John Lewis Travel Insurance Review and Quotes

verified information

verificator-profile-picture-profile-picture

Information verified by  Adeline Harmant

Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Discover the methodology
author-profile-picture
Alexandre Desoutter updated on July 27, 2020

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether John Lewis is the right company to go on holidays with?

In this definitive John Lewis review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is John Lewis the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into John Lewis travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.

3,4 Safe overall rating for John Lewis

Safe ratingOur opinion
Customer service & satisfaction

Average customer satisfaction rate 3.5/5 on TrustPilot
Travel advice helpline available 24/7
Easily accessible policy documents
No Defaqto rating
No online claims processing

Cover provided

Policies available across 3 levels of cover
High medical expense limit of up to £10M
High cancellation cover limit of up to £8,000
Wide range of sports and activities covered as standard
No Backpacker or Longstay covers available
No cruise extension cover available

Value for money

Reasonably priced premiums
No discounts mentioned on their website
No mention of children covered for free

Financial strength

John Lewis Travel Insurance is underwritten by a panel of leading insurers in the UK such as Ageas Insurance Limited and DAS Legal Expenses Insurance Company Limited which are authorised and regulated by the Financial Conduct Authority

Technology

User friendly website
Availability of customer portal
No online claims process
No online quote generation
No live chat feature

Safe rating for John Lewis travel insurance

John Lewis travel insurance reviews by expert and consumers

Review organisationJohn Lewis travel insurance reviews
Defaqto expert

Not available

TrustPilot

3,5/5 based on more than 900 opinions

Consumer satisfaction rates on reviews for John Lewis holiday insurance

To check if John Lewis is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

Find the best travel insurance in just a few seconds!

Compare

What does John Lewis travel insurance cover?

John Lewis travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.

John Lewis's Travel Insurance Policies are available for individuals, families and couples.

John Lewis single-trip and annual multi-trip travel insurances

Single and annual multi-trip days and age limits at John Lewis
Maximum days per trip

Single Trip: Not Stated
Annual Multi Trip: 31, 45 or 60 days per trip

Maximum age limit

Single Trip: No age limit
Annual Multi Trip: 74 years

Maximum days and age limit for single-trip and annual multi-trip policies at John Lewis

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at John Lewis:

Policy Name

EssentialPlus Premier
Excess (if not stated)
£100£60£50
Medical expenses
£2M£5M£10M
Trip cancellation / curtailment
£1,000£5,000£8,000
Delayed departure 12 hours
£7.5£20£30
Delayed departure max
£300£400£600
Baggage & belongings
x£150£300
Money including cash
x£200£300
Repatriation
£2M£5M£10M
Personal liability
£2M£2M£2M
Personal accident (excess £0)
x£25,000£50,000
Legal expenses
(excess £0)
x£25,000£50,000
Hospital benefit
(excess £0)
£300£750£1,500
Accommodation cover
x£1,000£2,000
Pet care (excess £0)
x£200£500
SAFI*
x£1,500£1,500
Medical screening
xxx
Cruise cover
xxx
Winter sports
xOptionalOptional
Golf Cover
xOptionalOptional
John Lewis travel insurance in details

Find the best travel insurance in just a few seconds!

Compare

John Lewis winter sports travel insurancet

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

Optional Winter Sports Cover is available at John Lewis and it comes with the following as standard:

  • Available across 2 levels of cover: Plus and Premier
  • Up to £750 winter sports equipment cover
  • Up to £600 to hire winter sports equipment
  • Up to £350 ski pack cover
  • Up to £500 piste closure cover
  • Up to £500 avalanche cover.

What are the other travel insurance options available at John Lewis?

Travel insurance options at John Lewis
John Lewis golf cover

Optional Golf Cover is available at John Lewis and it comes with the following benefits:

  • Up to £1,000 golf equipment cover
  • Up to £200 to hire golf equipment
  • Up to £300 green fees cover.
John Lewis business cover

Business Cover is available as standard at John Lewis provided that you're not doing any manual labour work.

