The Insurance Emporium Wedding Insurance Review and Quotes

antoine fruchard Antoine Fruchard  updated on July 27, 2020

Are you getting married, and wondering if The Insurance Emporium is the best insurer to cover your event? 

You are at the right place!

In the below review, we will tell you everything you need to know about The Insurance Emporium Wedding Insurance: prices and cover breakdown per level of protection available, contact details, claim process and much more.

Let’s dive in. 

Is The Insurance Emporium the best insurer to cover your wedding?

You may already know that going always for the cheapest wedding insurance premium is not the best option when it comes to getting refund in case something goes wrong while planning your event.

At Safe, we strive to help any UK resident getting married to get the best wedding cover to organize such a beautiful day with complete peace of mind. This is why we’ve dug into The Insurance Emporium’s policy booklet and attributed our own neutral rating based on five weighted criteria as shown below. 

4,7 Safe overall rating for The Insurance Emporium

Safe ratingOur opinion
Customer service & satisfaction
and claims

Very easy to access policy information and prices

4,6/5 rate on Trustpilot

Cover provided for your home

7 levels of cover from £3 000 to £50K cancellation amount

Covers local and overseas weddings and civil ceremonies

Value for money

Competitive rates starting at £18

Promo codes and vouchers often available

Financial strength

The Insurance Emporium is underwritten by The Equine and Livestock Insurance Company Limited which is authorized by the FCA.

Technology

100% online quote process, modern website

Request a Call Back button

My Emporium customer portal to manage policy

Claim process by email

Safe rating for The Insurance Emporium wedding insurance

To get the best deal for your event, compare The Insurance Emporium wedding insurance with other wedding insurance deals on the market. 100% free and anonymous.

Expert and consumers reviews for The Insurance Emporium wedding insurance

Review organisationThe Insurance Emporium wedding insurance reviews
Trustpilot4,6/5 based on more than 2800 opinions
Expert and consumers reviews for The Insurance Emporium wedding insurance

What does The Insurance Emporium wedding insurance cover?

You will find below The Insurance Emporium wedding insurance breakdown per level of cover. Limits mentioned are a maximum of compensation you can get, depending on what you spent.

Policy name

AmberTopazJadeAmethystAquamarineRubyDiamond
Premium£18£22£27£32£65£97£172
Cancellation£3 000£5 000£7 000£10 000£20 000£30 000£50 000
Bridal attire£750£1 250£1 750£2 500£5 000£7 500£12 500
Wedding gifts£750£1 250£1 750£2 500£5 000£7 500£12 500
Cash and voucher limit for giftsNot statedNot statedNot statedNot statedNot statedNot statedNot stated
Photo or video£300£500£700£1 000£2 000£3 000£5 000
Cake£750£1 250£1 750£2 500£5 000£7 500£12 500
Rings£750£1 250£1 750£2 500£5 000£7 500£12 500
Flower£750£1 250£1 750£2 500£5 000£7 500£12 500
Liability coveragePublicPublicPublicPublicPublicPublicPublic
Liability limit£3 000 000£3 000 000£3 000 000£3 000 000£3 000 000£3 000 000£3 000 000
Transport£300£500£700£1 000£2 000£3 000£5 000
Supplier failure£1 500£2 500£3 500£5 000£10 000£15 000£25 000
Legal expenses£0£0£0£0£0£0£0
The Insurance Emporium wedding insurance

The Insurance Emporium do not cover any wedding claim made as a result of COVID-19 notifiable disease.

How much does The Insurance Emporium wedding insurance cost?

You will find below The Insurance Emporium wedding insurance premiums:

Policy name

AmberTopazJadeAmethystAquamarineRubyDiamond
Premium£18£22£27£32£65£97£172
The Insurance Emporium wedding insurance

However, you may find better value for money deals shopping around and compare The Insurance Emporium wedding gifts, flowers, rings and cancellation cover with others insurers’ offers. Compare 12 weddings insurance plans in a few secs only, 100% anonymously.


You can adjust your wedding insurance premium getting optional extras such as:

  • marquee cover
  • extended public liability
  • extended supplier failure
  • excess waiver.

Can I get The Insurance Emporium wedding insurance promo code or vouchers?

Promo codes and vouchers are often available for The Insurance Emporium Wedding Insurance.
Check on our comparison tool to be aware of latest promo codes and vouchers available at The Insurance Emporium.

How to claim on The Insurance Emporium wedding insurance?

To claim on your wedding insurance at The Insurance Emporium, the best way to do it is by downloading the appropriate Insurance Emporium claim form and send it by email or by post. You will be contacted within 2 working days to acknowledge the reception of your claim by mail or post and if your claim is accepter payment will be done by BACS transfer.

Claim by mail at The Insurance Emporium

The Insurance Emporium

Thorpe Underwood Hall

Ouseburn

York, YO26 9SS

Claim by email at The Insurance EmporiumYou can go on your My Emporium customer portal, download claim form and send it by email with the relevant documents at: [email protected]
Claim by phone at The Insurance Emporium

Not available

How to claim on my The Insurance Emporium wedding insurance

How to contact The Insurance Emporium wedding insurance?

To contact The Insurance Emporium, you can refer to the table below:

Phone numbersOpening hours
Customer service03300 244 007

Mon – Fri: 8:00am to 8:30pm

Saturday: 8:30am to 5:00pm

Sunday: 9:00am to 4:00pm

Claims03300 244 005

Mon – Fri: 8:00am to 7:00pm

Saturday: 9:00am to 12:00pm

The Insurance Emporium wedding insurance phone numbers
Contact details
Contact by mail

The Insurance Emporium

Thorpe Underwood Hall

Ouseburn

York

YO26 9SS

Contact by emailOnline contact form: https://www.theinsuranceemporium.co.uk/contact-us
The Insurance Emporium wedding insurance contact details

How to cancel my The Insurance Emporium wedding insurance?

If you wish to cancel your wedding insurance cover, whatever the reason, you always have the right to do it within 14 days of receiving your wedding insurance policy documents. You will therefore get full refund of the premium you paid (providing that you haven’t made any claim and that the wedding event has not taken place).

After this 14 days cooling-off period, you can cancel at anytime, but you may not be entitled for a refund. Check with The Insurance Emporium.

The Insurance Emporium is also allowed to cancel your insurance policy if there is a valid reason to do so, as long as they give you a 14 days notice letter. You will therefore get a total refund. Valid reasons include:

  • bad or abusive customer behavior;
  • failure to pay on time;
  • failure to provide documents.

Our opinion on The Insurance Emporium wedding insurance?

The Insurance Emporium is a very trustworthy company with great wedding insurance cover. The company offers 7 levels of protection from the most basic and up to £50 000 cancellation and rearrangement cover.
On top of what is included as standard in all levels of cover, you can add optional benefits such as: Extended Public Liability, Marquee Cover, Ceremonial Swords, Extended Cancellation Cover, Legal Helpline and Public Liability for Guests. You can therefore have a tailor-made policy depending on what suit best your needs.

The website is modern. The quote process, 100% online is very easy to go through. A live chat is available along with request to call back button and customer portal, which makes it easy to manage its policy and eventual claims online.

In overall, we do recommend this policy.