JS Travel Insurance Review and Quotes
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It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether JS is the right company to go on holidays with?
In this definitive JS review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is JS the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into JS travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,4 Safe overall rating for JS
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
Online quote generation | |
| Cover provided |
Policies available across 3 levels of cover | |
| Value for money |
Competitive prices | |
| Financial strength |
Jade Stanley Ltd is authorised and regulated by the Financial Conduct Authority | |
| Technology |
Online quote generation |
JS travel insurance reviews by expert and consumers
| Review organisation | JS travel insurance reviews |
|---|---|
| Defaqto expert | Silver: 3 |
| TrustPilot | 3,6/5 based on 3 opinions. |
To check if JS is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
Find the best travel insurance in just a few seconds!
What does JS travel insurance cover?
JS travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
JS's Travel Insurance Policies is available for individuals, couples, families as well as Single Parent Families.
JS single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at JS | |
|---|---|
| Maximum days per trip | Single Trip: Up to 94 days |
| Maximum age limit | Single Trip: 75 years |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at JS:
Policy name | Silver | Gold | Platinum |
|---|---|---|---|
| Defaqto expert rating | 3 | 4 | 5 |
| Excess (if not stated) | £100 | £50 | £35 |
| Medical expenses | £10M | £10M | £10M |
| Trip cancellation / curtailment | £1,000 | £3,000 | £7,500 |
| Delayed departure 12 hours | £10 | £15 | £20 |
| Delayed departure max | £100 | £1,000 | £1,000 |
| Baggage & belongings | £1,500 | £1,500 | £2,500 |
| Money including cash | £150 | £500 | £750 |
| Repatriation | £10M | £10M | £10M |
| Personal liability | Not Stated | Not Stated | Not Stated |
| Personal accident (excess £0) | £25,000 | £25,000 | £25,000 |
| Legal expenses (excess £0) | £25,000 | £25,000 | £25,000 |
| Hospital benefit (excess £0) | x | £500 | £1,500 |
| Accommodation cover | £1,000 | £3,000 | £7,500 |
| Pet care (excess £0) | Not Stated | Not Stated | Not Stated |
| SAFI* | £1,500 | £1,500 | £1,500 |
| Medical screening | x | x | x |
| Cruise / winter sports / golf | Optional | Optional | Optional |
| Wedding cover | Optional | Optional | Optional |
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JS backpacker travel insurance
Backpacker Travel Insurance is available at JS Travel Insurance and it comes with the following features and benefits:
- Available across 2 levels of cover: Silver and Gold
- 2 maximum trip duration to choose from: 12 months and 18 months with the option of 2 home visits, each visit's duration is 21 days
- Upper age limit of 45 years
- Up to £2,500 cancellation cover
- Up to £5M medical emergency and repatriation cover
- Up to £2M personal liability cover
- Up to £2,000 personal baggage cover
- Up to £25,000 legal costs cover.
JS winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Optional Winter Sports Cover is available at JS Travel Insurance and it comes with the following benefits:
- Up to £500 for ski equipment that was stolen, lost or damaged
- Up to £250 to hire ski equipment if your was lost, stolen or damaged
- Up to £400 ski pack cover
- Up to £500 if you're unable to ski due to piste closure
- Up to £500 if you're unable to ski due to an avalanche.
What are the other travel insurance options available at JS?
| Travel insurance options at JS | |
|---|---|
| JS golf cover | Optional Golf Cover is available at JS Travel Insurance and it comes with the following benefits:
|
| JS business cover | Optional Business Cover is available at JS Travel Insurance and it comes with the following benefits
|
| JS cruise cover | Optional Cruise Cover is available at JS Travel Insurance and it comes with the following benefits:
|
| JS gadget cover | Optional Gadget Cover Extension is available at JS Travel Insurance and it comes with the following benefits
|
| JS other extras | Wedding Extension Cover is available at JS Travel Insurance and it comes with the following features and benefits:
In addition to the Wedding Cover extension, the following are also available:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call JS before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is JS travel insurance?
You'll find below indicative quotes per level of cover at JS:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at JS:
Policy name | Silver | Gold | Platinum |
|---|---|---|---|
| Price - 7 days trip - 30 years old - Europe | £8,27 | £10,51 | £19,98 |
| Price - annual policy - 30 years old - Europe | £29,58 | £38,32 | £49,78 |
| Price - 7 days trip - 65 years old - Europe | £22,90 | £24,82 | £43,30 |
| Price - annual policy - 65 years old - Europe | £66,56 | £86,22 | £112,00 |
| Price - 7 days trip - 30 years old - USA | £23,66 | £25,28 | £47,78 |
| Price - annual policy - 30 years old - USA | £42,78 | £50,29 | £65,31 |
| Price - 7 days trip - 65 years old - USA | £70,99 | £75,84 | £143,33 |
| Price - annual policy - 65 years old - USA | £96,26 | £113,15 | £146,95 |
Find the best travel insurance in just a few seconds!
It is, however, quite difficult to give precise price ranges as JS travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at JS?
They do not mention any discounts on their website.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at JS.
What else should I know about JS travel insurance?
What are the general exclusions at JS travel insurance?
To be eiligible for a travel insurance cover at JS Travel Insurance:
- The trip must not have started yet
- The trip must start and end in the UK, the Channel Islands or BFPO
- Travel must occur within 1 year after start of policy
- You must be registered with a General Practitioner
- You must be a resident of the UK, the Channel Islands or BFPO and must not have spent more than 6 months in the previous 12 months away
- You must not be travelling specifically for medical reasons or are aware that you're going to need medical attention
- You must not be travelling against the advice of your medical practitioner
- You must not exceed the maximum duration limit of your trip
- You must be travelling with the intention to return home whether that is in the UK, the Channel Islands or BFPO.
How do I get travel insurance quote from JS?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If JS is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to JS website?
There is no login on the JS Travel Insurance website.
How to claim at JS travel insurance?
There are 2 ways to make a claim: phone call or by downloading a claim form online
| How to claim on JS travel insurance? | |
|---|---|
| When to claim? | 31 days after the incident or as soon as possible. |
| Claim online | You can download your claim form |
| Claim by phone | +44 (0) 203 829 3817 |
How do I contact JS travel insurance?
JS contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer Service | 0800 047 5065 | Monday to Friday: 9am to 5pm |
| Medical Emergency | +442038293817 | Available 24/7 |
| Emergency unde Adventure Policy | +44 (0) 203 829 3816 | Available 24/7 |
JS other contact details
| Contact details | |
|---|---|
| Address | Jade Stanley Limited, |
| [email protected] |
How to cancel your annual JS travel insurance policy?
You will find below main information to cancel your travel insurance policy at JS:
| How to cancel JS travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | £10 admin fee |
| Cancel online | To cancel your policy online, you can contact JS Travel Insurance through their contact page here: https://www.jsinsurance.co.uk/help/contact_us.php |
| Cancel by phone | 0800 047 5065 |
Our opinion on JS travel insurance
JS Travel Insurance was founded in 1999 and has been offering insurance products ever since. The company is authorised and regulated by the Financial Conduct Authority.
Their travel insurance policies are available across 3 levels of cover: Silver, Gold and Platinum. In addition to the main policies, you can opt for optional covers such as Excess Waiver, Terrorism Cover, and Missed Connection Cover.
Due to the 5 star Defaqto rating of their products, we would recommend JS Travel Insurance to anyone looking for affordable travel insurance policies.
