Is British Seniors The Best Over 50 Life Insurance Policy?
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This is the ultimate review to guide you through the ins and outs of British Seniors over 50 insurance. You might already know that British Seniors has several different contract options.
Some are great. Some are less useful. Some are simply too expensive.
So, if you want to get better value for money from your British Seniors over 50 plan, as well as indicative quotes and tips to lower your insurance premium, then you’ll probably love the following article.
Let’s dive right in!
Is British Seniors over 50 plan the best life insurance?
When taking out life insurance, there are so many things to think about. Life insurance is one of the most important insurance plans to have, as it is the best way to protect your loved ones if something happens to you.
British Seniors life insurance has a lot to offer. Here are the main points that you should look at before taking out life insurance with British Seniors.
4 Safe overall rating for British Seniors life insurance
| Rating Criteria | Safe Rating | Our Review |
|---|---|---|
| Customer service satisfaction, claims and support |
British Seniors has won the Platinum Trusted Service Award from Feefo for three years straight | |
| Coverage options |
Life insurance is provided for policyholders over the age of 50 | |
| Value for money |
British Seniors covers can be gotten for as low as £4.14 per month | |
| Financial strength | British Seniors Insurance Agency is a trading name of Neilson Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. | |
| Apps and technologies |
Quotes can be taken out online |
Finally compare best life insurance in a few seconds, anonymously.
Expert and customer satisfaction reviews for British Seniors
| Review organisation | Consumer satisfaction rates for British Seniors over 50 Life insurance Plan |
|---|---|
| Defaqto | 5 |
British Seniors insurance in a nutshell
In summary, here are the main features you need to know when taking out life insurance with British Seniors.
| Criteria | British Seniors details |
|---|---|
| Minimum age | 50 years |
| Maximum age | 80 years |
| Pay-out | Average of £10,000. |
| Extras |
|
How does British Seniors over 50s life insurance work?
British Seniors over 50 life insurance is a whole-of-life insurance policy. The idea is to pay your life insurance with monthly installments. The day you pass away, it pays out a lump sum to pay different expenses, such as your funeral. You can also leave a sum of money to your loved ones.
What cover British Seniors over 50s life insurance?
Your loved ones will receive a cash sum that can help towards:
- Funeral expenses
- A gift to loved-ones
- Unpaid bills, mortgages
Here are the main features proposed by British Seniors over 50 insurance:
| Features proposed by British Seniors over 50 plan | Definition | Details |
|---|---|---|
| Fully insured | Number of years paid to be fully insured | Full cover is provided after the first 12 months. |
| Funeral Expense | This is a free service. It means that the money will go directly to a funeral director and will serve to pay for the funeral. | £300 |
| Accidental Benefit | If an accident happens within the first year or second year (if it is two years before you get totally covered), your relatives will receive the cash sum. | Immediate accidental death cover is provided. |
| Free cover | The cover is getting free at a certain age depending on insurance companies. | After the age of 95. |
| British Seniors life insurance with free gift | Insurance companies usually propose free welcome gifts when taking out over 50 life insurance. |
|
How much is British Seniors insurance?
How much you will pay for British Seniors life insurance for over 50 depends on a lot of factors:
- Your age
- How much cover your want
- Some insurers will ask if you are a smoker or not.
Here is a table that recapitulates over 50 British Seniors plan.
| Details | |
|---|---|
| Min payment | £4.14 |
| Max payment | Not Stated |
| Flexible payment | The increasing Benefit Option can be chosen to help the policyholder protect his/her insurance policy from the effects of inflation. |
Finally compare best life insurance in a few seconds, anonymously.
How to contact British Seniors life insurance?
Here are all the important phone numbers for contacting British Seniors life insurance:
| Service | Phone Numbers | Opening Hours |
|---|---|---|
| Get a quote at British Seniors | 0800 803 0052 | Monday - Friday 9:00 am to 8:00 pm |
| How to claim at British Seniors | 0800 542 7618 | Monday to Friday 9:00 am to 7:00 pm |
| How to cancel at British Seniors | 0800 542 7618 | Monday to Friday 9:00 am to 7:00 pm |
What are British Seniors general contact details?
You will find in this table all the general contacts that you would need if you want to reach British Seniors life insurance:
| General contacts | |
|---|---|
| Mailing address | British Seniors Insurance Agency |
| Social media | Facebook, Twitter |
| Chatbot | No |
How to claim at British Seniors life insurance?
You will find on this table the different possibilities for reporting a claim on your British Seniors life insurance:
| How to claim on your life insurance at British Seniors? | |
|---|---|
| When to claim? | As soon as possible |
| Claim by mail | To start the claims process and receive a form, please email [email protected]. |
| Claim by email | [email protected] |
| Claim online | Not available |
| Claim by phone | 0800 542 7618 |
How to cancel my British Seniors life insurance?
You will find on this table the different ways to cancel your British Seniors life insurance:
| How to cancel your life insurance at British Seniors | |
|---|---|
| Fees |
|
| Cancel by mail | British Seniors Insurance Agency |
| Cancel by email | |
| Cancel online | Not available |
| Cancel by phone | 0800 542 7618 |
How do I get British Seniors life insurance quotes?
Here are the different ways to get a life insurance quote at British Seniors:
| How to get a life insurance quote at British Seniors | |
|---|---|
| Quote online | On the Home Page, Click on the "Get a quote" option |
| Quote phone | 0333 323 2151 |
How do I log into British Seniors life insurance?
There is no Login option
Do we recommend British Seniors life insurance?
British Seniors Insurance Agency is a trading name of Neilson Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. They specialise in providing life insurance services for policyholders over the age of 50 years. They offer Whole of life cover, Funeral Benefit option worth £300, Accidental death benefit, Free cover for policyholders above the age of 95. British Seniors has 5 stars rating on Defaqto and an average rating of 2.9 on TrustPilot. There are a lot of perks associated with getting an insurance policy from British Seniors and some of them are: The Free £75 M&S voucher, The £100 Will Kit, Affordable cover, Full cover after one year. They are reliable and offer affordable services and their services are recommended for policyholders above the age of 50 looking to take out an insurance policy.
