What Car Insurance Group Is My Volvo S40?

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Alexandre Desoutter updated on July 9, 2021

You are the happy owner of a Volvo S40?

Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.

Find the car insurance that suits you best in just a few seconds!

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What car insurance group is my Volvo S40 Saloon 2004 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
1.6 ES 4d
15£235£554,97
1.6 D2 (115bhp) ES 4d
20£30£606,38
1.6D DRIVe (115bhp) ES 4d
21£0£612,44
1.6 DRIVe (109bhp) ES 4d
18£20£571,78
2.0 ES 4d
22£260£618,56
2.0 D3 (150bhp) ES 4d
24£145£631,00
2.0 D3 (150bhp) ES 4d Geartronic
24£160£631,00
1.6 S (06/07-05/10) 4d
17£235£566,12
1.6 S 4d (07)
17£235£566,12
1.6 S 4d
17£235£566,12
1.6D S (06/07-01/09) 4d
18£125£571,78
1.6D S 4d (07)
18£125£571,78
1.6D S 4d
18£125£571,78
1.6D DRIVe S 4d
17£30£566,12
1.6D DRIVe S (Start Stop) 4d
17£20£566,12
1.8 S 4d (07)
21£235£612,44
1.8 S (06/07-09/09) 4d
21£235£612,44
1.8 S 4d
21£235£612,44
1.8 S 4d Geartronic
21N/A£612,44
2.0 S 4d (07)
-£260-
2.0 S 4d
24£260£631,00
2.0D S 4d (07) (Euro4)
-£200-
2.0D S 4d
24£160£631,00
2.0D S 4d (Euro 4)
24£200£631,00
2.0D S (06/07-05/10) 4d
24£200£631,00
2.0D S Powershift 4d
24£200£631,00
2.4i S 4d (07)
-£325-
2.4i S 4d Geartronic (07)
-£325-
2.4i S 4d
26£325£669,17
2.4i S 4d Geartronic
26£325£669,17
1.8 Sport 4d (07)
21£235£612,44
1.8 Sport (06/07-08-07) 4d
21£235£612,44
1.8 Sport 4d
21£235£612,44
1.8F Sport 4d
21£250£612,44
2.0 Sport (06/07-08/07) 4d
24£260£631,00
2.0 Sport 4d (07)
24£260£631,00
2.0 Sport 4d
24£260£631,00
2.0D Sport 4d (07) (Euro4)
24£200£631,00
2.0D Sport 4d (09/04)
24£160£631,00
2.0D Sport 4d (10/04)
24£200£631,00
2.0D Sport 4d
24£200£631,00
D5 Sport 4d Geartronic (07)
-£260-
D5 Sport 4d Geartronic
28£260£682,62
D5 Sport (06/07-08/07) 4d Geartronic
28£260£682,62
2.4i Sport 4d (07)
-£325-
2.4i Sport 4d Geartronic (07)
-£325-
2.4i Sport 4d
26£325£669,17
2.4i Sport 4d Geartronic
26£325£669,17
T5 Sport 4d
-£325-
T5 Sport 4d Geartronic
-£325-
T5 Sport 4d (07)
34£325£753,32
T5 Sport 4d Geartronic (07)
34£555£753,32
2.5 T5 Sport 4d
34£325£753,32
2.5 T5 Sport 4d Geartronic
34£325£753,32
1.8 SE Sport 4d (07)
21£235£612,44
1.8 SE Sport 4d
21£235£612,44
2.0 SE Sport (06/07-08/07) 4d
24£260£631,00
2.0 SE Sport 4d (07)
-£260-
2.0 SE Sport 4d
24£260£631,00
2.0D SE Sport 4d (07) (Euro4)
24£200£631,00
2.0D SE Sport 4d (09/04)
24£160£631,00
2.0D SE Sport 4d (10/04)
24£200£631,00
2.0D SE Sport 4d
24£200£631,00
D5 SE Sport 4d Geartronic (07)
-£260-
D5 SE Sport 4d Geartronic
28£260£682,62
D5 SE Sport (07) 4d Geartronic
28£260£682,62
2.4i SE Sport 4d (07)
-£325-
2.4i SE Sport 4d Geartronic (07)
-£325-
2.4i SE Sport 4d
26£325£669,17
2.4i SE Sport 4d Geartronic
26£325£669,17
