Insurefor Travel Insurance Review and Quotes

antoine fruchard Antoine Fruchard  updated on July 27, 2020

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether Insurefor is the right company to go on holidays with? 

In this definitive Insurefor review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is Insurefor the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Insurefor travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below. 

4,2 Safe overall rating for Insurefor

Safe ratingOur opinion
Customer service & satisfaction

4 star rating on Defaqto
Easily accessible policy documents
Low customer satisfaction rate of 1,9/5 on TrustPilot

Cover provided

Policies available across 3 levels
High medical emergency cover limit of up to £10M
High cancellation cover limit of up to £5,000
Backpacker Travel Insurance not available

Value for money

Exclusive Annual Trip Offer covers 15 months for the price of 12 months
Fairly priced premiums
Family discounts available

Financial strength

Insurefor is a trading name of ROCK Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority

Technology

Online quote process
User friendly website
Availability of customer log in
Live chat feature available

Safe rating for Insurefor travel insurance

Insurefor travel insurance reviews by expert and consumers

Review organisationInsurefor travel insurance reviews
Defaqto expert

Standard: 3
Premier: 4
Ultimate: 4

TrustPilot

1,9/5 based on more than 180 opinions

Consumer satisfaction rates on reviews for Insurefor holiday insurance

To check if Insurefor is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

What does Insurefor travel insurance cover?

Insurefor travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family. 

Insurefor’s travel insurance policies are available for individuals, couples, families and groups.

Insurefor single-trip and annual multi-trip travel insurances

Single and annual multi-trip days and age limits at Insurefor
Maximum days per trip

Single Trip: 31 days or up to 60 days under Ultimate level of cover
Annual Multi Trip: 31 days per trip or up to 60 days under Ultimate level of cover

Maximum age limit

74 years

Maximum days and age limit for single-trip and annual multi-trip policies at Insurefor

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Insurefor:

Policy name

StandardPremierUltimate
Defaqto expert rating344
Excess (if not stated)£195£75£0
Medical expenses£10M£10M£10M
Trip cancellation / curtailment£2,500£5,000£5,000
Delayed departure 12 hours£20£20£20
Delayed departure max£200£200£200
Baggage & belongings£2,000£2,500 £2,500
Money including cash£400£500£500
Repatriation£10M£10M£10M
Personal liability£2M£2M£2M
Personal accident (excess £0)£10,000£10,000£30,000
Legal expenses
(excess £0)
£25,000£25,000£25,000
Hospital benefit
(excess £0)
£2,000£2,000£2,000
Accommodation cover£2,500£5,000£5,000
Pet care (excess £0)£200£500£500
SAFI*Not StatedNot StatedNot Stated
Medical screeningOptionalOptionalOptional
Cruise coverOptionalOptionalOptional
Winter sportsOptionalOptionalOptional
Golf CoverStandardStandardStandard
Insurefor travel insurance in details

Insurefor winter sports travel insurance

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

Optional Winter Sports cover is available at Insurefor and it comes with the following benefits:

  • Available across 3 levels of cover: Standard, Premier and Ultimate
  • Up to £1,000 for ski equipment that you own
  • Up to £500 for ski equipment that you hired
  • Up to £500 for replacement ski equipment hire
  • Up to £400 piste closure cover
  • Up to £500 avalanche cover.

What are the other travel insurance options available at Insurefor?

Travel insurance options at Insurefor
Insurefor golf cover

Golf Cover is included as standard.

Insurefor business cover

Optional Business Travel Cover is not available however, you may still be covered under the Single or Annual Multi Trip policies if you choose to travel for business.

Insurefor cruise cover

Optional Cruise Cover is available at Insurefor and it comes with the following benefits:

  • Available across 3 levels of cover: Standard, Premier and Ultimate
  • Up to £1,000 missed port departure cover
  • Up to £1,000 cabin confinement cover
  • Up to £500 itinerary change cover
  • Up to £500 unused excursions cover.
Insurefor gadget cover

Optional Gadget Cover is available at Insurefor and it comes with the following features and benefits:

  • Available across 3 levels: Level 1 covers 3 gadgets, Level 2 covers 5 gadgets and Level 3 covers 7 gadgets
  • Level 1: Up to £1,000 gadget cover
  • Level 2: Up to £2,000 gadget cover
  • Level 3: Up to £3,000 gadget cover.
Insurefor other extras

Other Optional upgrades available at Insurefor are:

  • Excess Waiver
  • Sports and Other Activities

Other specific travel insurance policies available are:

  • Over 65s Travel Insurance
  • Medical Screening Travel Insurance.
Other travel insurance policy options available at Insurefor

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Insurefor before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is Insurefor travel insurance?