John Lewis cruise cover

Not Available

John Lewis gadget cover

Optional Technology Cover is available at John Lewis and it comes with the following features and benefits:

  • Available across 2 levels of cover: Plus and Premier
  • Gadget covered are: audio, visual, computer, sports equipment, tablet devices, photographic, MP3 players, electronic games and watches
  • Up to £2,500 limit cover.
John Lewis other extras

Another Optional Cover available is the Wedding Cover and it comes with the following benefits:

  • Up to £1,500 wedding attire cover per couple
  • Up to £2,000 wedding gifts cover per couple
  • Up to £1,000 wedding ring cover
  • Up to £750 photographs and video cover.
Other travel insurance policy options available at John Lewis

Watch out!

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call John Lewis before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is John Lewis travel insurance?

You'll find below indicative quotes per level of cover at John Lewis:

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at John Lewis:

Policy name

EssentialPlus Premier
Price - 3 days trip - 30 years old - Europe
£8,12 £12,34 £15,76
John Lewis travel insurance in details

Find the best travel insurance in just a few seconds!

Compare

It is, however, quite difficult to give precise price ranges as John Lewis travel insurance policy quotes will depend on a range of factors such as:

  • Your age at the time of travelling
  • The length of your stay
  • Your trip destination (Europe, North America, Worldwide)
  • The period you wish to be covered for (single trip, annual multi-trip, extension)
  • If you need specific insurance (cruise, ski, backpackers, gadget cover)
  • Your medical condition before travelling
  • Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at John Lewis?

They do not mention any discounts on their website.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at John Lewis.

What else should I know about John Lewis travel insurance?

What are the general exclusions at John Lewis travel insurance?

To be eligible for a travel insurance policy at John Lewis:

  • You must be a resident of the UK
  • You must have not spent more than 6 months away from home in the previous 12 months prior to taking out the policy
  • You must be registered with a general practitioner.

How do I get travel insurance quote from John Lewis?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If John Lewis is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.

Good to know

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to John Lewis website?

Through the customer portal, you can change your password, access your policy documents and view policy details.

To access the customer portal, visit this page and log in.

How to claim at John Lewis travel insurance?

There is only one way to make a claim and that is through phone call.

How to claim on John Lewis travel insurance?
Claim online

Not available

Claim by phone

0345 123 1160

How to make a claim on John Lewis travel insurance

How do I contact John Lewis travel insurance?

John Lewis contact phone numbers

ServicesPhone numbersOpening hours
Customer Service
0345 111 0030

Monday to Friday: 9am to 5pm

Claims
0345 123 1160

Available 24/7

Medical Emergency Claim
+44 23 8064 4633

Available 24/7

Travel Advice Line
+44 (0)345 122 8936

Available 24/7

John Lewis contact phone numbers

John Lewis other contact details

Contact details
Address

John Lewis plc,
171 Victoria Street,
London,
SW1E 5NN

Email
https://www.johnlewisfinance.com/insurance/travel-insurance/email-us.html
John Lewis contact details

How to cancel your annual John Lewis travel insurance policy?

You will find below main information to cancel your travel insurance policy at John Lewis:

How to cancel John Lewis travel insurance?
Cancellation fees during cooling off period of 14 days
£0
Cancellation fees outside cooling off period

No refund

Cancel by email
[email protected]
Cancel by phone

0345 111 0030

How to cancel John Lewis travel insurance

Our opinion on John Lewis travel insurance

John Lewis Travel Insurance is underwritten by a panel of leading insurers in the UK such as Ageas Insurance Limited and DAS Legal Expenses Insurance Company Limited which are authorised and regulated by the Financial Conduct Authority.

They offer their main insurance policies across 3 levels of cover: Essential, Plus and Premier. In addition to the main insurance policies, optional covers such as Winter Sports, Golf and Wedding covers.

Did you like this article?
author-profile-picture/
Alexandre Desoutter
hellosafe-logo
hellosafe-logo

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.