Is Barclays The Best Gadget Insurance?
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We’ve become a gadget nation. We depend on our laptop, phone, tablets to do our jobs, our shopping, and our homework – or just to have fun. But that makes losing our gadget a major disaster.
Taking out a gadget insurance is the solution, but before it's worth checking out some of the insurer. You want to know if barclays can cover your phone, your laptop or your camera? and if barclays gadget insurance is reliable? In this review, we'll guide you through the ins and outs of barclays gadget insurance.
Let’s dive right in!
What is barclays gadget insurance?
Gadget insurance, as the name suggests, protects your home gadgets (cameras, mobile phones, sat nav equipment, laptops, smartwatch etc.) against accidental damage, theft, loss, liquid or fire damage or mechanical failure depending on the level of cover chosen. Mobile phone insurance can also protect you against unauthorised calls if someone steals your phone.
Barclays gadget insurance has two main gadgets plans:
- Tech Pack Lite
- Tech Pack
This two types of coverage allow you to choose between a basic and a most comphrensive plan.
Barclays protects your phone and any gadgets you want to insure.
Which items are covered by barclays insurance?
Here are the gadgets covered by barclays gadget insurance:
| Gadget covered | Covered or not |
|---|---|
| Phone | Yes |
| Camera | Yes |
| Laptop | Yes |
| Tablet | Yes |
Barclays insure all type of gadget that fit into this dfinition "portable electronic device that contains its own power source".
Barclays gadget insurance in a nutshell
Here are the main informations to know when taking out a gadget insurance with barclays gadget insurance:
| What | Details |
|---|---|
| Excess | £75 for each claim |
| Expert rating | 5 stars by Defaqto for Tech Pack (Comphrensive cover) |
| Multi gadget up to |
|
| Claims allowed | 4 claims in any 12 month period. |
| Discount | Multi-pack discount of £2.00 for each additional pack you add |
What is covered by barclays gadget insurance?
You will find barclays gadget insurance main features :
| Options | Included or add-on |
|---|---|
| Main phones covered | Any type of phone |
| Second-hand phones | No |
| Repair guarantee | Phone up to five years old |
| Instant cover | Yes |
| Worldwide cover | Yes |
| Family Cover | Yes |
| Accidental damage | Yes |
| Theft | Yes |
| Mechanical breakdown | Yes |
| Loss | Yes |
| Accessories covered | £250 |
| Extra included | Once the claim is accepted, deliverance of your device to your doorstep |
| Unauthorized calls | No |
What are Barclays gadget insurance different levels of coverage?
This coverage are included sometimes in basic policy or in a most comprehrensive one:
| Basic Tech Pack Lite | Comphrensive Tech Pack | |
|---|---|---|
| Worldwide cover | Yes | Yes |
| Accidental damage | Yes | Yes |
| Theft | No | Yes |
| Mechanical breakdown | Yes | Yes |
| Loss | No | Yes |
| Accessories covered | Yes | Yes |
What is not covered by insurance?
Barclays won't cover you if there are:
- Any existing claims before you bought barclays insurance
- Claims where you’ve knowingly put your gadget at risk
- Your paid-for downloads and apps are unlikely to be covered
How much is barclays gadget insurance?
Gadget insurance prices differ depending on which gadget, and how many gadgets, you’re insuring, but as a rule of thumb, a top of the range smartphone could cost £70-90 a year to insure; that’s just £6 a month. Compared to the cost of the phone, that’s peanuts.
Barclays cost to insure 2 devices is £9.00 for your Tech Pack Lite.
The most comphrensive cover, Tech Pack is £14.50 per month
How to contact barclays gadget insurance?
Here are the services to join directly barclays:
| Service | Contact | Opening Hours |
|---|---|---|
| Claim service | Trought app, online or by phone | 8am to 8pm, Monday to Friday |
| General queries | 0800 158 3199 | 8am to 8pm, Monday to Friday |
How to claim at barclays gadget insurance?
The first thing to know about claiming on your gadget insurance is that you need to strike while the iron is hot – generally you’ll need to notify your claim within 24 hours. Some insurers give you even less time, just 12 hours to make a claim. Always check your policy details to find out exactly how long you have! Here are barclays details:
| How to claim? | Details |
|---|---|
| When to claim? | As soon as possible |
| Claim by mail | Barclays, Leicester, LE87 2BB. |
| Claim by email | No |
| Claim online | Trought this link |
| Claim by phone | 0800 158 3199 |
How to cancel barclays gadget insurance?
You will find on this table the different ways to cancel your barclays gadget insurance:
| How to cancel | Details |
|---|---|
| Cancellation fees |
|
| Cancel by phone | 03457 345 345 |
| Cancel by mail | Barclays, Leicester, LE87 2BB. |
Do we recommend barclays gadget insurance?
Barclays gadget insurance is trustworhy insurance, very well rated from independant experts. Barclays offers two pack that can fit your use. The first one tech pack lite can protect two items, and the other one up to 4 phones and unlimited devices, this is perfect for a family.
The most comphrensive pack, Tech pack covers everything you need: loss, theft. Your gadget is insured over 5 years old from date of purchase, this is a good point, usually other providers won’t insure a gadget that old.
