This is the ultimate review to guide you through the ins and outs of cycleplan cycle insurance. If you are riding a bike, this review might interest you!
Let’s dive right in!
Table of Contents
What is Cycleplan cycle insurance?
While some bike insurers are recent start-ups aiming to capitalise on the new-found popularity of cycling in the UK, CyclePlan has nearly two decades’ experience to call on. It’s part of a sports specialist brokerage so it understands all levels of sport from the occasional leisure biker to the committed amateur competitor.
It provides flexible policies so you can choose your level of cover, including covering your accessories as well as your bike, and offers a ‘price match’ guarantee. If you find the same cover for less you can cancel your policy cost-free, and they’ll refund you the difference.
Cycleplan cycle insurance in a nutshell
You will find cycleplan main features :
|Maximum bike sum insured||Combined value of £30,000|
|Multibike up to||Yes|
|Expert rating||Excellent by truspilot|
|Claims paid out||Not stated|
|Discounts available||25% Introductory discount|
What does Cycleplan cycle insurance cover?
Cycleplan proposes all this features, it can be included or you can add it to your cycle insurance policy:
|Cover for accessories|
Optional between £250/£400/£1,000
|New for old||Yes for bikes up to 3 years old|
|Public liability||Optional – between £1/£2 or £5m|
|Personal accident||Optional – 3 level ((£10,000/£25,000/£50,000)|
|Cover for race or competition||Optional|
|Loss of earnings||Optional (between £250/£500/£750)|
|Replacement cycle hire||Optional|
Cycleplan has a "pick’n’mix"approach to cycling insurance:
Standards features such as theft are covered as standard. You must add other features to your policy to have a better protection:
- Wordwide cover
- You can add personal liability
- You can add personal accident
What is not covered by Cycleplan?
Cycleplan wont cover your bike if damages are caused by:
Wear and tear
Poor maintenance, failure to to follow manufacturers’s instructions
You won’t be covered either:
in case of unexplained loss of disapprearence of your cycle
if your cycle is used for trade or business purposes
if your cycle being used for any competition involving a massed start or a triathlon or duathlon unless the competitive events extension has been purchased
in case of theft or damage to accessories,tyres and cycles boxes unless the cycle itself is lost or damaged at the same time
if the security requirements have not been met
How much is Cycleplan insurance?
The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £500, without options, premiums start from £6 which is reasonable compared to your bike purchased price.
How to contact Cycleplan insurance?
Here are the important phone numbers to join directly cycleplan:
|Service||Phone Numbers||Opening Hours|
|Claim service||+44 (0)333 400 7387|
9am and 5pm Monday to Friday
|General queries||08000 92 92 68|
9am and 5pm Monday to Friday
How to claim at Cycleplan cycle insurance?
You will find on this table the different possibilities for reporting a claim on your cycleplan insurance:
|How to claim?||Details|
|When to claim?||Claims should be made as soon as possible.|
|Claim by mail|
Cycleplan Claims Department, Davies Group, PO BOX 2801, Hanley, Stoke on Trent, ST4 5DN
|Claim by email||[email protected]|
|Claim by phone||+44 (0)333 400 7387|
How to cancel cycleplan insurance?
You will find on this table the different ways to cancel your cycleplan insurance:
|How to cancel||Details|
|Cancel by phone||08000 92 92 68|
|Cancel by mail|
Davies Group, PO BOX 2801, Hanley, Stoke on Trent, ST4 5DN