This is the ultimate review to guide you through the ins and outs of assetsure cycle insurance. If you are riding a bike, this review might interest you!
Let’s dive right in!
Table of Contents
What is Assetsure cycle insurance?
Assetsure are a well-established insurer of Pedal Cycles with their policy underwritten at Lloyd’s of London. A wide variety of bikes can be insured including Electric. Cover includes “New for Old” regardless of cycle age and “Theft” both at and away from the home. You can insure different types of bikes:
Assetsure cycle insurance in a nutshell
You will find assetsure main features :
|Maximum bike sum insured||£12,500|
|Excess||£100 default can choose between £0 and £500|
|Multibike up to||5|
|Expert rating||Excellent from Truspilot|
|Claims paid out||90%|
|Discounts available||Yes, No Claims Bonus|
Compare best cycle insurance in seconds.
Anonymous, quick and free.
What does Assetsure cycle insurance cover?
Assetsure proposes all this features, it can be included or you can add it to your cycle insurance policy:
|Cover for accessories|
£100 is included Free of Charge- You can choose to increase up to £500.
|New for old||Yes|
|Cover for race or competition||Optional|
|Loss of earnings||No|
|Replacement cycle hire||Yes|
Assetsure covers as standard:
New for old (all bike ages)
Cover at Home and Away
What is not covered by Assetsure?
Assetsure wont cover your bike if damages are caused by:
Wear and tear
Poor maintenance, failure to to follow manufacturers’s instructions
You won’t be covered either:
in case of unexplained loss of disapprearence of your cycle
if your cycle is used for trade or business purposes
if your cycle being used for any competition involving a massed start or a triathlon or duathlon unless the competitive events extension has been purchased
in case of theft or damage to accessories,tyres and cycles boxes unless the cycle itself is lost or damaged at the same time
if the security requirements have not been met
How much is Assetsure insurance?
The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £500, without options, you will pay an average of £7.95 per month, which is reasonable compared to your bike purchased price.
How to contact Assetsure insurance?
Here are the important phone numbers to join directly assetsure:
|Service||Phone Numbers||Opening Hours|
|Claim service||0208 0033 191|
Claims dept open 9.00am-5.00pm
|General queries||0208 0033 190|
How to claim at Assetsure cycle insurance?
You will find on this table the different possibilities for reporting a claim on your assetsure insurance:
|How to claim?||Details|
|When to claim?||Claims should be made as soon as possible.|
|Claim by mail|
Assetsure Claims Dept.
|Claim by email||[email protected]|
|Claim by phone||0208 0033 191|
How to cancel assetsure insurance?
You will find on this table the different ways to cancel your assetsure insurance:
|How to cancel||Details|
No cancellation fees, pro-rata return
|Cancel by phone||0208 0033 190|
|Cancel by mail|