T5 SE Sport 4d
34£325£753,32
T5 SE Sport 4d Geartronic
34£325£753,32
T5 SE Sport 4d (07)
34£325£753,32
T5 SE Sport 4d Geartronic (07)
34£555£753,32
2.5 T5 SE Sport 4d
34£325£753,32
2.5 T5 SE Sport 4d Geartronic
34£325£753,32
1.6 SE 4d (07)
17£235£566,12
1.6 SE (08) 4d
17£235£566,12
1.6 SE 4d
17£235£566,12
1.6 D2 (115bhp) SE 4d
21£30£612,44
1.6 DRIVe (115bhp) SE 4d
21£0£612,44
1.6D SE (06/07-01/09) 4d
18£125£571,78
1.6D SE 4d (07)
18£125£571,78
1.6D SE 4d
18£125£571,78
1.6D DRIVe SE 4d
18£30£571,78
1.6D DRIVe SE (Start Stop) 4d
18£20£571,78
1.6 DRIVe (109bhp) SE 4d
19£20£577,50
1.8 SE (06/07-09/09) 4d
21£235£612,44
1.8 SE 4d (07)
21£235£612,44
1.8 SE 4d
21£235£612,44
1.8 SE 4d Geartronic
-N/A-
1.8F SE 4d
21£250£612,44
2.0 SE (06/07-) 4d
24£260£631,00
2.0 SE 4d (07)
-£260-
2.0 SE 4d
24£260£631,00
2.0 D3 (150bhp) SE 4d
25£145£662,55
2.0 D3 (150bhp) SE 4d Geartronic
25£160£662,55
2.0 D4 (177bhp) SE 4d
28£145£682,62
2.0 D4 (177bhp) SE 4d Geartronic
28£160£682,62
2.0D SE 4d (07) (Euro4)
24£200£631,00
2.0D SE 4d
24£160£631,00
2.0D SE 4d (Euro 4)
24£200£631,00
2.0D SE (06/07-05/10) 4d
24£200£631,00
2.0D SE Powershift 4d
24£200£631,00
D5 SE 4d Geartronic (07)
-£260-
D5 SE 4d Geartronic
28£260£682,62
D5 SE 4d
28£200£682,62
2.4i SE (06/07-04/08) 4d
26£325£669,17
2.4i SE (06/07-04/08) 4d Geartronic
26£325£669,17
2.4i SE 4d (07)
-£325-
2.4i SE 4d Geartronic (07)
-£325-
2.4i SE 4d
26£325£669,17
2.4i SE 4d Geartronic
26£325£669,17
D5 SE (06/07-12/09) 4d Geartronic
28£260£682,62
T5 SE 4d (07)
34£325£753,32
T5 SE 4d Geartronic (07)
34£555£753,32
2.5 T5 SE 4d
34£325£753,32
2.5 T5 SE 4d Geartronic
34£325£753,32
1.6 R DESIGN Sport 4d
17£235£566,12
1.6D R DESIGN Sport 4d
18£125£571,78
1.8 R DESIGN Sport 4d
21£235£612,44
1.8F R DESIGN Sport 4d
21£250£612,44
2.0 R DESIGN Sport 4d
24£260£631,00
2.0D R DESIGN Sport 4d
24£200£631,00
2.0D R DESIGN Sport Powershift 4d
-£200-
D5 R DESIGN Sport 4d
-£200-
D5 R DESIGN Sport 4d Geartronic
-£260-
T5 R DESIGN Sport 4d
34£325£753,32
T5 R DESIGN Sport 4d Geartronic
-£325-
2.0D R DESIGN SE 4d Powershift
24£200£631,00
2.0 R DESIGN SE 4d
24£260£631,00
2.0D R DESIGN SE 4d
24£200£631,00
D5 R DESIGN SE 4d
28£200£682,62
D5 R DESIGN SE 4d Geartronic
28£260£682,62
T5 R DESIGN SE 4d
31£325£731,16
T5 R DESIGN SE 4d Geartronic
31£325£731,16
1.6 R DESIGN 4d
17£235£566,12
1.6 D2 (115bhp) R DESIGN 4d
21£30£612,44
1.6D DRIVe R DESIGN 4d
18£30£571,78
1.8 R DESIGN 4d
21£235£612,44
2.0 R DESIGN 4d
24£260£631,00
2.0 D3 (150bhp) R DESIGN 4d
25£145£662,55
2.0 D3 (150bhp) R DESIGN 4d Geartronic
25£160£662,55
2.0 D4 (177bhp) R DESIGN 4d
28£145£682,62
2.0 D4 (177bhp) R DESIGN 4d Geartronic
28£160£682,62
2.0D R DESIGN 4d
24£200£631,00
2.0D R DESIGN 4d Powershift
24£200£631,00
D5 R DESIGN 4d
28£200£682,62
D5 R DESIGN 4d Geartronic
28£260£682,62
T5 R DESIGN 4d
31£325£731,16
