Is Age Co / Age UK a Good Insurance Company?
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodology
You are considering buying an insurance policy at Age Co / Age UK and are wondering if Age Co / Age UK is the best insurer for you?
You've come to the right place!
In the below guide you’ll find everything you need to know about Age Co / Age UK: expert and consumers reviews, insurance policies detailed, recommendation, contact and much more.
Stay tuned!
Good to know
Safe's mission is to help anyone trying to get the best value for money deal on personal insurance making the right decision. We've analyzed over 1000 insurance companies and contracts. You will find below our independent and neutral rating and evaluation for Age Co / Age UK.
Who is Age Co / Age UK?
Age Co (formerly Age UK) was founded in 2009 and is specialized in providing over 50s insurance product as well as stairlifts, legal services, funeral plans etc. The company is now the largest charity dedicated to seniors. As over 50 people are known to often be wiser and more careful, they can usually benefit from cheaper rates and great NCD benefits. However, anyone, including people below 50 can still subscribe to home insurance policy at Age Co.
What are the main insurance policies available at Age Co / Age UK?
Let's discover below main insurance policies offered by Age Co / Age UK.
| Safe overall rate | Our reviews | |
|---|---|---|
| Car insurance | Get to know more | |
| Home insurance | Get to know more |
Age Co / Age UK expert and consumers reviews: Defaqto, TrustPilot
Age Co / Age UK is regularly audited by Defaqto expert rating. Defaqto ranks each company as well as policies with scores of 1 to 5 stars. Cover details, admin fees, value for money, claim and complaint process and more are analyzed and weighted.
Consumers, on the other hand, can write down their opinions on independent websites such as TrustPilot, Reevoo or Reviews which give great insights on claim process and refund as well as customer service at Age Co / Age UK.
| Defaqto | |
|---|---|
| Car insurance | 5 |
| Home insurance | 5 |
Is Age Co / Age UK a good car insurance company?
3 Safe overall rating for Age Co / Age UK car insurance
Age co provides three levels of cover and a range of optional extras, which includes third party liability, this cover includes using the car abroad, a no claims discount and no claims discount protection (if eligible). this affords you as the driver the opportunity to tailor your car insurance policy and pay only for features you want. Age Co is the commercial arm of Age UK, the UK’s largest charity dedicated to helping people in later life as such, the proceeds gotten are donated to charity.
In addition to typical car insurance coverage choices, Age Co / Age UK offers, among other options:
Breakdown cover
Age Co Motor Breakdown Insurance includes Roadside and Home service at a £69 per annum rate. It offers the following:
- cover for people of any age
- cover for vehicles under 11 years old (drivers with older vehicles would have to pay extra)
- at home or roadside assistance
- optional European cover available.
Windscreen cover
Age Co provides the unlimited windscreen cover in its comprehensive insurance policy and it includes the following:
- cover for sun roof and hood mechanisms
- cover for windows and windscreens unless made of glass.
Motor legal protection
Age Co provides Motor Legal Protection as an optional extra and the following are included in this option:
- £100,000 of cover for legal costs if there is a 50% chance that the claim would be successful
- any cost incurred before the insurance company takes charge would not be covered.
Personal injury policy
The Personal policy cover that Age Co offers is available for the insured driver and his/her partner and it offers the following:
- £5,000 in the case that the accident leads to death
- £5,000 in the case that the accident leads to the loss or use of any limb
- £5,000 in the case that the accident leads to the permanent loss of all sight in one or both eyes.
Besides main car insurance coverage, you can also get extra car insurance options at Age Co / Age UK. Get to know more, read our complete review on Age Co / Age UK car insurance.
Is Age Co / Age UK a good home insurance company?
4,4 Safe overall rating for Age Co / Age UK home insurance
Age Co offers one level of cover for home insurance rated 5 stars by Defaqto. The building insurance covers up to £100 000 for alternative accomodation and £500 000 for claims linked to trace and access. Blockage of sewer pipe are however not covered as standard. The contents insurance covers cash up to £500 and credit card up to £1000. The maximum claim limit for single valuable item is quite low though, £2000.
You will get access to additional benefits such as:
- identity theft advice: advice and guidance fees if you are victim of theft
- optional higher excess: you can choose to add, in addition to the standard £45 excess, £50, £100 or £250 to pay lower premiums
- legal helpline available 24/7
- 24/7 Domestic assistance service: help from authorized contractor in case of home emergency, 100% handled by Arc Legal Assistance Ltd.
Age Co has great customer reviews and the customer service has been awarded for its excellence. The claim process is known to be prompt and efficient, although there is no claim form available online.
Age Co / Age UK building insurance
You will find below building main insurance details for the Home Insurance cover at Age Co / Age UK:
- Maximum sum insured for your property: £500 000
- Owner's liability: £2 000 000
- Alternative emergency accomodation: £100 000
- Period of home's unoccupancy cover: 60 days
- Trace and access: £5 000
- Keys cover: £500 000
- Subsidence excess: £1 000
Alongside building insurance, you can get additional cover such as:
| Home building insurance extras | |
|---|---|
| Home emergency |
|
| Boiler cover |
|
| Family legal protection |
|
Age Co / Age UK contents insurance
You will find below contents insurance details for the Home Insurance cover at Age Co / Age UK:
- Maximum sum insured for your contents: £60 000
- Alternative emergency accomodation: £12 000
- Single item limit: £2 000
- Contents in the open: £600
- Contents in outbuildings: Up to £60 000
- Money / credit card kept at home: £500 / £1 000
- Items temporarily removed from home: £12 000
Alongside contents insurance, you can get additional cover such as:
| Home contents insurance extras | |
|---|---|
| Accidental damage cover | Optional extra |
| Personal possessions cover |
|
| Mobile cover |
|
| Bike cover |
|
Standard excess to report a claim at Age Co / Age UK is £45.
You will find exhaustive cover details, administration fees, contacts etc. on Age Co / Age UK home insurance on our review below.
>> MORE: read our complete review on Age Co / Age UK home insurance.
| Life insurance criteria | |
|---|---|
| Minimum age | |
| Maximum age | |
| Pay-out | |
| Extras | |
| Terminal illness |
Age Co / Age UK discount codes, promos and vouchers
| Discounts and promo codes available | |
|---|---|
| Car insurance |
|
| Home insurance | No discount available. |
How to contact Age Co / Age UK?
Find out how to contact and log in to Age Co / Age UK on our contact page.
