Debenhams Wedding Insurance Review and Quotes
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodology
Are you getting married, and wondering if Debenhams is the best insurer to cover your event?
You are at the right place!
In the below review, we will tell you everything you need to know about Debenhams Wedding Insurance: prices and cover breakdown per level of protection available, contact details, claim process and much more.
Let’s dive in.
Is Debenhams the best insurer to cover your wedding?
You may already know that going always for the cheapest wedding insurance premium is not the best option when it comes to getting refund in case something goes wrong while planning your event.
At Safe, we strive to help any UK resident getting married to get the best wedding cover to organize such a beautiful day with complete peace of mind. This is why we’ve dug into Debenhams's policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,3 Safe overall rating for Debenhams
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction and claims |
Easy to access policy information | |
| Cover provided for your home |
5 levels of cover from £10K to £50 K cancellation amount | |
| Value for money |
Vouchers available at Debenhams | |
| Financial strength |
Very trustworthy company expert in providing insurance and financial products | |
| Technology |
100% online quote process |
To get the best deal for your event, compare Debenhams wedding insurance with other wedding insurance deals on the market. 100% free and anonymous.
Compare the best wedding insurance in just a few seconds!
Expert and consumers reviews for Debenhams wedding insurance
| Review organisation | Debenhams wedding insurance reviews |
|---|---|
| Trustpilot | 4,2/5 based on 32 opinions |
What does Debenhams wedding insurance cover?
You will find below Debenhams wedding insurance breakdown per level of cover. Limits mentioned are a maximum of compensation you can get, depending on what you spent.
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | ||||
|---|---|---|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 | ||||
| Excess | £50 | £50 | £50 | £50 | £50 | ||||
| Cancellation | £10 000 | £15 000 | £25 000 | £35 000 | £60 000 | ||||
| Bridal attire | £5 000 | £8 000 | £10 000 | £15 000 | £25 000 | ||||
| Wedding gifts | £2 500 | £4 000 | £7 000 | £10 000 | £12 500 | ||||
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated | Not stated | Not stated | ||||
| Photo or video | £5 000 | £7 500 | £10 000 | £18 500 | £27 500 | ||||
| Cake | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | ||||
| Rings | £2 500 | £4 000 | £6 000 | £9 000 | £12 500 | ||||
| Flower | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | ||||
| Liability coverage | Personal | Personal | Personal | Personal | Personal | ||||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | ||||
| Transport | £3 000 | £7 500 | £10 000 | £12 500 | £25 000 | ||||
| Supplier failure | £5 000 | £7 500 | £12 500 | £18 500 | £27 500 | ||||
| Legal expenses | £5 000 | £10 000 | £1 000 | £20 000 | £20 000 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | |||
|---|---|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 | |||
| Excess | £50 | £50 | £50 | £50 | £50 | |||
| Cancellation | £10 000 | £15 000 | £25 000 | £35 000 | £60 000 | |||
| Bridal attire | £5 000 | £8 000 | £10 000 | £15 000 | £25 000 | |||
| Wedding gifts | £2 500 | £4 000 | £7 000 | £10 000 | £12 500 | |||
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated | Not stated | Not stated | |||
| Photo or video | £5 000 | £7 500 | £10 000 | £18 500 | £27 500 | |||
| Cake | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | |||
| Rings | £2 500 | £4 000 | £6 000 | £9 000 | £12 500 | |||
| Flower | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | |||
| Liability coverage | Personal | Personal | Personal | Personal | Personal | |||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | |||
| Transport | £3 000 | £7 500 | £10 000 | £12 500 | £25 000 | |||
| Supplier failure | £5 000 | £7 500 | £12 500 | £18 500 | £27 500 | |||
| Legal expenses | £5 000 | £10 000 | £1 000 | £20 000 | £20 000 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | ||
|---|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 | ||
| Excess | £50 | £50 | £50 | £50 | £50 | ||
| Cancellation | £10 000 | £15 000 | £25 000 | £35 000 | £60 000 | ||
| Bridal attire | £5 000 | £8 000 | £10 000 | £15 000 | £25 000 | ||
| Wedding gifts | £2 500 | £4 000 | £7 000 | £10 000 | £12 500 | ||
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated | Not stated | Not stated | ||
| Photo or video | £5 000 | £7 500 | £10 000 | £18 500 | £27 500 | ||
| Cake | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | ||
| Rings | £2 500 | £4 000 | £6 000 | £9 000 | £12 500 | ||
| Flower | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | ||
| Liability coverage | Personal | Personal | Personal | Personal | Personal | ||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | ||
