
MG	ZT	Saloon 2001
MG	ZT	Saloon 2004
MINI	Countryman	SUV 2017
Mitsubishi	Shogun	Station Wagon 2007
Mitsubishi	Shogun Sport	SUV 2018
Nissan	Patrol	Station Wagon 1998
Saab	2019-03-08T23:00:00.000Z	Convertible 2003
Saab	2019-05-08T22:00:00.000Z	Estate 1999
Saab	2019-05-08T22:00:00.000Z	Saloon 1997
Saab	2019-05-08T22:00:00.000Z	Saloon 2010
Saab	2019-05-08T22:00:00.000Z	Sportwagon 2011
Subaru	Impreza	Saloon 2005
Subaru	Impreza	Sports Wagon 2005
Toyota	GR Supra	Coupe 2019
Toyota	Land Cruiser	Estate 2009
Vauxhall	Insignia	Hatchback 2009
Vauxhall	Insignia	Sports Tourer 2009
Vauxhall	Insignia	VXR 2009
Vauxhall	VX220	Roadster 2000
Volkswagen	Caravelle	Estate 2003
Volkswagen	Golf	GTI 2013
Volkswagen	Touareg	Estate 2003
Volkswagen	Touareg	SUV 2018
Volvo	C70	Coupe Cabriolet 2006
Volvo	S60	Saloon 2010
Volvo	V60	Coupe 2010
Volvo	V90	Estate 2016
Volvo	XC60	SUV 2017
Volvo	XC70	Estate 2007
Volvo	XC90	Estate 2002
Volvo	XC90	Estate 2015

You would like to know which insurance group your vehicle is in? Use our car insurance group checker tool!

How much will a group 38 car insurance cost me?

Car insurance quotes vary with all sorts of factors such as drivers’ age range, address, driving experience and history and last but not least, the details of the car that is going to be insured.

You will find below indicative average price table from 5 of the most famous UK providers, for group_number insurance cars depending on age range.

Age range
18 years old	£6 854	£2 782	£2 735	£2 530	No quote
25 years old	£4 540	£1 749	£1 758	£1 647	£1 972
45 years old	£1 131	£819	£828	£815	£651

Yearly average insurance premiums comparison by age range for car insurance group 38

Find the car insurance that suits you best in just a few seconds!

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How to compare car insurance quotes?

To insure a vehicle from insurance group_number, you may want to compare quotes from different providers of the market (Admiral, Tesco, Elephant, Diamond etc.). Prices and level of coverage in front may however be very different from one to another.

You can use our comparator. Answer 5 anonymous questions (type of car, age, address, type of cover wanted and driving history) and compare real quotes from all the main providers of the market.

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Alexandre Desoutter

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.