Sainsbury's Travel Insurance Review and Quotes
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It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether Sainsbury's is the right company to go on holidays with?
In this definitive Sainsbury's review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is Sainsbury’s the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Sainsbury's travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,8 Safe overall rating for Sainsbury's
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
Online quote generation | |
| Cover provided |
Policies available across 3 levels of cover | |
| Value for money |
Competitive prices | |
| Financial strength | Sainsbury's Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority | |
| Technology |
Online quote generation |
Sainsbury's travel insurance reviews by expert and consumers
| Review organisation | Sainsbury's travel insurance reviews |
|---|---|
| Defaqto expert | Gold: 5 |
| TrustPilot | 4,2/5 based on more than 4.8K opinions |
To check if Sainsbury's is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
Find the best travel insurance in just a few seconds!
What does Sainsbury’s travel insurance cover?
Sainsbury's travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
Sainsbury's Travel Insurance Policies are available for individuals, couples, groups and families.
Sainsbury's single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at Sainsbury's | |
|---|---|
| Maximum days per trip | Single Trip: 94 days |
| Maximum age limit | Single Trip: No age limit |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Sainsbury's:
Policy name | Silver | Gold | Platinum |
|---|---|---|---|
| Defaqto expert rating | Not stated | 5 | 5 |
| Excess (if not stated) | £100 | £50 | £0 |
| Medical expenses | £10M | £15M | Unlimited |
| Trip cancellation / curtailment | £3,000 | £5,000 | £7,500 |
| Delayed departure 12 hours | £25 | £35 | £50 |
| Delayed departure max | £250 | £350 | £500 |
| Baggage & belongings | £1,250 | £2,000 | £3,000 |
| Money including cash | £400 | £500 | £750 |
| Repatriation | £10M | £15M | Unlimited |
| Personal liability | £2M | £2M | £2M |
| Personal accident (excess £0) | x | £25,000 | £50,000 |
| Legal expenses (excess £0) | £25,000 | £25,000 | £25,000 |
| Hospital benefit (excess £0) | £500 | £1,500 | £2,000 |
| Accommodation cover | x | £5,000 | £7,500 |
| Pet care (excess £0) | x | £500 | £750 |
| SAFI* | £2,500 | £2,500 | £2,500 |
| Medical screening | x | x | x |
| Cruise cover | Optional | Optional | Optional |
| Winter sports | Optional | Optional | Optional |
| Golf Cover | Optional | Optional | Optional |
Find the best travel insurance in just a few seconds!
Sainsbury's winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Optional Winter Sports Cover is available at Sainsbury's and it comes with the following features and benefits:
- Available across 3 levels of cover: Silver, Gold and Platinum
- Age limit of 65 years
- Up to 24 days in one insurance period for Annual Multi Trip Policy
- Up to £1,000 for winter sports equipment that you own
- Up to £400 for winter sports equipment you hired
- Up to £300 to hire a replacement winter sports equipment
- Up to £400 piste closure cover
- Up to £400 ski pack cover
- Up to £500 avalanche or landslide cover
- Up to £500 physiotherapy cover in the UK.
What are the other travel insurance options available at Sainsbury's?
| Travel insurance options at Sainsbury's | |
|---|---|
| Sainsbury's golf cover | Optional Golf Cover is available at Sainsbury's and it comes with the following benefits:
|
| Sainsbury's business cover | Optional Business Travel Cover is not available however, you are still eligible for the Single and Annual Multi Trip Policies if you're travelling for business. |
| Sainsbury's cruise cover | Optional Cruise Extension Cover is available at Sainsbury's and it comes with the following benefits:
|
| Sainsbury's gadget cover | Optional Enhanced Gadget Cover is available at Sainsbury's and it comes with the following benefits:
|
| Sainsbury's other extras | The following upgrades and specific insurance policies are also available at Sainsbury's:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Sainsbury's before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is Sainsbury’s travel insurance?
You'll find below indicative quotes per level of cover at Sainsbury's:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Sainsbury's:
Policy name | Silver | Gold | Platinum |
|---|---|---|---|
| Price - 7 days trip - 30 years old - Europe | £16.61 | £20.06 | £27.31 |
| Price - annual policy - 30 years old - Europe | £39.33 | £49.34 | £64.93 |
| Price - 7 days trip - 65 years old - Europe | £22.95 | £27.38 | £37.14 |
| Price - annual policy - 65 years old - Europe | £91.89 | £109.54 | £153.38 |
| Price - 7 days trip - 30 years old - USA | £49.73 | £58.66 | £71.77 |
| Price - annual policy - 30 years old - USA | £94.05 | £112.31 | £155.38 |
| Price - 7 days trip - 65 years old - USA | £78.48 | £91.89 | £111.89 |
| Price - annual policy - 65 years old - USA | £236.85 | £294.77 | £403.56 |
Find the best travel insurance in just a few seconds!
It is, however, quite difficult to give precise price ranges as Sainsbury's travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at Sainsbury's?
Up to 20% discount offered to people who are already members of Nectar.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Sainsbury's.
What else should I know about Sainsbury’s travel insurance?
What are the general exclusions at Sainsbury's travel insurance?
To be eligible for a travel insurance policy at Sainsbury's:
- You must be a resident of the UK
- You must be registered with a general practitioner
- Your trip must start and end in the UK
- You must be within the age limit of the insurance policy you're planning to purchase.
How do I get travel insurance quote from Sainsbury’s?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Sainsbury's is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to Sainsbury’s website?
Through the customer portal, you can access details on your travel insurance policy as well as personal details.
You can log into the customer portal here
How to claim at Sainsbury’s travel insurance?
There are 2 ways to make a claim and that is either online or through a phone call.
| How to claim on Sainsbury's travel insurance? | |
|---|---|
| Claim online | You can submit your claim online on this page by filling in the necessary information requested. |
| Claim by phone | 01403 288 421 |
How do I contact Sainsbury’s travel insurance?
Sainsbury's contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer Service | 0345 305 2622 | Monday to Friday: 9am to 5pm |
| Emergency Claims | +44 (0) 1403 288 125 | Available 24/7 |
| Non-Emergency Claims | 01403 288 421 | Monday to Friday: 9am to 5pm |
| Sales and Renewals: | 0345 305 2623 | Monday to Friday: 9am to 5pm |
| Legal advice and expenses | +44 (0)117 934 0548 | Not Stated |
Sainsbury's other contact details
| Contact details | |
|---|---|
| Address | Sainsbury's Bank |
| [email protected] |
How to cancel your annual Sainsbury’s travel insurance policy?
You will find below main information to cancel your travel insurance policy at Sainsbury's:
| How to cancel Sainsbury's travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by phone | 0345 305 2622 |
Our opinion on Sainsbury’s travel insurance
Sainsbury's Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Aside from the usual Single and Annual Multi Trip, Sainsbury's also offers Extended Stay Travel Insurance Policy that can be used by people looking to take a gap year or to travel around for a long time before returning home. Their policies are available across 3 levels of cover: Silver, Gold and Platinum.
Due to the 5 star rating on Defaqto and high customer satisfaction rate on Trust Pilot, we would recommend Sainsbury's Travel Insurance to anyone looking for an affordable and easy to manage travel insurance policy.
