Is RSPCA The Best Pet Insurance Company?

Alexandre Desoutter Alexandre Desoutter  updated on September 7, 2020

Would you like to insure your beloved pet against accident or illness? Are you here to know whether RSPCA is the best pet insurer to go for?

You are at the right place!

In the below review, we will tell you everything you need to know on RSPCA pet insurance: cover table, prices, contact, claim and cancel process and our own recommandation.

Our review on RSPCA pet insurance

3.9 Safe overall rating for RSPCA pet insurance

Safe ratingOur opinion
Customer service & satisfaction
and claims
4.6/5 based on 118 reviews on Feefo
Most of the insurance policies are rated 5 stars on Defaqto
The website is user friendly
1.9/5 reviews on TrustPilot
Cover provided for your home Four levels of covers are provided
Vet fees covered ranges from £4,000 to £12,000
Abroad cover is provided for pets
No upper age limits
Value for money 10% multi pet discount is given
A donation of 15 percent go to help animals in need
Financial strength RSPCA Pet Insurance is underwritten and provided by Covea Insurance plc
Technology Social media presence is available
Sign in option is available on the website
Informative, detailed and user friendly website
No live chat option
Safe rating for RSPCA home insurance

RSPCA pet insurance reviews: Defaqto and Trustpilot

Reviews
DefaqtoGold: 5 stars
Platinum: 5 stars
Silver: 5 stars
Bronze: 3 stars
Accidents Only: 1 star
Trustpilot1.9/5 based on 527 reviews
Reviews on RSPCA pet insurance

What does RSPCA pet insurance cover?

RSPCA pet insurance for dogs

Cover TypeVet feesDeath by accidentDeath by illnessLost or stolenBoardingThird party liability
Accident Only£2,500 of cover for each injury – 12 Month limit – Dental care £500 (if caused by an accident)nonononoyes
Lifetime£8,000 per year – Limits reinstated upon renewal – Complementary Treatment £1,500, Dental care £2,000yesyesyesyesyes
Lifetime£12,000 per year – Limits reinstated upon renewal – Complementary Treatment £1,500, Dental care £2,000yesyesyesyesyes
Maximum Benefit£4,000 cover for each injury/illness – No time limit whilst the policy remains in force – Complementary Treatment £500, Dental care £500 (if caused by an accident)yesyesyesyesyes
Maximum Benefit£6,000 cover for each injury/illness – No time limit whilst the policy remains in force – Complementary Treatment £1,000, Dental care £1,000 (if caused by an accident)yesyesyesyesyes
RSPCA pet insurance for dogs

RSPCA pet insurance for cats

Cover TypeVet feesDeath by accidentDeath by illnessLost or stolenBoarding
Accident Only£2,500 of cover for each injury – 12 Month limit – Dental care £500 (if caused by an accident)nononono
Lifetime£8,000 per year – Limits reinstated upon renewal – Complementary Treatment £1,500, Dental care £2,000yesyesyesyes
Lifetime£12,000 per year – Limits reinstated upon renewal – Complementary Treatment £1,500, Dental care £2,000yesyesyesyes
Maximum Benefit£4,000 cover for each injury/illness – No time limit whilst the policy remains in force – Complementary Treatment £500, Dental care £500 (if caused by an accident)yesyesyesyes
Maximum Benefit£6,000 cover for each injury/illness – No time limit whilst the policy remains in force – Complementary Treatment £1,000, Dental care £1,000 (if caused by an accident)yesyesyesyes
RSPCA pet insurance for cats

None of the above pet insurance covers pre-existing medical conditions.

How much is RSPCA pet insurance?

How much is RSPCA pet insurance for dogs?

Cover typePolicy detailsMonthly premiumAnnual premiumStandard Excess
Accident Only£2,500 of cover for each injury£7.28£87.36£100
Lifetime£8,000 per year£48.98£587.73£100
Lifetime£12,000 per year£57.31£687.71£100
Maximum Benefit£4,000 cover for each injury/illness£35.60£427.16£100
Maximum Benefit£6,000 cover for each injury/illness£41.66£499.87£100
RSPCA pet insurance premiums for dogs

*Quotes above are for a pedigree dog of one year old, not neutered nor microchipped.

How much is RSPCA pet insurance for cats?

Cover typePolicy detailsMonthly premiumAnnual premiumStandard Excess
Accident Only£2,500 of cover for each injury£5.60£67.20£100
Lifetime£8,000 per year£35.42£424.99£100
Lifetime£12,000 per year£40.08£480.92£100
Maximum Benefit£4,000 cover for each injury/illness£26.29£315.38£100
Maximum Benefit£6,000 cover for each injury/illness£30.76£369.06£100
RSPCA pet insurance premiums for cats

*Quotes above are for a pedigree cat of one year old, not neutered nor microchipped.

How to contact RSPCA pet insurance?

RSPCA pet insurance phone numbers

How to contact RSPCA?Phone numbersOpening hours

Customer service

03301 348 576

Monday to Friday 9am to 5pm

Claims

03301 348 576

Monday to Friday 9am to 5pm

Complaints

03301 348576

Monday to Friday 9am to 5pm

How to contact RSPCA pet insurance

RSPCA pet insurance contact details

RSPCA contact details
Contact form

RSPCA Online Enquiry Form

Email

[email protected]

Mail address

RSPCA Pet Insurance
Norman Place
Reading
Berkshire
RG1 8DA.

Livechat

Not available

RSPCA contact details

How to log in to RSPCA customer portal?

You can login by clicking on the "My RSPCA" button on the home page and then the "Sign in" option. Another way to login is by following this link: RSPCA Login

How to claim at RSPCA pet insurance?

There are several reasons to report a claim on your pet insurance:

  • you had or will have to face significant vet fees or repeat medication;
  • your pet is missing;
  • your pet had or caused an accident etc.

Claims can be made via phone call or email.

How to claim on your RSPCA pet insurance?
Claim by email

[email protected]

Claim by phone

03301 348576

How to report a claim on your RSPCA pet insurance?

How to cancel your RSPCA pet insurance?

Cancellations can be made via email.

How to cancel your RSPCA pet insurance?
Cancel by email

[email protected]

Cancel by post

RSPCA,
FREEPOST
PetAdmin

How to cancel your RSPCA pet insurance?

Our final opinion on RSPCA pet insurance

RSPCA is a charity will, by all lawful means which looks into preventing cruelty, promoting kindness and alleviating the suffering of all animals. They also provide pet insurance services and these services are underwritten and provided by Covea Insurance plc, four levels of covers are provided which are the Gold, Platinum, Silver and Bronze cover. Abroad cover is only provided with the Silver, Gold and Platinum cover option. Third party liability cover is provided on all cover levels. RSPCA has a low rating of 1.9/5 on Trustpilot and the Gold, Platinum and Silver policy options have a 5 star rating on Defaqto.

There are little or no third party reviews about RSPCA. They have a high financial capacity to pay out claims as they are insured by Covea but further research should be done before the insurance cover is chosen.