Is CycleGuard The Best Cycle Insurance?

antoine fruchard Antoine Fruchard  updated on October 22, 2020


This is the ultimate review to guide you through the ins and outs of cycleGuard cycle insurance. If you are riding a bike, this review might interest you!

Let’s dive right in!

What is CycleGuard cycle insurance?

Cycleguard cover cyclists and triathletes across the UK for over 20 years against theft and damage to all types of bike including mountain, folding, electric and road as well as cycling accessories inside the home, away from the home and much more. They even include multi-bike discount when you add multiple bikes to your policy.

CycleGuard cycle insurance in a nutshell

You will find cycleGuard main features :

PolicyDetails
Maximum bike sum insuredOnline £20,000 – more on referral
ExcessDepends
Multibike up to 5
Expert ratingNA
Claims paid out86%
Discounts availableMultibike discount
cycleGuard cycle insurance

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What does CycleGuard cycle insurance cover?

CycleGuard proposes all this features, it can be included or you can add it to your cycle insurance policy:

Policy typesCovered
Cover for accessories

Up to £2 500

LossYes
TheftYes
New for oldYes
Public liabilityYes
Personal accidentYes
Worldwide cover30 Days EU travel
Cover for race or competitionYes
Loss of earningsYes
Replacement cycle hireYes
cycleGuard coverage

Cycleguard covers as standard:
New for old (all bike ages)

Cover in the UK & 30 Days EU travel
Multi-bike discount
Up to £2,500 cycling accessories cover
24/7 Cycle Rescue recovery

What is not covered by CycleGuard?

Cycleguard won’t cover for this situations :
Lock requirements when the bike is away from the insured location
PL cover not valid in North America
Maximum 24 hour timeframe fro keeping the bike unattended somewhere other than your insured location
Can not cover professionals or cycling activity related to a profession.
Specific security requirements apply dependant on where the bike is stored.
Pre-existing conditions

How much is CycleGuard insurance?

The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £1000, without options, premiums start from £7,18 which is reasonable compared to your bike purchased price.

How to contact CycleGuard insurance?

Here are the important phone numbers to join directly cycleGuard:

ServicePhone NumbersOpening Hours 
Claim service0333 004 3444

Monday to Friday: 9am – 5pm

General queries0333 004 3444

Monday to Friday: 9am – 5pm

Contact cycleGuard

How to claim at CycleGuard cycle insurance? 

You will find on this table the different possibilities for reporting a claim on your cycleGuard insurance: 

How to claim?Details
When to claim?Claims should be made as soon as possible.
Claim by mail

CycleGuard
Thistle Insurance Services Limited
Southgate House
Southgate Street
Gloucester
GL1 1UB

Claim by email[email protected]
Claim onlineNo
Claim by phone0333 004 3444
Claim cycleGuard cycle insurance

How to cancel cycleGuard insurance?

You will find on this table the different ways to cancel your cycleGuard insurance:

How to cancelDetails
Cancellation fees

£10 cancellation fee if cancelled after the cooling-oiff period of the first 14 days.

Cancel by phone0333 004 3444
Cancel by mail

CycleGuard
Thistle Insurance Services Limited
Southgate House
Southgate Street
Gloucester
GL1 1UB

Cancel cycleGuard cycle insurance