Are you getting married, and wondering if The Insurance Emporium is the best insurer to cover your event?
You are at the right place!
In the below review, we will tell you everything you need to know about The Insurance Emporium Wedding Insurance: prices and cover breakdown per level of protection available, contact details, claim process and much more.
Let’s dive in.
Table of Contents
Is The Insurance Emporium the best insurer to cover your wedding?
You may already know that going always for the cheapest wedding insurance premium is not the best option when it comes to getting refund in case something goes wrong while planning your event.
At Safe, we strive to help any UK resident getting married to get the best wedding cover to organize such a beautiful day with complete peace of mind. This is why we’ve dug into The Insurance Emporium’s policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,7 Safe overall rating for The Insurance Emporium
|Safe rating||Our opinion|
|Customer service & satisfaction |
Very easy to access policy information and prices
|Cover provided for your home|
7 levels of cover from £3 000 to £50K cancellation amount
|Value for money|
Competitive rates starting at £18
The Insurance Emporium is underwritten by The Equine and Livestock Insurance Company Limited which is authorized by the FCA.
100% online quote process, modern website
To get the best deal for your event, compare The Insurance Emporium wedding insurance with other wedding insurance deals on the market. 100% free and anonymous.
Expert and consumers reviews for The Insurance Emporium wedding insurance
|Review organisation||The Insurance Emporium wedding insurance reviews|
|Trustpilot||4,6/5 based on more than 2800 opinions|
What does The Insurance Emporium wedding insurance cover?
You will find below The Insurance Emporium wedding insurance breakdown per level of cover. Limits mentioned are a maximum of compensation you can get, depending on what you spent.
|Cancellation||£3 000||£5 000||£7 000||£10 000||£20 000||£30 000||£50 000|
|Bridal attire||£750||£1 250||£1 750||£2 500||£5 000||£7 500||£12 500|
|Wedding gifts||£750||£1 250||£1 750||£2 500||£5 000||£7 500||£12 500|
|Cash and voucher limit for gifts||Not stated||Not stated||Not stated||Not stated||Not stated||Not stated||Not stated|
|Photo or video||£300||£500||£700||£1 000||£2 000||£3 000||£5 000|
|Cake||£750||£1 250||£1 750||£2 500||£5 000||£7 500||£12 500|
|Rings||£750||£1 250||£1 750||£2 500||£5 000||£7 500||£12 500|
|Flower||£750||£1 250||£1 750||£2 500||£5 000||£7 500||£12 500|
|Liability limit||£3 000 000||£3 000 000||£3 000 000||£3 000 000||£3 000 000||£3 000 000||£3 000 000|
|Transport||£300||£500||£700||£1 000||£2 000||£3 000||£5 000|
|Supplier failure||£1 500||£2 500||£3 500||£5 000||£10 000||£15 000||£25 000|
The Insurance Emporium do not cover any wedding claim made as a result of COVID-19 notifiable disease.
How much does The Insurance Emporium wedding insurance cost?
You will find below The Insurance Emporium wedding insurance premiums:
However, you may find better value for money deals shopping around and compare The Insurance Emporium wedding gifts, flowers, rings and cancellation cover with others insurers’ offers. Compare 12 weddings insurance plans in a few secs only, 100% anonymously.
You can adjust your wedding insurance premium getting optional extras such as:
- marquee cover
- extended public liability
- extended supplier failure
- excess waiver.
Can I get The Insurance Emporium wedding insurance promo code or vouchers?
Promo codes and vouchers are often available for The Insurance Emporium Wedding Insurance. Check on our comparison tool to be aware of latest promo codes and vouchers available at The Insurance Emporium.
How to claim on The Insurance Emporium wedding insurance?
To claim on your wedding insurance at The Insurance Emporium, the best way to do it is by downloading the appropriate claim form and send it by email or by post. You will be contacted within 2 working days to acknowledge the reception of your claim by mail or post and if your claim is accepter payment will be done by BACS transfer.
|Claim by mail at The Insurance Emporium|
The Insurance Emporium
|Claim by email at The Insurance Emporium||You can go on your My Emporium customer portal, download claim form and send it by email with the relevant documents at: [email protected]|
|Claim by phone at The Insurance Emporium|
How to contact The Insurance Emporium wedding insurance?
To contact The Insurance Emporium, you can refer to the table below:
|Phone numbers||Opening hours|
|Customer service||03300 244 007|
Mon – Fri: 8:00am to 8:30pm
|Claims||03300 244 005|
Mon – Fri: 8:00am to 7:00pm
|Contact by mail|
The Insurance Emporium
|Contact by email||Online contact form: https://www.theinsuranceemporium.co.uk/contact-us|
How to cancel my The Insurance Emporium wedding insurance?
If you wish to cancel your wedding insurance cover, whatever the reason, you always have the right to do it within 14 days of receiving your wedding insurance policy documents. You will therefore get full refund of the premium you paid (providing that you haven’t made any claim and that the wedding event has not taken place).
After this 14 days cooling-off period, you can cancel at anytime, but you may not be entitled for a refund. Check with The Insurance Emporium.
The Insurance Emporium is also allowed to cancel your insurance policy if there is a valid reason to do so, as long as they give you a 14 days notice letter. You will therefore get a total refund. Valid reasons include:
- bad or abusive customer behavior;
- failure to pay on time;
- failure to provide documents.
Our opinion on The Insurance Emporium wedding insurance?
The Insurance Emporium is a very trustworthy company with great wedding insurance cover. The company offers 7 levels of protection from the most basic and up to £50 000 cancellation and rearrangement cover. On top of what is included as standard in all levels of cover, you can add optional benefits such as: Extended Public Liability, Marquee Cover, Ceremonial Swords, Extended Cancellation Cover, Legal Helpline and Public Liability for Guests. You can therefore have a tailor-made policy depending on what suit best your needs.
The website is modern. The quote process, 100% online is very easy to go through. A live chat is available along with request to call back button and customer portal, which makes it easy to manage its policy and eventual claims online.
In overall, we do recommend this policy.