T5 R DESIGN 4d Geartronic
32£325£738,47
D2 (115bhp) R DESIGN Edition 4d
21£30£612,44
D3 (150bhp) R DESIGN Edition 4d
25£145£662,55
D3 (150bhp) R DESIGN Edition 4d Geartronic
25£160£662,55
D4 (177bhp) R DESIGN Edition 4d
28£145£682,62
D4 (177bhp) R DESIGN Edition 4d Geartronic
28£160£682,62
2.0 R DESIGN Edition 4d
22£260£618,56
T5 R DESIGN Edition 4d Geartronic
32£325£738,47
2.0 R DESIGN SE Sport 4d
24£260£631,00
2.0D R DESIGN SE Sport 4d
24£200£631,00
2.0D R DESIGN SE Sport Powershift 4d
24£200£631,00
D5 R DESIGN SE Sport 4d Geartronic
28£260£682,62
D5 R DESIGN SE Sport 4d
-£200-
T5 R DESIGN SE Sport 4d Geartronic
-£325-
T5 R DESIGN SE Sport 4d
34£325£753,32
2.0 R DESIGN SE Premium 4d
-£260-
2.0D R DESIGN SE Premium 4d
-£200-
2.0D R DESIGN SE Premium 4d Powershift
-£200-
T5 R DESIGN SE Premium 4d
-£325-
T5 R DESIGN SE Premium 4d Geartronic
-£325-
2.0 R DESIGN Premium 4d
23£260£624,75
2.0 D4 (177bhp) R DESIGN Premium 4d
28£145£682,62
2.0 D4 (177bhp) R DESIGN Premium 4d Geartronic
28£160£682,62
2.0D R DESIGN Premium 4d
-£200-
2.0D R DESIGN Premium 4d Powershift
-£200-
T5 R DESIGN Premium 4d
-£325-
T5 R DESIGN Premium 4d Geartronic
32£325£738,47
2.0 SE Premium 4d
23£260£624,75
2.0 D4 (177bhp) SE Premium 4d
29£145£689,45
2.0 D4 (177bhp) SE Premium 4d Geartronic
29£160£689,45
2.0D SE Premium 4d
-£200-
2.0D SE Premium 4d Powershift
-£200-
1.6 D2 (115bhp) SE Lux 4d
22£30£618,56
1.6D DRIVe (115bhp) SE Lux 4d
21£0£612,44
1.6D DRIVe SE Lux 4d
18£30£571,78
1.6D DRIVe SE LUX (Start Stop) 4d
18£20£571,78
1.6 DRIVe (109bhp) SE Lux 4d
20£20£606,38
2.0 SE Lux 4d
24£260£631,00
2.0 D3 (150bhp) SE Lux 4d
26£145£669,17
2.0 D3 (150bhp) SE Lux 4d Geartronic
26£160£669,17
2.0 D4 (177bhp) SE Lux 4d
29£145£689,45
2.0 D4 (177bhp) SE Lux 4d Geartronic
28£160£682,62
2.0D SE Lux 4d
24£200£631,00
2.0D SE Lux Powershift 4d
24£200£631,00
D5 SE Lux 4d Geartronic
28£260£682,62
D5 SE Lux 4d
28£200£682,62
2.4i SE Lux 4d
26£325£669,17
2.4i SE Lux 4d Geartronic
26£325£669,17
T5 SE Lux 4d
34£325£753,32
T5 SE Lux 4d Geartronic
-£325-
DRIVe (115bhp) SE Edition 4d
21£0£612,44
D3 (150bhp) SE Edition 4d
25£145£662,55
D3 (150bhp) SE Edition 4d Geartronic
25£160£662,55
D4 (177bhp) SE Edition 4d
28£145£682,62
D4 (177bhp) SE Edition 4d Geartronic
28£160£682,62
2.0 SE Edition 4d
22£260£618,56
DRIVe (115bhp) SE Lux 4d
21£0£612,44
D3 (150bhp) SE Lux Edition 4d
25£145£662,55
D3 (150bhp) SE Lux Edition 4d Geartronic
25£160£662,55
D4 (177bhp) SE Lux Edition 4d
28£145£682,62
D4 (177bhp) SE Lux Edition 4d Geartronic
28£160£682,62
2.0 SE Lux Edition 4d
22£260£618,56
2.0 SE Lux Premium 4d
24£260£631,00
2.0 D4 (177bhp) SE Lux Premium 4d
28£145£682,62
2.0 D4 (177bhp) SE Lux Premium 4d Geartronic
29£160£689,45
2.0D SE Lux Premium 4d
-£200-
2.0D SE Lux Premium 4d Powershift
-£200-
Insurance groups of Saloon 2004

