Is RSPCA The Best Pet Insurance Company?
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Would you like to insure your beloved pet against accident or illness? Are you here to know whether RSPCA is the best pet insurer to go for?
You are at the right place!
In the below review, we will tell you everything you need to know on RSPCA pet insurance: cover table, prices, contact, claim and cancel process and our own recommandation.
Our review on RSPCA pet insurance
3.9 Safe overall rating for RSPCA pet insurance
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction and claims |
4.6/5 based on 118 reviews on Feefo Most of the insurance policies are rated 5 stars on Defaqto The website is user friendly 1.9/5 reviews on TrustPilot | |
| Cover provided for your home |
Four levels of covers are provided Vet fees covered ranges from £4,000 to £12,000 Abroad cover is provided for pets No upper age limits | |
| Value for money |
10% multi pet discount is given A donation of 15 percent go to help animals in need | |
| Financial strength | RSPCA Pet Insurance is underwritten and provided by Covea Insurance plc | |
| Technology |
Social media presence is available Sign in option is available on the website Informative, detailed and user friendly website No live chat option |
Find the pet insurance that suits you best in just a few seconds!
RSPCA pet insurance reviews: Defaqto and Trustpilot
| Reviews | |
|---|---|
| Defaqto | Gold: 5 stars Platinum: 5 stars Silver: 5 stars Bronze: 3 stars Accidents Only: 1 star |
| Trustpilot | 1.9/5 based on 527 reviews |
What does RSPCA pet insurance cover?
RSPCA pet insurance for dogs
| Cover Type | Vet fees | Death by accident | Death by illness | Lost or stolen | Boarding | Third party liability |
|---|---|---|---|---|---|---|
| Accident Only | £2,500 of cover for each injury - 12 Month limit - Dental care £500 (if caused by an accident) | no | no | no | no | yes |
| Lifetime | £8,000 per year - Limits reinstated upon renewal - Complementary Treatment £1,500, Dental care £2,000 | yes | yes | yes | yes | yes |
| Lifetime | £12,000 per year - Limits reinstated upon renewal - Complementary Treatment £1,500, Dental care £2,000 | yes | yes | yes | yes | yes |
| Maximum Benefit | £4,000 cover for each injury/illness - No time limit whilst the policy remains in force - Complementary Treatment £500, Dental care £500 (if caused by an accident) | yes | yes | yes | yes | yes |
| Maximum Benefit | £6,000 cover for each injury/illness - No time limit whilst the policy remains in force - Complementary Treatment £1,000, Dental care £1,000 (if caused by an accident) | yes | yes | yes | yes | yes |
RSPCA pet insurance for cats
| Cover Type | Vet fees | Death by accident | Death by illness | Lost or stolen | Boarding |
|---|---|---|---|---|---|
| Accident Only | £2,500 of cover for each injury - 12 Month limit - Dental care £500 (if caused by an accident) | no | no | no | no |
| Lifetime | £8,000 per year - Limits reinstated upon renewal - Complementary Treatment £1,500, Dental care £2,000 | yes | yes | yes | yes |
| Lifetime | £12,000 per year - Limits reinstated upon renewal - Complementary Treatment £1,500, Dental care £2,000 | yes | yes | yes | yes |
| Maximum Benefit | £4,000 cover for each injury/illness - No time limit whilst the policy remains in force - Complementary Treatment £500, Dental care £500 (if caused by an accident) | yes | yes | yes | yes |
| Maximum Benefit | £6,000 cover for each injury/illness - No time limit whilst the policy remains in force - Complementary Treatment £1,000, Dental care £1,000 (if caused by an accident) | yes | yes | yes | yes |
Good to know
None of the above pet insurance covers pre-existing medical conditions.
How much is RSPCA pet insurance?
How much is RSPCA pet insurance for dogs?
| Cover type | Policy details | Monthly premium | Annual premium | Standard Excess |
|---|---|---|---|---|
| Accident Only | £2,500 of cover for each injury | £7.28 | £87.36 | £100 |
| Lifetime | £8,000 per year | £48.98 | £587.73 | £100 |
| Lifetime | £12,000 per year | £57.31 | £687.71 | £100 |
| Maximum Benefit | £4,000 cover for each injury/illness | £35.60 | £427.16 | £100 |
| Maximum Benefit | £6,000 cover for each injury/illness | £41.66 | £499.87 | £100 |
*Quotes above are for a pedigree dog of one year old, not neutered nor microchipped.
How much is RSPCA pet insurance for cats?
| Cover type | Policy details | Monthly premium | Annual premium | Standard Excess |
|---|---|---|---|---|
| Accident Only | £2,500 of cover for each injury | £5.60 | £67.20 | £100 |
| Lifetime | £8,000 per year | £35.42 | £424.99 | £100 |
| Lifetime | £12,000 per year | £40.08 | £480.92 | £100 |
| Maximum Benefit | £4,000 cover for each injury/illness | £26.29 | £315.38 | £100 |
| Maximum Benefit | £6,000 cover for each injury/illness | £30.76 | £369.06 | £100 |
*Quotes above are for a pedigree cat of one year old, not neutered nor microchipped.
How to contact RSPCA pet insurance?
RSPCA pet insurance phone numbers
| How to contact RSPCA? | Phone numbers | Opening hours |
|---|---|---|
Customer service | 03301 348 576 | Monday to Friday 9am to 5pm |
Claims | 03301 348 576 | Monday to Friday 9am to 5pm |
Complaints | 03301 348576 | Monday to Friday 9am to 5pm |
RSPCA pet insurance contact details
| RSPCA contact details | |
|---|---|
| Contact form | |
| Mail address | RSPCA Pet Insurance |
| Livechat | Not available |
How to log in to RSPCA customer portal?
You can login by clicking on the "My RSPCA" button on the home page and then the "Sign in" option. Another way to login is by following this link: RSPCA Login
How to claim at RSPCA pet insurance?
There are several reasons to report a claim on your pet insurance:
- you had or will have to face significant vet fees or repeat medication;
- your pet is missing;
- your pet had or caused an accident etc.
Claims can be made via phone call or email.
| How to claim on your RSPCA pet insurance? | |
|---|---|
| Claim by email | |
| Claim by phone | 03301 348576 |
How to cancel your RSPCA pet insurance?
Cancellations can be made via email.
| How to cancel your RSPCA pet insurance? | |
|---|---|
| Cancel by email | |
| Cancel by post | RSPCA, |
Our final opinion on RSPCA pet insurance
RSPCA is a charity will, by all lawful means which looks into preventing cruelty, promoting kindness and alleviating the suffering of all animals. They also provide pet insurance services and these services are underwritten and provided by Covea Insurance plc, four levels of covers are provided which are the Gold, Platinum, Silver and Bronze cover. Abroad cover is only provided with the Silver, Gold and Platinum cover option. Third party liability cover is provided on all cover levels. RSPCA has a low rating of 1.9/5 on Trustpilot and the Gold, Platinum and Silver policy options have a 5 star rating on Defaqto.
There are little or no third party reviews about RSPCA. They have a high financial capacity to pay out claims as they are insured by Covea but further research should be done before the insurance cover is chosen.
Find the pet insurance that suits you best in just a few seconds!