You’ll find below indicative quotes per level of cover at Insurefor:

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Insurefor:

Policy name

StandardPremierUltimate
Price – 7 days trip – 30 years old – Europe£12,89£13,91£14,69
Price – annual policy – 30 years old – Europe£21,52£23,42£36,52
Price – 7 days trip – 65 years old – Europe£20,21£28,50£38,63
Price – annual policy – 65 years old – Europe£77,83£85,61£89,45
Price – 7 days trip – 30 years old – USA£70,88£82,24£110,59
Price – annual policy – 30 years old – USA£80,06£84,07£87,67
Price – 7 days trip – 65 years old – USA£116,84£153,97£213,46
Price – annual policy – 65 years old – USA£278,33£319,48£323,27
Insurefor travel insurance in details

It is, however, quite difficult to give precise price ranges as Insurefor travel insurance policy quotes will depend on a range of factors such as:

  • Your age at the time of travelling
  • The length of your stay
  • Your trip destination (Europe, North America, Worldwide)
  • The period you wish to be covered for (single trip, annual multi-trip, extension)
  • If you need specific insurance (cruise, ski, backpackers, gadget cover)
  • Your medical condition before travelling
  • Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at Insurefor?

Family discounts are available.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Insurefor.

What else should I know about Insurefor travel insurance?

What are the general exclusions at Insurefor travel insurance?

To be eligible for a Travel Insurance cover at Insurefor:

  • You must be a resident of the UK
  • Your trip must not have started yet
  • A couple travel insurance policy is for 2 adults in a relationship living at the same address
  • You will only be covered for a trip in the UK if you have at least one night’s pre-booked and pre-paid accommodation
  • Your trip must start and end in the UK
  • You must have a return ticket prior to your departure
  • You must be within the age limit
  • You must be registered with a general practitioner.

How do I get travel insurance quote from Insurefor?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Insurefor is the right one for you, then just click on get quote and you’ll be automatically directed through the company’s sale channel.

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to Insurefor website?

Through the customer portal, you can access your quote or travel insurance policy certificate. Simply enter your Quote Reference or Policy Number, followed by your Mobile Number and log in.

How to claim at Insurefor travel insurance?

There are 2 ways to make a claim: online or through a phone call.

How to claim on Insurefor travel insurance?
Claim online

To claim online, fill in the necessary details on the claim form on this page

Claim by phone

02380 177286

How to make a claim on Insurefor travel insurance

How do I contact Insurefor travel insurance?

Insurefor contact phone numbers

ServicesPhone numbersOpening hours
Customer Service0343 658 0220

Monday to Friday: 8am to 7pm
Saturday: 9am to 5pm

Claims02380 17728

Available 24/7

Medical Emergency+44 (0)2380 177474

Available 24/7

Insurefor contact phone numbers

Insurefor other contact details

Contact details
Address

ROCK Insurance Group
Griffin House, 135 High Street
Crawley, West Sussex
RH10 1DQ

Email[email protected]
Insurefor contact details

How to cancel your annual Insurefor travel insurance policy?

You will find below main information to cancel your travel insurance policy at Insurefor:

How to cancel Insurefor travel insurance?
Cancellation fees during cooling off period of 14 days£0
Cancellation fees outside cooling off period

No refund

Cancel by email[email protected]
Cancel by phone

01293 855782

How to cancel Insurefor travel insurance

Our opinion on Insurefor travel insurance

Insurefor is a trading name of ROCK Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority. The company’s travel insurance policies are underwritten by Euroins AD.

Travel insurance policies are available across 3 levels of cover: Standard, Premier and Ultimate. In addition to the main insurance policies, optional covers such as Excess Waiver, Winter Sports, Cruise, and Other Sports Cover, etc are available.

Due to the low customer satisfaction rate, we would recommend you consider looking at other insurance companies that have a high customer satisfaction rate such as InsureandGo, Esure and Alpha Travel Insurance.