Is Pedal Sure The Best Cycle Insurance?

antoine fruchard Antoine Fruchard  updated on July 30, 2020


This is the ultimate review to guide you through the ins and outs of pedal sure cycle insurance. If you are riding a bike, this review might interest you!

Let’s dive right in!

What is Pedal Sure cycle insurance?

Pedalsure is a relatively new company that focuses on insuring the cyclist as well as the bike – an area where specific cycle insurance really scores above home contents cover. Policies are priced from £6 a month to cover the rider, plus a value-related amount for the bike insured.

Pedal Sure cycle insurance in a nutshell

You will find pedal sure main features :

PolicyDetails
Maximum bike sum insured£15,000
ExcessDepends
Multibike up to 5
Expert ratingExcellent from Truspilot based on 406 reviews
Claims paid outNot stated
Discounts available50% multi-bike discount by adding another bike and 10% discount for new customers
pedal sure cycle insurance

What does Pedal Sure cycle insurance cover?

Pedal Sure proposes all this features, it can be included or you can add it to your cycle insurance policy:

Policy typesCovered
Cover for accessories

You choose from £0 to £1,500

LossYes
TheftYes
New for oldYes
Public liabilityOptional
Personal accidentOptional, 3 level of coverage from bronze, silver and gold (£10,000/£25,000/£50,000)
Worldwide coverOptional (30 days or 60 days)
Cover for race or competitionOptional
Loss of earningsOptional – coverage up to £200 per week
Replacement cycle hireYes
pedal sure coverage

Pedal Sure includes as standard:

  • Theft and loss

You have to take options when making a quote, you can be covered for:

  • 30 or 90 days abroad
  • You can add accessories cover
  • You can choose between 3 level of personal accident coverage, from silver to gold
  • You can add personal liability

Pedal Sure has a "pick’n’mix"approach to cycle insurance.

What is not covered by Pedal Sure?

Pedal Sure wont cover your bike if damages are caused by:
Wear and tear
Climatic conditions
Vermin, insects
Poor maintenance, failure to to follow manufacturers’s instructions

You won’t be covered either:
in case of unexplained loss of disapprearence of your cycle
if your cycle is used for trade or business purposes
if your cycle being used for any competition involving a massed start or a triathlon or duathlon unless the competitive events extension has been purchased
in case of theft or damage to accessories,tyres and cycles boxes unless the cycle itself is lost or damaged at the same time
if the security requirements have not been met

How much is Pedal Sure insurance?

The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £500, without options, premiums start from £6 which is reasonable compared to your bike purchased price. Pedal Sure premium costs vary a lot, from £7 to £16 depending on the value of your bike, and how much you want to be covered.

How to contact Pedal Sure insurance?

Here are the important phone numbers to join directly pedal sure:

ServicePhone NumbersOpening Hours 
Claim service1302895475

9am and 5pm Monday to Friday

General queries0800 888 6745

9.00am and 5.00pm
Monday-Friday.

Contact pedal sure

How to claim at Pedal Sure cycle insurance? 

You will find on this table the different possibilities for reporting a claim on your pedal sure insurance: 

How to claim?Details
When to claim?Claims should be made as soon as possible.
Claim by mail

150 Minories, Suite 609, London EC3N 1LS

Claim by email[email protected]
Claim onlineNo
Claim by phone0207 347 5678.
Claim pedal sure cycle insurance

How to cancel pedal sure insurance?

You will find on this table the different ways to cancel your pedal sure insurance:

How to cancelDetails
Cancellation fees

No cancellation fees, pro-rata return

Cancel by phone0207 347 5678.
Cancel by mail

150 Minories, Suite 609, London EC3N 1LS

Cancel pedal sure cycle insurance