What Cars Are In Insurance Group 45?
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You find it very hard to save money on your car insurance premium? But is it really?
One of the key factors affecting your insurance bill is the car insurance group your vehicle belongs to.
If you're buying a car and you want to find the cheapest insurance policy, you may want to pick a band belonging to a low insurance group. Then you can see how much it will affect your insurance quotes.
Let us guide you through the ultimate car insurance group 45 review in 2024.
What are the car insurance groups?
Any motor car registered in the UK belongs to a specific car insurance category. Which group it belongs to depends on different criteria including the car’s value, performance, and the ease and cost of vehicle repairs.
This range of factors gives providers an indicative level of your car insurance risk.
Vehicle insurance groups are ranked by the Group Rating Panel (composed of members from the Association of British Insurers - ABI) and administered by Thatcham Research, an independent and neutral organisation paid by insurers as a group . The GRP provides the group rating scheme for private and light commercial vehicles.
Car groups range from Group 1, the cheapest cars to insure, to Group 50, the most expensive ones.
Good to know
The more rare, expensive or powerful your car is, the higher is the risk and the group - and so is your insurance premium!
Find the car insurance that suits you best in just a few seconds!
- E : exceeds requirements of security ;
- A : acceptable ;
- P : not enough data yet to attribute a final letter ;
- D : car model doesn’t meet security standards ;
- U : car model is far from security standards ;
- G : for import cars.
Each car insurance group also gets a letter indicating how standard security features are covered.
>> MORE: consult our guide on car insurance groups.
What does car insurance group 45 mean?
Cars in insurance group 45 are at the highest part of the scale when it comes to insurance quotes. Vehicles in those high insurance groups have very high performances on the road (top speed, acceleration etc. ). When involved in accidents, those cars represent much higher costs for providers and are therefore, much more expensive to insure than average. Cars in insurance group 45 are for experienced driver with qualifications rather than for young or learner drivers.
That said, there are plenty of other ways to cut your insurance bills such as paying a higher excess, building up a No Claim bonus, reducing your annual mileage or comparing car insurance policies by shopping around!
>> Get our 13 ways to lower your car insurance for 45.
Which cars are in insurance group 45?
This is the cars list in car insurance group 45:
| Make | Model | Submodel | Version |
|---|---|---|---|
| Audi | A4 | Avant 2015 | |
| Audi | A5 | Cabriolet 2017 | |
| Audi | A5 | RS5 2010 | |
| Audi | A6 | Allroad 2019 | |
| Audi | A6 | Avant 2018 | |
| Audi | A6 | Saloon 2018 | |
| Audi | A7 | S7 2012 | |
| Audi | A7 | Sportback 2010 | |
| Audi | A7 | Sportback 2018 | |
| Audi | A8 | Saloon 1994 | |
| Audi | A8 | Saloon 2003 | |
| Audi | A8 | Saloon 2010 | |
| Audi | A8 | Saloon 2018 | |
| Audi | Q5 | SUV 2016 | |
| Audi | Q7 | SUV 2006 | |
| Audi | TT | Coupe 2014 | |
| Audi | TT | Roadster 2015 | |
| BMW | 3-Series | M3 2007 | |
| BMW | 3-Series | M3 2014 | |
| BMW | 3-Series | Saloon 2012 | |
| BMW | 4-Series | Convertible 2014 | |
| BMW | 4-Series | Coupe 2013 | |
| BMW | 5-Series | GT 2009 | |
| BMW | 5-Series | M5 2005 | |
| BMW | 5-Series | Saloon 1996 | |
| BMW | 5-Series | Saloon 2003 | |
| BMW | 5-Series | Saloon 2010 | |
| BMW | 5-Series | Touring 2003 | |
| BMW | 5-Series | Touring 2010 | |
| BMW | 6-Series | Convertible 2004 | |
| BMW | 6-Series | Coupe 2004 | |
| BMW | 7-Series | Saloon 1994 | |
| BMW | 7-Series | Saloon 2002 | |
| BMW | 7-Series | Saloon 2008 | |
| BMW | 7-Series | Saloon 2015 | |
| BMW | 8-Series | Coupe 2019 | |
| BMW | X3 | SUV 2017 | |
| BMW | X4 | SUV 2018 | |
| BMW | X5 | 4x4 2018 | |
| BMW | X5 | Estate 2000 | |
