Barrhead Travel Insurance Review and Quotes

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Alexandre Desoutter updated on July 27, 2020

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether Barrhead is the right company to go on holidays with?

In this definitive Barrhead review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is Barrhead the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Barrhead travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.

4,6 Safe overall rating for Barrhead

Safe ratingOur opinion
Customer service & satisfaction

4.7/5 rating on TrustPilot
Excellent and friendly customer care service recorded on review sites
4 star rating on Defaqto
Availability of policy document
Telephone numbers and means of reaching customer care agents are provided

Cover provided

Specialist of travel insurance since 1975
Different level of insurance (Standard, Premier, Premier Plus) to suit any type of needs
Cruise cover is provided as a standard on both the multi- trip policy and the single-trip policy
Cover is not provided in the case of a natural disaster
Backpacker or long stay travel insurance policy not available

Value for money

Free insurance is provided for children under the age of 18
The rates offered are affordable

Financial strength

The company was founded in 1975 and is responsible for taking close to taking over 300,000 people on holidays each year
Their insurance policies are underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK

Technology

The website is customer friendly and easy to navigate
The quote and claims process is handled online. For the claims process however, there is also the option of calling the Claims Travel line
The policy documents and other important documents are readily available on the website
No chatbot or live chat option available
No use of technological advancements like Mobile App

Safe rating for Barrhead travel insurance

Barrhead travel insurance reviews by expert and consumers

Review organisationBarrhead travel insurance reviews
Defaqto expert

Standard: 2
Premier: 3
Premier Plus: 4

TrustPilot

4,7/5 based on 1,999 opinions

Consumer satisfaction rates on reviews for Barrhead holiday insurance

To check if Barrhead is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

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What does Barrhead travel insurance cover?

Barrhead travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.

The insurance cover that Barrhead Travel provides is available to individuals, couples, family, single parent family and a group of people.
Children are covered for free on the Family Policies.

Barrhead single-trip and annual multi-trip travel insurances

Single and annual multi-trip days and age limits at Barrhead
Maximum days per trip

31 days or 62 days if the additional premium has been paid

Maximum age limit

79 years old for both single and annual multi-trip travel policies

Maximum days and age limit for single-trip and annual multi-trip policies at Barrhead

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Barrhead:

Policy name

StandardPremierPremier Plus
Defaqto expert rating
234
Excess (if not stated)
£125£100£75
Medical expenses
£3M£5M£10M
Trip cancellation / curtailment
£1000£2000£5000
Delayed departure 12 hours
£10 £20 £50
Delayed departure max
£200 £250£300
Baggage & belongings
£2000£2500£3000
Money including cash
£150£150£200
Repatriation
£3M£5M£10M
Personal liability
£1M£2M£2M
Personal accident (excess £0)
£10 000£25 000£25 000
Legal expenses
(excess £0)
£15 000£25 000£25 000
Hospital benefit
(excess £0)
£25 per 24hrs up to a maximum of £500£25 per 24hrs up to a maximum of £500£25 per 24hrs up to a maximum of £500
Accommodation cover
xx£500
Pet care (excess £0)
£25 per 24hrs up to a maximum of £150£25 per 24hrs up to a maximum of £150£25 per 24hrs up to a maximum of £300
Medical screening
vvv
Cruise / Business / Winter Sports
OptionalOptionalOptional
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Barrhead winter sports travel insurancet

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

The Winter cover option provided by Barrhead Travel Insurance includes the following:

  • Ski equipment cover for of up to £500
  • Delayed ski equipment cover (in the case that you have hired one) of £20 per 12 hrs up to a maximum of £200
  • Loss of use of ski equipment (due to an injury or illness). Cover of up to £75 per 24hrs up to a maximum of £300 is provided
  • Avalanche closure cover of £25 per 24hrs up to a maximum of £250 is provided

What are the other travel insurance options available at Barrhead?

Travel insurance options at Barrhead
Barrhead golf cover

The golf cover provided by Barrhead provides cover for the following:

  • £1500 in the case that your golf equipment is lost, stolen or damaged
  • £20 per 24hrs up to a maximum of £200 cover in the case that you hired a golf equipment and it was delayed by 24 hours
  • £75 per 24hrs up to a maximum of £300 cover in the case that you are unable to play golf due to the weather conditions.
Barrhead business cover

The business cover provided by Barrhead provides cover for the following:

  • £1000 in the case that your business equipment is lost, stolen or damaged
  • £1000 in the case that your business money has been lost or stolen
  • £50 per 24hrs up to a maximum of £500 cover in the case that your business equipments have been delayed for 24 hours
  • £200 in the case that you are unable to start or continue your business trip
Barrhead cruise cover

The cruise cover provided by Barrhead provides cover for the following:

  • Missed port departure (as a result of delay in departure or mechanical faults). A cover of £2,000 is provided
  • £100 per port up to a maximum of £300 worth of cover is provided for skipped port benefit
  • £25 per 24hrs up to a maximum of £500 worth of cover is provided in the case that you cannot leave your cabin as a result of an illness or injury
  • £500 is provided for cover and this covers unused excursions
Barrhead gadget cover

This Gadget Insurance is arranged by Rock Insurance Services Limited with UK General Insurance Ltd on behalf of Great Lakes Insurance SE. The following are the benefits that come with this cover:

  • £100 for unauthorised calls
  • Cover for the accidental damage, theft, breakdown, liquid damage of electronic equipments like telephones, laptops, cameras. No particular amount is stated for this.
Barrhead other extras

The insurance policy provided by Barrhead Travel Insurance allows for the upgrade of any policy option chosen by providing the following optional extras:

  • Wedding cover
  • Special sports cover
  • Excess waiver
  • Travel disruption
Other travel insurance policy options available at Barrhead

Watch out!

