Is Sheilas' Wheels a Good Insurance Company?

Is Sheilas’ Wheels a good car insurance company?

3,4 Safe overall rating for Sheilas' Wheels car insurance

Sheilas Wheel focuses on providing insurance for women as research has shown that women are safer drivers than men. Sheilas Wheel Insurance is in the same group as Esure. Sheilas Wheel therefore benefits from the financial stronghold and services that Esure offers and some of the services are handled by Esure. The company has good customers reviews from both Defaqto and TrustPilot. The website is easy to navigate and the information provided are well detailed. Insurance extras like handbag cover and child seat cover are provided as added incentives for female drivers. Overall, it is highly recommended.

In addition to typical car insurance coverage choices, Sheilas' Wheels offers, among other options:

Breakdown cover

Sheilas Wheels collaborated with RAC to provide three levels of cover in the case of a breakdown and they include:

• Roadside assistance: this includes unlimited labour at the roadside for the repair of minor mechanical or electrical faults. The driver however has to pay for the parts used in the repairs.
• Roadside assistance and Home rescue: this includes roadside assistance and assistance in the case that the car has broken down close to the driver's house.
• Roadside assistance, Home rescue and Recovery: it includes roadside assistance, home rescue and national recovery. Also, alternate sources of transportation and accommodation are provided in the case that the fault cannot be rectified immediately.

Windscreen cover

The windscreen cover is available under the comprehensive cover and the following are covered:

• cost of repair or replacement
• cost of repairs for damages done to the body of the vehicle by the broken glass
• recalibration of any Advanced Driver Assistance Systems equipmentthat might have been tampered with as a result of the broken glass.

Motor legal protection

The Motor Legal Protection provided by Sheilas Wheel offers up to £100,000 of cover for uninsured losses if you're involved in a motor accident that is not your fault. This amount covers:

• Access to legal counsel
• 24/7 legal helpline
• Personal injury compensation
• Alternative means of transportation
• Cover for the driver and any named driver on the insurance policy.

Personal injury policy

In the event of death or serious injury, Sheilas Wheels will pay up to £100,000 if the driver is at fault and £30,000 if the driver isn’t.
Below is a breakdown of the personal policy cover that Sheilas Wheels offers and what it covers:

• In the case of a permanent total disablement, £100,000 is offered if it was the driver fault and £30,000 if it wasn't
• In the case that a limb is lost, £100,000 is offered if it was the driver fault and £15,000 if it wasn't
• If there is loss of sight in one or both eyes, £100,000 is offered if it was the driver fault and £30,000 if it wasn't
• If one or both ears are affected hearing wise, £100,000 is offered if it was the driver fault and £30,000 if it wasn't
• If the speech is affected in an accident, £100,000 is offered if it was the driver fault and £30,000 if it wasn't
• For third degree burns, £100,000 is offered if it was the driver fault and £15,000 if it wasn't.

Besides main car insurance coverage, you can also get extra car insurance options at Sheilas' Wheels. Get to know more, read our complete review on Sheilas' Wheels car insurance.