| BMW | X5 | Estate 2007 | |
| BMW | X6 | 4x4 2014 | |
| BMW | Z4 | M 2006 | |
| BMW | Z4 | Roadster 2003 | |
| Cadillac | STS | Saloon 2008 | |
| Citroën | C6 | Saloon 2006 | |
| Ford | Mustang | Convertible 2015 | |
| Ford | Mustang | Coupe 2015 | |
| Honda | Legend | Saloon 2006 | |
| Infiniti | EX | Estate 2009 | |
| Infiniti | G | Convertible 2009 | |
| Infiniti | G | Coupe 2009 | |
| Infiniti | G | Saloon 2009 | |
| Infiniti | M | Saloon 2010 | |
| Jaguar | F-Type | Coupe 2014 | |
| Jaguar | F-Type | Roadster 2013 | |
| Jaguar | XF | Saloon 2008 | |
| Jaguar | XF | Sportbrake 2012 | |
| Land Rover | Discovery | Station Wagon 2004 | |
| Land Rover | Range Rover | Estate 2002 | |
| Land Rover | Range Rover | Estate 2013 | |
| Land Rover | Range Rover | Station Wagon 1994 | |
| Land Rover | Range Rover Evoque | Convertible 2016 | |
| Land Rover | Range Rover Sport | 4x4 2013 | |
| Land Rover | Range Rover Velar | SUV 2017 | |
| Lexus | RC | Coupe 2015 | |
| Lexus | RC | F 2014 | |
| Lexus | RX | L 2018 | |
| Lexus | RX | SUV 2016 | |
| Mercedes-Benz | A-Class | AMG 2013 | |
| Mercedes-Benz | C-Class | AMG 2011 | |
| Mercedes-Benz | C-Class | Cabriolet 2016 | |
| Mercedes-Benz | C-Class | Coupe 2015 | |
| Mercedes-Benz | CLA | Coupe 2019 | |
| Mercedes-Benz | CLA | Shooting Brake 2019 | |
| Mercedes-Benz | CLA-Class | AMG 2013 | |
| Mercedes-Benz | CLA-Class | Coupe 2013 | |
| Mercedes-Benz | CLA-Class | Shooting Brake 2015 | |
| Mercedes-Benz | CLK | Cabriolet 2003 | |
| Mercedes-Benz | CLS | Coupe 2005 | |
| Mercedes-Benz | CLS | Coupe 2011 | |
| Mercedes-Benz | E-Class | Cabriolet 2010 | |
| Mercedes-Benz | E-Class | Cabriolet 2017 | |
| Mercedes-Benz | E-Class | Coupe 2009 | |
| Mercedes-Benz | E-Class | Coupe 2017 | |
| Mercedes-Benz | GLC-Class | 4x4 2015 | |
| Mercedes-Benz | GLC-Class | Coupe 2016 | |
| Mercedes-Benz | GLE | SUV 2019 | |
| Mercedes-Benz | GLE-Class | 4x4 2015 | |
| Mercedes-Benz | GLE-Class | Coupe 2015 | |
| Mercedes-Benz | M-Class | Estate 2012 | |
| Mercedes-Benz | M-Class | Station Wagon 1998 | |
| Mercedes-Benz | S-Class | Saloon 1991 | |
| Mercedes-Benz | S-Class | Saloon 1999 | |
| Mercedes-Benz | S-Class | Saloon 2013 | |
| Mercedes-Benz | SLC-Class | Convertible 2016 | |
| Mercedes-Benz | SLK | Roadster 2004 | |
| Mercedes-Benz | SLK | Roadster 2011 | |
| MG | SV | Coupe 2004 | |
| Mitsubishi | Lancer Evo | Evo IX 2005 | |
| Nissan | 350Z | Coupe 2003 | |
| Nissan | 370Z | Coupe 2009 | |
| Porsche | Boxster | Roadster 2004 | |
| Porsche | Cayenne | Coupe 2019 | |
| Porsche | Cayenne | Estate 2010 | |
| Porsche | Cayman | Coupe 2005 | |
| Porsche | Macan | 4x4 2014 | |
| Porsche | Panamera | Saloon 2009 | |
| Vauxhall | Monaro | Coupe 2004 | |
| Volkswagen | Phaeton | Saloon 2003 | |
| Volkswagen | Touareg | Estate 2010 | |
| Volvo | XC90 | Estate 2015 |
You would like to know which insurance group your vehicle is in? Use our car insurance group checker tool!
How much will a group 45 car insurance cost me?
Car insurance quotes vary with all sorts of factors such as drivers’ age range, address, driving experience and history and last but not least, the details of the car that is going to be insured.
You will find below indicative average price table from 5 of the most famous UK providers, for group_number insurance cars depending on age range.
| Age range |  |  |  |  |  |
|---|---|---|---|---|---|
| 18 years old | £8 407 | £3 412 | £3 355 | £3 104 | No quote |
| 25 years old | £5 569 | £2 145 | £2 157 | £2 020 | £2 419 |
| 45 years old | £1 388 | £1 004 | £1 016 | £ 000 | £799 |
Find the car insurance that suits you best in just a few seconds!
How to compare car insurance quotes?
To insure a vehicle from insurance group_number, you may want to compare quotes from different providers of the market (Admiral, Tesco, Elephant, Diamond etc.). Prices and level of coverage in front may however be very different from one to another.
You can use our comparator. Answer 5 anonymous questions (type of car, age, address, type of cover wanted and driving history) and compare real quotes from all the main providers of the market.