What car insurance group is my Volvo S40 Saloon 1996 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
1.6 4d
17£265£566,12
1.6i 4d
17£265£566,12
1.8 4d (00)
21£265£612,44
1.8 4d Auto (00)
21£265£612,44
1.8 4d (99)
21£265£612,44
1.8 4d Auto (99)
21£265£612,44
1.8i 4d
19£265£577,50
1.8i 4d Auto
19£265£577,50
1.9 T4 4d
32£265£738,47
1.9 T4 4d Auto
32£265£738,47
1.9D (102bhp) 4d
23£265£624,75
1.9D (115bhp) 4d
23£265£624,75
1.9 D 4d
19£265£577,50
1.9 TD 4d
19£265£577,50
2.0 4d
23£265£624,75
2.0 4d Auto
-£265-
2.0 T4 4d
-£265 - £325-
2.0 T4 4d Auto
29£265 - £325£689,45
2.0i 4d
23£265£624,75
2.0i 4d Auto
23£265£624,75
2.0T 4d (97)
29£265£689,45
2.0T 4d Auto (97)
29£265£689,45
2.0T 4d (00)
-£265-
2.0T 4d Auto (00)
-£265-
1.8i CD 4d
21£265£612,44
1.8i CD 4d Auto
21£265£612,44
1.9 T4 CD 4d
34£265£753,32
1.9 T4 CD 4d Auto
34£265£753,32
1.9 TD CD 4d
21£265£612,44
2.0i CD 4d
27£265£675,86
2.0i CD 4d Auto
27£265£675,86
2.0T CD 4d
31£265£731,16
2.0T CD 4d Auto
31£265£731,16
1.9 T4 Xi 4d
-£265-
1.9 T4 Xi 4d Auto
-£265-
2.0 Xi 4d
-£265-
2.0 Xi 4d Auto
-£265-
2.0T Xi 4d
-£265-
2.0T Xi 4d Auto
-£265-
1.6 XS 4d
17£265£566,12
1.6i XS 4d
17£265£566,12
1.8 XS 4d (00)
21£265£612,44
1.8 XS 4d Auto (00)
21£265£612,44
1.8 XS 4d (99)
21£265£612,44
1.8 XS 4d Auto (99)
21£265£612,44
1.8i XS 4d
19£265£577,50
1.8i XS 4d Auto
19£265£577,50
1.9D XS (102bhp) 4d
23£265£624,75
1.9D XS (115bhp) 4d
23£265£624,75
1.9 D XS 4d
21£265£612,44
2.0 XS 4d
25£265£662,55
2.0 XS 4d Auto
25£265£662,55
2.0i XS 4d
25£265£662,55
2.0i XS 4d Auto
25£265£662,55
2.0T XS 4d (98)
29£265£689,45
2.0T XS 4d Auto (98)
29£265£689,45
2.0T XS 4d (00)
29£265£689,45
2.0T XS 4d Auto (00)
29£265£689,45
1.6 Classic S 4d
17£260£566,12
1.8 Classic S 4d
21£300£612,44
1.8 Classic S 4d Auto
21£325£612,44
1.9D Classic S 4d
21£160£612,44
1.8 Classic Sport 4d
21£300£612,44
1.8 Classic Sport 4d Auto
21£325£612,44
1.9D Classic Sport 4d
21£160£612,44
2.0 Classic Sport 4d
25£300£662,55
2.0 Classic Sport 4d Auto
25£325£662,55
1.6 S 4d (00)
17£260 - £265£566,12
1.6 S 4d (99)
17£265£566,12
1.8 S (122bhp) 4d
21£265 - £300£612,44
1.8 S (122bhp) 4d Auto
21£265 - £325£612,44
1.8 S LPG 4d
21£225£612,44
1.8 S 4d
21£265£612,44
1.8 S 4d Auto
21£265£612,44
1.9D S (115bhp) 4d
23£160 - £265£624,75
1.9D S 4d
23£160 - £265£624,75
1.9 D S 4d
21£265£612,44
2.0 S 4d (99)
25£265£662,55
2.0 S 4d Auto (99)
25£265£662,55
2.0 S 4d (00)
25£265 - £300£662,55
2.0 S 4d Auto (00)
25£265 - £325£662,55
2.0T S 4d (99)
29£265£689,45
2.0T S 4d Auto (99)
29£265£689,45
2.0T S 4d (00)
29£265 - £300£689,45
2.0T S 4d Auto (00)
29£265 - £325£689,45
1.8 Sport Lux (122bhp) 4d
21£300£612,44
1.8 Sport Lux (122bhp) 4d Auto
21£325£612,44
1.8i Sport Lux (122bhp) 4d
21£200£612,44
2.0 Sport Lux 4d
25£300£662,55
2.0 Sport Lux 4d Auto
25£325£662,55
2.0 T4 Sport Lux 4d
32£325£738,47
2.0 T4 Sport Lux 4d Auto
32£325£738,47
2.0T Sport Lux 4d
32£300£738,47
2.0T Sport Lux 4d Auto
29£325£689,45
1.6 SE 4d
19£260 - £265£577,50
1.6i SE 4d
19£265£577,50
1.8 SE (122bhp) 4d
21£265 - £300£612,44
