Churchill Travel Insurance Review and Quotes

antoine fruchard Antoine Fruchard  updated on July 27, 2020

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether Churchill is the right company to go on holidays with? 

In this definitive Churchill review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is Churchill the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Churchill travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below. 

4,7 Safe overall rating for Churchill

Safe ratingOur opinion
Customer service & satisfaction

High customer satisfaction rate 4.3/5 on TrustPilot
Easily accessible policy documents
No Defaqto rating

Cover provided

Policies are available across one level of cover
High medical expenses limit of up to £10M
High cancellation cover limit of up to £5,000
Longstay Travel Insurance Policy available
Wide range of activities covered as standard

Value for money

Reasonably priced premiums
Up to 25% discount on Annual Trip Policy if you book online
Children not covered for free

Financial strength

Churchill’s insurance policies are underwritten by U K Insurance Limited which is regulated and authorised by the Financial Conduct Authority

Technology

Online quote generation
Online claims process
Live chat feature available
User friendly website
Customer portal available

Safe rating for Churchill travel insurance

Churchill travel insurance reviews by expert and consumers

Review organisationChurchill travel insurance reviews
Defaqto expert

Not available

TrustPilot

4,3/5 based on more than 2.2K opinions

Consumer satisfaction rates on reviews for Churchill holiday insurance

To check if Churchill is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

What does Churchill travel insurance cover?

Churchill travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family. 

Churchill’s Travel Insurance Policies are available for individuals, couples, groups and families.

Churchill single-trip and annual multi-trip travel insurances

Single and annual multi-trip days and age limits at Churchill
Maximum days per trip

Single Trip: 90 days
Annual Multi Trip: 45 days per trip

Maximum age limit

Single Trip: 99 years (45 days for 59 and over)
Annual Multi Trip: 74 years

Maximum days and age limit for single-trip and annual multi-trip policies at Churchill

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Churchill:

Policy name

Standard
Excess (if not stated)£50
Medical expenses£10M
Trip cancellation / curtailment £5,000
Delayed departure 12 hoursNot Stated
Delayed departure max£200
Baggage & belongings£2,000
Money including cash£200
Repatriation£10M
Personal liability£2M
Personal accident (excess £0)£25,000
Legal expenses
(excess £0)
£50,000
Hospital benefit
(excess £0)
£1,000
Accommodation cover£1,000
Pet care (excess £0)x
SAFI*Not Stated
Medical screeningx
Cruise coverx
Winter sportsOptional
Golf CoverOptional
Churchill travel insurance in details

Churchill winter sports travel insurance

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

Optional Winter Sports Cover is available at Churchill and it comes with the following features and benefits:

  • Age limit of 74 years
  • Up to £500 ski equipment cover
  • Up to £300 ski equipment hire
  • Up to £500 ski pack cover
  • Up to £300 lift pass cover
  • Up to £300 piste closure cover
  • Up to £300 for if you’re unable to ski.

What are the other travel insurance options available at Churchill?

Travel insurance options at Churchill
Churchill golf cover

Optional Golf Cover is available at Churchill and it comes with the following benefits:

  • Up to £1000 for owned golf equipment
  • Up to £400 for hire golf equipment
  • Up to £300 green fees cover.
Churchill business cover

Optional Business Travel Insurance is not available at Churchill. However, you can still be go on business trips under the Single and Annual Trip Policies.

Churchill cruise cover

Not Available

Churchill gadget cover

Not Available

Churchill other extras

Wedding Cover is available as an additional upgrade at Churchill’s and it comes with the following benefits:

  • Up to £250 wedding rings cover
  • Up to £1000 wedding gifts cover
  • Up to £1000 wedding attire cover
  • Up to £750 photography and videography cover.
Other travel insurance policy options available at Churchill

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Churchill before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is Churchill travel insurance?

You’ll find below indicative quotes per level of cover at Churchill:

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Churchill:

Policy name

Standard
Price – 3 days trip – 30 years old – Europe £8,08
Churchill travel insurance in details

It is, however, quite difficult to give precise price ranges as Churchill travel insurance policy quotes will depend on a range of factors such as:

  • Your age at the time of travelling
  • The length of your stay
  • Your trip destination (Europe, North America, Worldwide)
  • The period you wish to be covered for (single trip, annual multi-trip, extension)
  • If you need specific insurance (cruise, ski, backpackers, gadget cover)
  • Your medical condition before travelling
  • Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at Churchill?

Discounts of up to 25% are available if you buy an annual policy online. More discounts are available if you already have other insurance policies with them such as Car Insurance, Home Insurance, etc.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Churchill.

What else should I know about Churchill travel insurance?

What are the general exclusions at Churchill travel insurance?

To be eligible for a travel insurance policy at Churchill:

  • You must be a permanent resident of the UK
  • Your trip must start and end in the UK
  • You must agree that none of the claims that arise are as a result of a pre-existing medical condition unless you have already declared it to them and they accepted to cover you in writing.

How do I get travel insurance quote from Churchill?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Churchill is the right one for you, then just click on get quote and you’ll be automatically directed through the company’s sale channel.

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to Churchill website?

Through the customer portal, you can access your policy documents, make changes to insurance policy, retrieve quotes or generate new ones.
You can access your customer portal by signing in here

How to claim at Churchill travel insurance?

There are 2 ways to make a claim and that is either online or through a phone call.

How to claim on Churchill travel insurance?
Claim online

You can make your claim online by filling in the necessary details in this claims page

Claim by phone

0345 603 3591

How to make a claim on Churchill travel insurance

How do I contact Churchill travel insurance?

Churchill contact phone numbers

ServicesPhone numbersOpening hours
Customer Service0800 032 6534

Monday to Friday: 8am to 7pm
Saturday & Bank Holidays: 9am to 5pm
Sunday: Closed

Claims0345 026 0245

Monday to Friday: 8am to 7pm

Medical Emergency+44 (0) 1252 740 050

Available 24/7

Churchill contact phone numbers

Churchill other contact details

Contact details
Address

Churchill Insurance (Travel)
37 Broad Street
Bristol
BS1 2EQ

EmailNot Stated
Churchill contact details

How to cancel your annual Churchill travel insurance policy?

You will find below main information to cancel your travel insurance policy at Churchill:

How to cancel Churchill travel insurance?
Cancellation fees during cooling off period of 14 days£0
Cancellation fees outside cooling off period

No refund

Cancel by mail

Churchill Insurance (Travel)
37 Broad Street
Bristol
BS1 2EQ

Cancel by phone

0800 032 6534

How to cancel Churchill travel insurance

Our opinion on Churchill travel insurance

Churchill’s insurance policies are underwritten by U K Insurance Limited which is authorised and regulated by the Financial Conduct Authority.

Aside from Single and Annual Multi Trip Policies, they also offer a longstay travel insurance which they call ‘Explorer Travel Insurance’ along with optional additional covers such as golf, winter sports and wedding covers.

Due to the high customer satisfaction rate on TrustPilot, we would recommend Churchill’s products to anyone looking for affordable travel insurance policies.