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Barrhead before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is Barrhead travel insurance?

You'll find below indicative quotes per level of cover at Barrhead:

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Barrhead:

Policy name

StandardPremierPremier Plus
Price - 7 days trip - 30 years old - Europe
£10,75£15,97£22,26
Price - annual policy - 30 years old - Europe
£33,04£50,02£76,38
Price - 7 days trip - 65 years old - Europe
£15,95£22,24£32,41
Price - annual policy - 65 years old - Europe
£45,98£69,64£111,20
Price - 7 days trip - 30 years old - USA
£24,59£36,52£50,94
Price - annual policy - 30 years old - USA
£58,97£89,22£136,31
Price - 7 days trip - 65 years old - USA
£44,75£62,38£91,00
Price - annual policy - 65 years old - USA
£82,09£124,20£198,44
Barrhead travel insurance in details

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It is, however, quite difficult to give precise price ranges as Barrhead travel insurance policy quotes will depend on a range of factors such as:

  • Your age at the time of travelling
  • The length of your stay
  • Your trip destination (Europe, North America, Worldwide)
  • The period you wish to be covered for (single trip, annual multi-trip, extension)
  • If you need specific insurance (cruise, ski, backpackers, gadget cover)
  • Your medical condition before travelling
  • Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at Barrhead?

Apparently you can not benefit from any discount if you go for Barrhead Travel Insurance.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Barrhead.

What else should I know about Barrhead travel insurance?

What are the general exclusions at Barrhead travel insurance?

To be eligible for a Barrhead Travel Insurance Policy, emphasis on the age limit has to be made. Apart from this, some exclusions have to be considered. Some of them are:

  • Restriction on claims relating to terrorist activity
  • Any claim concerning pre-existing medical conditions that were not stated before taking out the insurance policy would not be considered
  • Any claim with respect to drug/alcohol addiction or abuse would not be considered
  • Travel Insurance is not provided for persons above the age of 79 for both the annual and single trip policies
  • Intentional damage to golf equipment due to carelessness or reckless actions
  • For pregnant women, cover will be not be provided for cancellation in the event that, after booking it was discovered that travel is advised against
  • No claim is provided in the case that the natural disaster in the form of a fire, flood, earthquake, storm, lightning, explosion or hurricane had already happened before leaving your home.

How do I get travel insurance quote from Barrhead?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Barrhead is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.

Good to know

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to Barrhead website?

There is no login option on the Barrhead Website.

How to claim at Barrhead travel insurance?

At Barrhead Travel Insurance, there are two possible ways to make a claim. By calling the phone Travel claims facilities or downloading the claim form online.

How to claim on Barrhead travel insurance?
Claim by mail

Quality and Improvements Manager URV
1 Tower View
Kings Kill
West Malling
Kent ME19 4UY

Claim online

Claims can be made online by downloading the claim form on the website and attach the necessary documents to the form.

Claim by phone
  • 44 (0) 203 829 6713
How to make a claim on Barrhead travel insurance

How do I contact Barrhead travel insurance?

Barrhead contact phone numbers

ServicesPhone numbersOpening hours
Customer service
0343 658 0350

Monday - Friday: 8am - 7pm
Saturday: 9am - 5pm

Legal Advice
0161 228 3851

Monday-Friday: 9am-5pm

Medical emergency
+44 (0)203 829 6724

24 hour emergency service 365 days a year

Claims
0203 829 6761

Monday - Friday: 8am - 8pm
Saturday: 9am - 1pm

Barrhead contact phone numbers

Barrhead other contact details

Contact details
Address

Barrhead Travel Insurance
85 Oswald Street
G1 4PA, Glasgow

Email
[email protected]
Barrhead contact details

How to cancel your annual Barrhead travel insurance policy?

You will find below main information to cancel your travel insurance policy at Barrhead:

How to cancel Barrhead travel insurance?
Cancellation fees during cooling off period of 14 days
£0
Cancellation fees outside cooling off period

£15 admin fee
for single trip: 50% of total premium refund
for multi-trip: 5% of every month's premium refund

Cancel by phone

0343 658 0350

How to cancel Barrhead travel insurance

Our opinion on Barrhead travel insurance

The Barrhead Travel Group was founded in 1975, and the company has experienced tremendous growth since then. The insurance policies offered are underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK.

Barrhead offers a variety of travel insurance services and this includes the single trip policy and the annual trip policy. For both policy options, three levels of cover are provided: Standard, Premier and Premier plus. The company has a high rating of 4.7 on TrustPilot and the reviews centered around the efficient customer care service provided to customers. It also has a 4 star rating from Defaqto.

Barrhead Travel Insurance is known for offering good standard packages at highly competitive prices as well as a range of specific travel insurance products that can be added to an already existing insurance policy as an optional extra such as Wedding cover, Special sports cover, Excess waiver, Travel disruption, Business cover, Gadget cover, Winter sport cover, Cruise cover.

The rates of the services provided are competitive and well within the normal range. Overall, this insurance company can be said to provide excellent service and is recommended.

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Alexandre Desoutter
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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.