InsureandGo Travel Insurance Review and Quotes
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It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether InsureandGo is the right company to go on holidays with?
In this definitive InsureandGo review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is InsureandGo the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into InsureandGo travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,7 Safe overall rating for InsureandGo
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
4.5 on Trustpilot (22K+ reviews) and 5 stars on Defaqto | |
| Cover provided |
Different level of insurance (Budget, Silver, Gold, Black) | |
| Value for money |
Very competitive rates | |
| Financial strength |
Company covered by the FSCS (Financial Services Compensation Scheme) if they can not meet their refund obligation (refund of 90% of claim without any limit) | |
| Technology |
100% online claim process |
InsureandGo travel insurance reviews by expert and consumers
| Review organisation | InsureandGo travel insurance reviews |
|---|---|
| Defaqto expert | Budget: 3 |
| TrustPilot | 4,6/5 based on more than 3,900 opinions |
To check if InsureandGo is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
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What does InsureandGo travel insurance cover?
InsureandGo travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
InsureandGo's Travel Insurance Policies are available for families, couples, solo travellers, and travellers over the age of 65 years.
InsureandGo single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at InsureandGo | |
|---|---|
| Maximum days per trip | 365 days (31 days for over 66 travellers) |
| Maximum age limit | No age limit for both single and annual multi-trip travel policies |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at InsureandGo:
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InsureandGo backpacker travel insurance
Backpacker Insurance Policy is available at InsureandGo across 4 levels of cover: Bronze, Silver, Gold and Black and it comes with the following benefits as standard:
- Covers you for up to 18 months
- Available for ages 65 and under
- Up to £7,500 for cancellation cover
- Medical expenses cover from £5 million to unlimited
- Mugging benefit of up to £60 per day (maximum £600)
- Up to £40,000 personal accident cover
- Up to £2,500 for personal belongings
- Up to £400
for personal cash - Up to £3million personal liability cover
- Up to £40,000 legal cost cover
- Up to £1,500 accommodation cover
- More than 50 sports and activities included as standard
- Benefit of visiting home for up to 14 days within the insurance period.
InsureandGo winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Optional Winter Sports Cover is offered at InsureandGo and it is available across 4 levels of cover: Bronze, Silver, Gold and Black. You can expect the following benefits with a Winter Sports cover:
- Up to £1,500 for winter sport equipment
- Up to £750 per article
- Up to £750 for hired winter sport equipment
- Up to £75 per day (maximum £750) for ski hire
- Up to £85 per day (maximum £510) for ski pack
- Up to £50 per day (maximum £500) if you're unable to ski due piste closure
- Up to £750 if you're unable to ski due to an avalanche.
What are the other travel insurance options available at InsureandGo?
| Travel insurance options at InsureandGo | |
|---|---|
| InsureandGo golf cover | Optional Golf Cover is available across 3 levels of cover: Silver, Gold and Black and it comes with the following benefits:
|
| InsureandGo business cover | Business Travel is offered at InsureandGo and is available across 3 levels of cover: Silver, Gold and Black. It comes with the following benefits:
|
| InsureandGo cruise cover | Cruise Extension is available across 3 levels of cover: Silver, Gold and Black and it comes with the following:
|
| InsureandGo gadget cover | Not Available |
| InsureandGo other extras | Additionally, you can tailor your policy with additional cover upgrades for:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call InsureandGo before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is InsureandGo travel insurance?
You'll find below indicative quotes per level of cover at InsureandGo:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at InsureandGo:
Find the best travel insurance in just a few seconds!
It is, however, quite difficult to give precise price ranges as InsureandGo travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at InsureandGo?
They don't mention any discounts in their website.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at InsureandGo.
What else should I know about InsureandGo travel insurance?
What are the general exclusions at InsureandGo travel insurance?
To be eligible for an InsureandGo travel insurance policy, you need to meet various criteria. Among general exclusions that will not lead to financial compensation for the policyholder, as well as any named travellers on the policy, exclusions also include:
- Any claim made for medical expense where you have not declared a diagnosis at the time of purchasing the policy or that you are travelling against the advice of a medical practitioner
- Pregnancy and childbirth complications while travelling
- Any claim made as a result of war or natural disaster, whether it concerns baggage and belongings or trip cancellation, delays, accommodation etc.
- Any phone call, taxis, interpreting fees to solve problems abroad
- Any claim made as a result of illegal or hazardous activity
- Alcohol or drugs-related accidents
- Any claim made as a result of extreme sports unless the appropriate upgrade has been paid
- Any claim made as a result of you not getting a particular vaccination
- Any claim made as a result of items being stolen from motor vehicles left unattended between 10pm and 8am.
How do I get travel insurance quote from InsureandGo?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If InsureandGo is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to InsureandGo website?
Through the customer portal, you can pay for your travel insurance quote, access your policy documents and make claims.
- To log in, you can visit this page
- You need to enter your Quote Number or Policy Number, surname and date of birth, then click on the 'Login' button.
How to claim at InsureandGo travel insurance?
At InsureandGo, you must make your travel claim within 31 days after your trip ends. There are three possible ways to make a claim at InsureandGo:
| How to claim on InsureandGo travel insurance? | |
|---|---|
| When to claim? | 31 days after your trip ends. |
| Claim by mail | Send out your complaint to: |
| Claim online | You can click here |
| Claim by phone | (+44) 207 748 006 |
How do I contact InsureandGo travel insurance?
InsureandGo contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer service | +44 (0)207 748 0062 | Monday to Friday: 8am - 10pm |
| Medical screening | 0330 400 1213 | Not stated |
| Emergency medical assistance | +44 (0)207 748 0060 | 24 hour emergency service 365 days a year |
| Claim line | +44 (0)207 748 0061 | Monday to Friday: 8am - 8pm |
InsureandGo other contact details
| Contact details | |
|---|---|
| Address | InsureandGo, 2nd floor, Maitland House |
| [email protected] or [email protected] |
How to cancel your annual InsureandGo travel insurance policy?
You will find below main information to cancel your travel insurance policy at InsureandGo:
| How to cancel InsureandGo travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by mail | By sending your cancellation letter to: |
| Cancel by email | [email protected] |
Our opinion on InsureandGo travel insurance
InsureandGo is a travel insurance specialist that was established in 2000 and is operating as a fully owned subsidiary of the international insurance company Mapfre Asistencia.
InsureandGo travel insurance is known for offering good standard packages at highly competitive prices as well as a range of specific travel insurance products such as cruise and winter sports. There is no upper age limit. However, if you are above 66 or have a medical condition, have a look at the small print of the terms and conditions booklets we have added above, as you may be subject to restrictions that could invalidate your claim abroad.
InsureandGo benefits from very positive reviews on both Defaqto and TrustPilot, which means that the company’s 100% claim handling process online must be quite effective. Policy information is transparent and easy to access, which also makes the company more reliable and trustworthy. Negative comments have been on the company not giving refunds for flights or travel cancelled due to the carrier defaulting or for other small expenses such as change fees.
In general, we would recommend the policy as long as the limit and excess mentioned above are in line with what you expect.