1.8 SE (122bhp) 4d Auto
-£265 - £325-
1.8 SE LPG 4d
21£225£612,44
1.8 SE 4d
21£265£612,44
1.8 SE 4d Auto
21£265£612,44
1.8i SE (122bhp) 4d
21£200 - £265£612,44
1.8i SE 4d (96)
19£265£577,50
1.8i SE 4d Auto
19£265£577,50
1.8i SE 4d (98)
-£265-
1.8i SE 4d (00)
21£265£612,44
1.9 T4 SE 4d
32£265£738,47
1.9 T4 SE 4d Auto
32£265£738,47
1.9D SE (115bhp) 4d
23£160 - £265£624,75
1.9D SE 4d
23£160 - £265£624,75
1.9 D SE 4d
21£265£612,44
1.9 TD SE 4d
19£265£577,50
2.0 SE 4d
25£265 - £300£662,55
2.0 SE 4d Auto
25£265 - £325£662,55
2.0 T4 SE 4d
32£265 - £325£738,47
2.0 T4 SE 4d Auto
-£265 - £325-
2.0i SE 4d
25£265£662,55
2.0i SE 4d Auto
25£265£662,55
2.0T SE 4d (97)
29£265£689,45
2.0T SE 4d Auto (97)
29£265£689,45
2.0T SE 4d (00)
32£265 - £300£738,47
2.0T SE 4d Auto (00)
32£265 - £325£738,47
1.8 Classic SE 4d
21£300£612,44
1.8 Classic SE 4d Auto
21£325£612,44
1.9D Classic SE 4d
23£160£624,75
2.0 Classic SE 4d
25£300£662,55
2.0 Classic SE 4d Auto
25£325£662,55
1.8 Sport (122bhp) 4d
21£265 - £300£612,44
1.8 Sport (122bhp) 4d Auto
21£265 - £325£612,44
1.8i Sport (122bhp) 4d
21£200£612,44
1.9D Sport (115bhp) 4d
23£160 - £265£624,75
1.9D Sport Lux (115bhp) 4d
23£160£624,75
1.9D Sport 4d
23£160 - £265£624,75
1.9D Sport Lux 4d
23£160£624,75
2.0 Sport 4d
25£265 - £300£662,55
2.0 Sport 4d Auto
25£265 - £325£662,55
2.0 T4 Sport 4d
32£325£738,47
2.0 T4 Sport 4d Auto
32£325£738,47
2.0T Sport 4d
25£265 - £300£662,55
2.0T Sport 4d Auto
29£265 - £325£689,45
Insurance groups of Saloon 1996

The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.

Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.

Whether you are looking for Volvo S40 insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.

Find the car insurance that suits you best in just a few seconds!

Learn more

What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.

You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.

What are the cheapest cars to insure?

Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:

  • Smaller engines
  • Low top speeds
  • Limited 0-60 acceleration
  • No modifications or high spec trim
  • A low list price (it means the standard price for new car before dealer gives any discount).

All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.

However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.

You will find below a list of most famous car trims famous to be getting cheap quotations from providers:

Car manufacturerCar band
Skoda
Skoda Citigo, Skoda Fabia
Volkswagen
Volkswagen Polo, Volkswagen Up
Hyundai
Hyundai i10
Ford
Ford Ka+, Ford Fiesta
Vauxhall
Vauxhall Corsa
Toyota
Toyota Yaris
Cheapest cars to insure

When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5. 

Find the car insurance that suits you best in just a few seconds!

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Alexandre Desoutter
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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.

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