| Transport | £3 000 | £7 500 | £10 000 | £12 500 | £25 000 | ||
| Supplier failure | £5 000 | £7 500 | £12 500 | £18 500 | £27 500 | ||
| Legal expenses | £5 000 | £10 000 | £1 000 | £20 000 | £20 000 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | |
|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 | |
| Excess | £50 | £50 | £50 | £50 | £50 | |
| Cancellation | £10 000 | £15 000 | £25 000 | £35 000 | £60 000 | |
| Bridal attire | £5 000 | £8 000 | £10 000 | £15 000 | £25 000 | |
| Wedding gifts | £2 500 | £4 000 | £7 000 | £10 000 | £12 500 | |
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated | Not stated | Not stated | |
| Photo or video | £5 000 | £7 500 | £10 000 | £18 500 | £27 500 | |
| Cake | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | |
| Rings | £2 500 | £4 000 | £6 000 | £9 000 | £12 500 | |
| Flower | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 | |
| Liability coverage | Personal | Personal | Personal | Personal | Personal | |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | |
| Transport | £3 000 | £7 500 | £10 000 | £12 500 | £25 000 | |
| Supplier failure | £5 000 | £7 500 | £12 500 | £18 500 | £27 500 | |
| Legal expenses | £5 000 | £10 000 | £1 000 | £20 000 | £20 000 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond |
|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 |
| Excess | £50 | £50 | £50 | £50 | £50 |
| Cancellation | £10 000 | £15 000 | £25 000 | £35 000 | £60 000 |
| Bridal attire | £5 000 | £8 000 | £10 000 | £15 000 | £25 000 |
| Wedding gifts | £2 500 | £4 000 | £7 000 | £10 000 | £12 500 |
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated | Not stated | Not stated |
| Photo or video | £5 000 | £7 500 | £10 000 | £18 500 | £27 500 |
| Cake | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 |
| Rings | £2 500 | £4 000 | £6 000 | £9 000 | £12 500 |
| Flower | £3 000 | £7 500 | £10 000 | £12 500 | £15 000 |
| Liability coverage | Personal | Personal | Personal | Personal | Personal |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 |
| Transport | £3 000 | £7 500 | £10 000 | £12 500 | £25 000 |
| Supplier failure | £5 000 | £7 500 | £12 500 | £18 500 | £27 500 |
| Legal expenses | £5 000 | £10 000 | £1 000 | £20 000 | £20 000 |
Policy name | Gold | Emerald | Platinum | Ruby |
|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 |
| Excess | £50 | £50 | £50 | £50 |
| Cancellation | £10 000 | £15 000 | £25 000 | £35 000 |
| Bridal attire | £5 000 | £8 000 | £10 000 | £15 000 |
| Wedding gifts | £2 500 | £4 000 | £7 000 | £10 000 |
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated | Not stated |
| Photo or video | £5 000 | £7 500 | £10 000 | £18 500 |
| Cake | £3 000 | £7 500 | £10 000 | £12 500 |
| Rings | £2 500 | £4 000 | £6 000 | £9 000 |
| Flower | £3 000 | £7 500 | £10 000 | £12 500 |
| Liability coverage | Personal | Personal | Personal | Personal |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 |
| Transport | £3 000 | £7 500 | £10 000 | £12 500 |
| Supplier failure | £5 000 | £7 500 | £12 500 | £18 500 |
| Legal expenses | £5 000 | £10 000 | £1 000 | £20 000 |
Policy name | Gold | Emerald | Platinum |
|---|---|---|---|
| Premium | £60 | £80 | £102 |
| Excess | £50 | £50 | £50 |
| Cancellation | £10 000 | £15 000 | £25 000 |
| Bridal attire | £5 000 | £8 000 | £10 000 |
| Wedding gifts | £2 500 | £4 000 | £7 000 |
| Cash and voucher limit for gifts | Not stated | Not stated | Not stated |
| Photo or video | £5 000 | £7 500 | £10 000 |
| Cake | £3 000 | £7 500 | £10 000 |
| Rings | £2 500 | £4 000 | £6 000 |
| Flower | £3 000 | £7 500 | £10 000 |
| Liability coverage | Personal | Personal | Personal |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 |
| Transport | £3 000 | £7 500 | £10 000 |
| Supplier failure | £5 000 | £7 500 | £12 500 |
| Legal expenses | £5 000 | £10 000 | £1 000 |
Policy name | Gold | Emerald |
|---|---|---|
| Premium | £60 | £80 |
| Excess | £50 | £50 |
| Cancellation | £10 000 | £15 000 |
| Bridal attire | £5 000 | £8 000 |
| Wedding gifts | £2 500 | £4 000 |
| Cash and voucher limit for gifts | Not stated | Not stated |
| Photo or video | £5 000 | £7 500 |
| Cake | £3 000 | £7 500 |
| Rings | £2 500 | £4 000 |
| Flower | £3 000 | £7 500 |
| Liability coverage | Personal | Personal |
| Liability limit | £2 000 000 | £2 000 000 |
| Transport | £3 000 | £7 500 |
| Supplier failure | £5 000 | £7 500 |
| Legal expenses | £5 000 | £10 000 |
Policy name | Gold |
|---|---|
| Premium | £60 |
| Excess | £50 |
| Cancellation | £10 000 |
| Bridal attire | £5 000 |
| Wedding gifts | £2 500 |
| Cash and voucher limit for gifts | Not stated |
| Photo or video | £5 000 |
| Cake | £3 000 |
| Rings | £2 500 |
| Flower | £3 000 |
| Liability coverage | Personal |
| Liability limit | £2 000 000 |
| Transport | £3 000 |
| Supplier failure | £5 000 |
| Legal expenses | £5 000 |
Watch out!
