Emerald Life Wedding Insurance Review and Quotes

antoine fruchard Antoine Fruchard  updated on July 27, 2020

Are you getting married, and wondering if Emerald Life is the best insurer to cover your event? 

You are at the right place!

In the below review, we will tell you everything you need to know about Emerald Life Wedding Insurance: prices and cover breakdown per level of protection available, contact details, claim process and much more.

Let’s dive in. 

Is Emerald Life the best insurer to cover your wedding?

You may already know that going always for the cheapest wedding insurance premium is not the best option when it comes to getting refund in case something goes wrong while planning your event.

At Safe, we strive to help any UK resident getting married to get the best wedding cover to organize such a beautiful day with complete peace of mind. This is why we’ve dug into Emerald Life’s policy booklet and attributed our own neutral rating based on five weighted criteria as shown below. 

4,8 Safe overall rating for Emerald Life

Safe ratingOur opinion
Customer service & satisfaction
and claims

Very high reviews on Feefo

Modern website, easy to access information

Cover provided for your home

Worldwide wedding insurance from £12,5K to £100K

One of the highest level of cover with up to £50K for videos and supplier failure

Covers wedding, civil ceremonies and partnerships and conversion

Legal expense cover against discrimination

Lack of a very basic wedding insurance offer

Value for money

Competitive rates for the level of cover provided

Excess amount varies depending on the level of cover chosen

No price offer below £49

Financial strength

Emerald Life Limited is an Appointed Representative of Commercial and General Limited, which is authorised and regulated by the FCA

Technology

100% online quote process, modern website

Facebook, Twitter, Youtube Presence and blog

My Account customer portal to manage policy

Claim process by email

Safe rating for Emerald Life wedding insurance

To get the best deal for your event, compare Emerald Life wedding insurance with other wedding insurance deals on the market. 100% free and anonymous.

Expert and consumers reviews for Emerald Life wedding insurance

Review organisationEmerald Life wedding insurance reviews
Feefo4,8/5 based on 52 opinions
Expert and consumers reviews for Emerald Life wedding insurance

What does Emerald Life wedding insurance cover?

You will find below Emerald Life wedding insurance breakdown per level of cover. Limits mentioned are a maximum of compensation you can get, depending on what you spent.

Policy name

DiamondPremierPremier PlusPlatinum
Premium£49£109£199£299
Excess£25£50£50£250
Cancellation£12 500£32 000£65 000£100 000
Bridal attire£5 000£10 000£10 000£20 000
Wedding gifts£3 000£10 000£10 000£15 000
Cash and voucher limit for gifts£300£1 250£1 250£2 000
Photo or video£5 000£12 000£22 000£50 000
Cake£3 000£8 000£10 000£15 000
Rings£3 000£8 000£10 000£15 000
Flower£3 000£8 000£10 000£15 000
Liability coveragePublicPublicPublicPublic
Liability limit£2 000 000£2 000 000£2 000 000£2 000 000
Transport£5 000£12 000£22 000£50 000
Supplier failure£7 000£16 000£35 000£50 000
Legal expenses£5 000£20 000£20 000£20 000
Emerald Life wedding insurance

No new wedding policies issued while covid-19 wedding government ban is still in place. Existing wedding policies remain unchanged.

How much does Emerald Life wedding insurance cost?

You will find below Emerald Life wedding insurance premiums:

Policy name

DiamondPremierPremier PlusPlatinum
Premium£49£109£199£299
Emerald Life wedding insurance

However, you may find better value for money deals shopping around and compare Emerald Life wedding gifts, flowers, rings and cancellation cover with others insurers’ offers. Compare 12 weddings insurance plans in a few secs only, 100% anonymously.


You can adjust your wedding insurance premium getting optional extras such as:

  • marquee cover
  • extended public liability
  • extended supplier failure
  • excess waiver.

Can I get Emerald Life wedding insurance promo code or vouchers?

Enter your email address on the website and benefit from a £10 promo code.
Or check on our comparison tool to be aware of latest promo codes and vouchers.

How to claim on Emerald Life wedding insurance?

To claim at Emerald Life you can either do it by email or by phone.

Claim by mail at Emerald Life

Emerald Life Wedding Claims

308-314, London Road

Hadleigh

Benfleet

Essex SS7 2DD

Claim by email at Emerald Life[email protected]
Claim by phone at Emerald Life

0333 234 3723

How to claim on my Emerald Life wedding insurance

How to contact Emerald Life wedding insurance?

To contact Emerald Life, you can refer to the table below:

Phone numbersOpening hours
General enquiries0330 113 7109

Not stated

Customer service0330 131 9960

Not stated

Emerald Life wedding insurance phone numbers
Contact details
Contact by mail

Emerald Life Customer Relations Team

2 Melford Court, The Havens

Ransomes Europark

Ipswich, Suffolk

IP3 9SJ

Contact by email[email protected]
Emerald Life wedding insurance contact details

How to cancel my Emerald Life wedding insurance?

If you wish to cancel your wedding insurance cover, whatever the reason, you always have the right to do it within 14 days of receiving your wedding insurance policy documents. You will therefore get full refund of the premium you paid (providing that you haven’t made any claim and that the wedding event has not taken place).

After this 14 days cooling-off period, you can cancel at anytime, but you may not be entitled for a refund. Check with Emerald Life.

Emerald Life is also allowed to cancel your insurance policy if there is a valid reason to do so, as long as they give you a 14 days notice letter. You will therefore get a total refund. Valid reasons include:

  • bad or abusive customer behavior;
  • failure to pay on time;
  • failure to provide documents.

Our opinion on Emerald Life wedding insurance?

The Emerald Life is a highly trustworthy company expert in providing insurance products. The wedding insurance cover at Emerald Life is one of the highest cover on the market. The offer is split between 3 level of protection, from £12,5K cancellation cover and up to £100K. The company also offers photo or video cover and supplier failure cover up to £50K.

The website is very modern, the quote process is handled 100% online and information and prices are very easy to access. Customers reviews on Trustpilot and Feefo are good which means the company must handle claims and give refund quickly.

We therefore highly recommend this company to cover your event.