No new wedding insurance policies issued because of covid for the time being. For existing customers, wedding insurance will remain unchanged.
How much does Debenhams wedding insurance cost?
You will find below Debenhams wedding insurance premiums:
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | ||||
|---|---|---|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | |||
|---|---|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | ||
|---|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond | |
|---|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 |
Policy name | Gold | Emerald | Platinum | Ruby | Diamond |
|---|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 | £209 |
Policy name | Gold | Emerald | Platinum | Ruby |
|---|---|---|---|---|
| Premium | £60 | £80 | £102 | £157 |
Policy name | Gold | Emerald | Platinum |
|---|---|---|---|
| Premium | £60 | £80 | £102 |
Policy name | Gold | Emerald |
|---|---|---|
| Premium | £60 | £80 |
Policy name | Gold |
|---|---|
| Premium | £60 |
However, you may find better value for money deals shopping around and compare Debenhams wedding gifts, flowers, rings and cancellation cover with others insurers' offers. Compare 12 weddings insurance plans in a few secs only, 100% anonymously.
You can adjust your wedding insurance premium getting optional extras such as:
- marquee cover
- extended public liability
- extended supplier failure
- excess waiver.
Can I get Debenhams wedding insurance promo code or vouchers?
£10 vouchers are available at Debenhams when you purchase wedding insurance.
Check on our comparison tool to be aware of latest promo codes and vouchers.
How to claim on Debenhams wedding insurance?
To claim on your Debenhams Wedding Insurance, always provide the reference number 06663B along with your policy number mentioned on your schedule.
| Contact details | |
|---|---|
| Claim by mail at Debenhams | Debenhams Wedding Insurance |
| Claim by email at Debenhams | [email protected] |
| Claim by phone at Debenhams | 0344 412 4296 |
How to contact Debenhams wedding insurance?
To contact Debenhams, you can refer to the table below:
| Phone numbers | Opening hours | |
|---|---|---|
| Customer service (compliants regarding sale of policy) | 0345 218 2685 | Not stated |
| Wedding claims helpline | 0344 412 4296 | Not stated |
| Contact details | |
|---|---|
| Contact by mail | Customer Relations Team |
| Contact by email | [email protected] |
How to cancel my Debenhams wedding insurance?
If you wish to cancel your wedding insurance cover, whatever the reason, you always have the right to do it within 14 days of receiving your wedding insurance policy documents. You will therefore get full refund of the premium you paid (providing that you haven't made any claim and that the wedding event has not taken place).
After this 14 days cooling-off period, you can cancel at anytime, but you may not be entitled for a refund. Check with Debenhams.
Debenhams is also allowed to cancel your insurance policy if there is a valid reason to do so, as long as they give you a 14 days notice letter. You will therefore get a total refund. Valid reasons include:
- bad or abusive customer behavior;
- failure to pay on time;
- failure to provide documents.
Our opinion on Debenhams wedding insurance?
Debenhams is a highly trustworthy insurance company specialist in providing insurance and financial products. The company offers 5 levels of protection with cancellation limit amount starting at £10 000, which is very high. Quotes are competitive.
Debenhams Wedding Insurance is rated 4,2 on Trustpilot, which means the claim process must be ver well handled.
In overall, we recommend this company.
Compare the best wedding insurance in just a few seconds!
